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2025.10 Replace: The brand new supply is 85k.

2025.9 Replace: The upper supply is expired. Presently there’s solely a 50k supply.

2025.7 Replace: This card is totally renewed, and the annual charge is elevated from $149 to $229. The welcome supply is elevated to 100k, which is the very best ever supply on this card. The brand new advantages are marked with [New] beneath.

Utility Hyperlink

Advantages

1. 85k supply: earn 85,000 Southwest Miles after spending $3,000 on purchases within the first 3 months. The latest greatest supply is 100k.
2. We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 100k highest supply is price about $1,300. See A Newbie’s Information to Southwest Miles for particulars about Southwest Miles.
3. [New] Earn 4x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent at gasoline stations and eating places; Earn 1x mile per greenback spent on all different purchases.
4. Obtain 7,500 Southwest Miles yearly in your Cardmember anniversary.
5. $75 Southwest annual journey credit score (card membership yr). [New] This profit will finish on Dec 31, 2025.
6. 4 Upgraded Boardings per yr when accessible (card membership yr). The Upgraded Boardings are normally bought within the airport, and the worth is $30~$50. The Upgraded Boardings are very helpful for Southwest Airways, as a result of in contrast to different airways, in Southwest Airways whoever get in flight first can select any seat he/she desires. [New] This profit will finish on Dec 31, 2025.
7. [New] First checked bag free. Cardmembers and as much as 8 further passengers in the identical reservation can verify their first bag at no further price.
8. [New] Most well-liked Seat Choice at Reserving, when accessible. In case you don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
9. [New] Get pleasure from limitless upgrades to an Additional Legroom seat inside 48 hours previous to departure, at no further cost, when accessible.
10. [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
11. [New]  Obtain a 15% promo code every year in your cardmember anniversary (Excludes Fundamental fare).
12. 25% again on in-flight purchases.
13. In case you earn 125k Southwest miles in a yr, you get the Southwest companion move certificates which is legitimate till the top of subsequent calendar yr!
14. [New] 10,000 companion Move qualifying factors enhance every year.
15. [New] Earn 2,500 TQPs (tier qualifying factors, helpful in direction of A-Record standing, however not helpful in direction of companion move) for each $5,000 spent.
16. No international transaction charge.

Disadvantages

1. [New] Annual charge $229, NOT waived first yr.
2. Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean international locations, no additional worldwide routes.

Really useful Utility Time

1. [5/24 Rule] You probably have 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this submit for particulars about find out how to presumably bypass this rule.
2. This product is accessible to you should you shouldn’t have any Southwest private bank card and haven’t acquired a brand new cardmember bonus for any Southwest private bank card previously 24 months. Be aware that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’re going to get rejected.
4. We suggest you to use for this card after you’ve a credit score historical past for greater than a yr.

Abstract

The welcome bonus is stable. When the bonuses are at their peak, making use of for one private and one enterprise Southwest card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Move immediately. (Be aware: You’ll be able to now not apply for 2 private Southwest playing cards inside the similar yr.) In case you solely apply for a private card and skip the enterprise card, it’s really fairly onerous to earn the Companion Move. Because the Companion Move is legitimate for the rest of the yr you earn it plus your entire following yr, making use of early within the calendar yr offers you the longest potential validity. So should you’re eyeing Southwest, the start of the yr is the very best time to go for it.

Presently, you possibly can solely maintain one of many three private Southwest playing cards. In case you don’t fly Southwest typically and are simply in it for the signup bonus, the Southwest Plus card—with the bottom annual charge—is your greatest guess.

After the 2025 refresh and annual charge will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in maintaining these playing cards. They’re largely simply good for the welcome bonus.

Associated Credit score Playing cards

The present phrases principally drive you to decide on just one private Southwest bank card among the many three. However you possibly can have each private and enterprise playing cards.

Really useful Downgrade Choices

• You can’t downgrade this card to any card with no annual charge, so I recommend you shut it if you don’t wish to preserve it any longer.

After Making use of

• Name 800-436-7927 to verify Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain resolution in 2 weeks means your utility might be authorized; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional evaluate and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it should you didn’t get approve instantly. Your private info can be acquired and they’re going to then evaluate it. You seldom reply questions, as a substitute, simply benefit from the music and then you definately get authorized or rejected, or additional info is required to be hand in to the department or faxed.

Historic Gives Chart

Be aware: Typically there may be 50k+50k supply on this card. However the spending requirement for the latter 50k is big, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as a substitute.

Utility Hyperlink

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