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4 the reason why the Amex Platinum stands out as the splendid card for Delta flyers

The Platinum Card® from American Categorical is without doubt one of the high earners on airfare purchases.

Past incomes, although, there are numerous different the reason why the Amex Platinum Card is a good choice for all kinds of air vacationers. And it is an particularly good choice for Delta flyers.

Due to Delta’s shut partnership with Amex, semi-regular vacationers on the service have extra causes than most to think about including this card to their wallets. This is what to know.

Maximize your airfare purchases

As talked about above, most different playing cards cannot beat the Amex Platinum in terms of the return you will get on airfare spending.


The cardboard earns 5 factors per greenback on airfare purchases made straight with the airline or via Amex Journey on as much as $500,000 spent on these purchases per calendar 12 months (then 1 level per greenback spent). TPG values American Categorical Membership Rewards at 2 cents apiece, in order that’s like getting 10% again in your spending.

Within the case of Delta particularly, do not forget that Amex factors switch to Delta SkyMiles immediately on a 1:1 foundation. So, incomes 5 Membership Rewards factors per greenback is like incomes 5 Delta SkyMiles per greenback on airfare spending.

That beats what you’ll be able to earn on Delta purchases with a cobranded Delta bank card.

Associated: Why this TPG staffer is chasing Delta elite standing

Earn invaluable factors

Talking of transfers, the Amex Platinum earns Membership Rewards factors that may be transformed into miles or factors with a number of totally different airline frequent flyer and resort factors associate packages.

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When you might switch your Membership Rewards factors at a 1:1 ratio to Delta SkyMiles, you do not essentially should deal with this system such as you would should you had been merely incomes Delta SkyMiles with one of many airline’s cobranded bank cards.

Principally, it is like the most effective of each worlds — you’ll be able to nonetheless use your Amex factors towards Delta awards, however you’ve got many choices past that.


Whereas Delta is perhaps your most popular airline, having transferable factors helps you for a number of causes:

Transferable factors resembling Membership Rewards factors might even be a monetary security web for unplanned bills and emergencies.

So long as you’ve got Membership Rewards, you’ve got Delta miles everytime you want them. But when a unique alternative arises, you are prepared for that, too.

Associated: Journey is again. Now, factors and miles devaluations are (possible) coming

Switch to Delta and companions

As talked about, you’ll be able to immediately switch the Amex Membership Rewards factors you earn with the Amex Platinum (and different eligible playing cards) to Delta at a 1:1 ratio. It is a nice method to high off your Delta SkyMiles stability should you want additional miles for a specific redemption.

American Categorical can also be Delta’s unique associate for its lineup of cobranded bank cards, so it is a good wager you can leverage this profit for years to come back.

Nonetheless, one of many predominant causes to build up factors with Amex fairly than simply straight with Delta is you can leverage the facility of airline partnerships past Delta’s SkyMiles program. For example, you’ll be able to switch Membership Rewards factors not solely to Delta but in addition to Virgin Atlantic.

As with all transferable foreign money, it is best to solely switch when you find yourself assured that there’s accessible award stock. Transfers solely go a method: You’ll be able to’t convert Delta miles again into Amex Membership Rewards factors should you change your thoughts.

Associated: 6 Delta SkyMiles candy spots value saving up for

Lounge entry

Except for incomes, the Amex Platinum has a number of day-of-travel perks that may prevent money and time.

Many Delta loyalists will go for the airline’s top-tier private card, the Delta SkyMiles® Reserve American Categorical Card, to entry Sky Golf equipment when flying Delta. The Delta Reserve will get you limitless Delta Sky Membership entry while you fly Delta via Jan. 31, 2025; this shall be restricted to fifteen visits per 12 months from Feb. 1, 2025, until you spend $75,000 in your card in a calendar 12 months.

Conversely, the Amex Platinum nonetheless will get you limitless entry to Sky Golf equipment when flying Delta via Jan. 31, 2025; though, you will get 5 fewer visits (10 in whole) per 12 months from Feb. 1, 2025, until you spend $75,000 in your card in a calendar 12 months.


You can too entry Centurion Lounges with each playing cards. The distinction is that you’re going to solely get entry to them with the Delta Reserve if you’re flying Delta and you bought your ticket with a U.S. Amex-issued card. The Amex Platinum will get you entry, whatever the service you fly with.

Lastly, there may be an up-to-$200 airline charge assertion credit score per calendar 12 months on the Amex Platinum, which might cowl checked bag charges on the airline you choose every calendar 12 months.

When you’re flying Delta (or one other U.S.-based airline) and do not need to shell out for the airline’s cobranded card with a checked bag charge perk, you’ll be able to offset the price via your Platinum Card. Enrollment is required.

Associated: Finest bank cards for airport lounge entry

A cause to nonetheless think about Delta cobranded playing cards

Whereas the Amex Platinum is a wonderful all-around selection for Delta flyers, there’s one space the place 4 Delta cobranded playing cards have the benefit.

When you’re working towards Delta Medallion elite standing, you’ll be able to accrue Medallion Qualification {Dollars} by spending on one of many following playing cards:

You will additionally obtain an annual MQD Headstart that provides you 2,500 MQDs mechanically deposited every year on all these playing cards.

These are advantages that the Amex Platinum cannot present, so should you’re dead-set on incomes Delta elite standing, you would possibly need to think about one in all its cobranded choices.

Backside line

The Amex Platinum has a hefty $695 annual charge (see charges and charges), however the price will be simply justified should you make the most of the various perks accessible. The Platinum Card earns our high spot because the greatest luxurious card for Delta flyers due to advantages together with Sky Membership entry when flying Delta, incomes factors that may be transferred to SkyMiles and a helpful airline charge credit score.

Nonetheless, should you particularly need to earn MQMs towards elite standing via spending and a welcome provide, you will nonetheless need to think about the opposite Delta cobranded choices.

Apply right here: The Platinum Card from American Categorical, or examine the CardMatch Device to see should you’ve been chosen for an elevated welcome provide.

For charges and charges of the Amex Platinum card, click on right here.


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