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Marriott Money + Factors: What it’s and when to make use of it

For those who run quick on factors, you would possibly contemplate reserving a Marriott Money + Factors price to your subsequent keep. These charges allow you to use a combination of Marriott factors and money to pay to your keep. Here is what it’s best to find out about Marriott Money + Factors, together with learn how to use it and when it is a whole lot.

Marriott Money + Factors overview

As we’ll focus on on this information, there are lots of causes you would possibly need to redeem a combination of factors and money to your Marriott keep. You won’t have sufficient Marriott Bonvoy factors in your account. Or, there could be some nights of your keep that present a excessive factors redemption worth and a few that provide a low redemption worth.

Seashore villa at Le Meridien Maldives Resort & Spa within the Maldives. KATIE GENTER/THE POINTS GUY

Fortunately, you may have some choices for reserving Marriott Money + Factors stays. You’ll be able to create a personalized Money + Factors price by deciding on a paid price or award price for every evening of your keep when reserving by way of the Marriott Bonvoy web site. For some stays booked via the Marriott Bonvoy web site or app, you might also see an choice to ebook a “Money & Factors” redemption price that is a set mixture of money and factors per evening.

You’ll be able to ebook Money + Factors charges for stays at most Marriott manufacturers. The first exception the place you possibly can’t ebook these charges is Marriott all-inclusive resorts.

Associated: 5 methods to maximise Marriott Bonvoy award evening redemptions

Methods to use Marriott Money + Factors

Let’s take a look at learn how to ebook a Marriott Money + Factors price. Begin by heading to the Marriott Bonvoy web site and beginning your search as you sometimes would for an award keep.


You may see a listing of properties with their award and paid charges. Nevertheless, you may need to click on “View Charges” for a property to see what points-and-cash combos you possibly can ebook.


When you click on “View Charges,” you may land on a web page exhibiting the room sorts you possibly can ebook with factors at your chosen property.


Click on on the “Use Money + Factors” part to see learn how to mix money and factors.

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On this case, I would positively need to redeem factors for the primary evening because it carries a dearer paid price however solely a barely greater award price.


Nevertheless, observe that the amount of money you may must pay shall be greater than listed as soon as the taxes and costs are included.


Lastly, you would possibly keep in mind I discussed a “Money & Factors” redemption price that is solely obtainable for some properties. If a property presents this price, you may see it as an possibility underneath the “Factors” tab.


As with the opposite Money + Factors charges, your money portion shall be greater as soon as taxes and costs are included.


Associated: The 26 greatest Marriott accommodations on the earth

When to make use of Marriott Money + Factors

As talked about above, there are a couple of instances you would possibly need to ebook a Marriott Money + Factors price. The obvious time is when you do not have sufficient factors to cowl your total keep, and you do not need to purchase Marriott factors or switch American Specific Membership Rewards factors, Chase Final Rewards factors or Bilt Rewards factors to Marriott.

You may additionally need to ebook a Marriott Money + Factors price if doing so will allow you to keep away from low redemption values on some nights. As we noticed within the above instance, the nights in your keep might carry comparable factors charges however considerably completely different paid charges. So, you would possibly need to redeem Marriott factors for costly nights and ebook paid charges for inexpensive nights.

Pool at Petra Marriott Lodge in Jordan. RYAN SMITH/THE POINTS GUY

One time you do not need to ebook a Money + Factors price is for many five-night stays. Marriott Bonvoy presents a “Keep for five, Pay for 4” perk that offers you the lowest-point-value evening free once you redeem Marriott factors for 5 consecutive nights or extra. However, in case you pay money for an evening and redeem factors for 4 nights, you will not get entry to the “Keep for five, Pay for 4” perk.

Associated: Maximize your factors and miles with TPG’s calculator

Backside line

It is at all times price checking the factors and money choices when reserving a Marriott keep. Nevertheless, suppose you may have entry to a particular company price or the Marriott enterprise price that comes as a perk of getting the Marriott Bonvoy Enterprise® American Specific® Card. In that case, you might discover the paid charges via Marriott Money + Factors are considerably dearer than different charges you possibly can ebook.



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