As crypto possession continues to develop, SoFi is increasing its one-stop store to develop into the primary and solely nationally chartered, FDIC insured financial institution to supply crypto buying and selling to customers on a platform constructed with bank-grade security and stability.

SAN FRANCISCO–(BUSINESS WIRE)–SoFi Applied sciences, Inc. (NASDAQ: SOFI), the one-stop store for digital monetary companies, immediately introduced the launch of SoFi Crypto, changing into the primary and solely nationally chartered financial institution the place customers can financial institution, borrow, make investments — and now purchase, promote and maintain crypto – multi functional place and on a platform they belief.

With SoFi Crypto, members will have the ability to purchase, promote, and maintain dozens of cryptocurrencies, together with Bitcoin (BTC), Ethereum (ETH), and Solana (SOL), on a platform constructed for each first-time and skilled crypto buyers and customers. SoFi Crypto’s phased rollout begins immediately and can develop into accessible to extra members over the approaching weeks.

“Immediately marks a pivotal second when banking meets crypto in a single app, on a trusted platform, and pushed by our core mission to assist our members get their cash proper,” stated Anthony Noto, CEO of SoFi. “I imagine blockchain know-how will essentially change EVERY means finance is completed all through the world by earning money motion quicker, cheaper and safer, whereas opening new methods for folks to borrow higher, make investments higher, spend and save higher. It’s essential to present our members a safe and controlled technique to step into the way forward for cash. As the primary and solely nationally chartered financial institution to launch crypto buying and selling to customers, we’re uniquely positioned to drive this innovation and set a brand new commonplace constructed on safety, stability, and transparency.”

SoFi Crypto Provides Members:

• A Platform with Financial institution-Grade Stability and Safety: Members can purchase, promote and maintain crypto with confidence understanding their belongings are on a platform constructed with institutional-level safety, rigorous compliance requirements to supply security and soundness, which is overseen by our nation’s financial institution regulators, and clear operations.
• A Single, Built-in App: SoFi Members can immediately purchase crypto belongings with cash sitting of their award-winning SoFi Cash Checking or Financial savings account (FDIC insured) with out shifting the cash to a brand new account. They’ll purchase crypto the second they’re prepared, and preserve their money incomes curiosity in a checking account once they’re not. With all their funds linked in a single app, members can handle crypto alongside their on a regular basis banking, borrowing and investing with no friction or delays.
• Schooling and Accessibility: One motive many individuals haven’t purchased crypto but is that they really feel that they don’t perceive it properly sufficient. SoFi Crypto makes it simple to get began with in-app training, easy step-by-step steering and seamless cash motion. SoFi seeks to assist members make knowledgeable choices about how crypto matches into their monetary lives and danger tolerance. Crypto and different digital belongings are usually not financial institution deposits, not insured by the FDIC or SIPC, not assured by any financial institution, and their worth can go up or down — typically dropping all of their worth.

SoFi Crypto launches at a time when curiosity in digital belongings is at an all-time excessive, with possession doubling in 2025. This shift in how folks handle and make investments their cash has created a rising demand for safe, steady, and controlled platforms. Knowledge reveals 60% of SoFi members who personal crypto would like to purchase, promote and maintain their crypto with a licensed financial institution over their main crypto trade — a transparent sign of the arrogance customers place in regulated establishments and SoFi’s distinctive place to satisfy this demand head-on.

This launch is the start of SoFi’s broader technique to weave blockchain innovation all through its whole ecosystem. SoFi is at the moment leveraging blockchain to energy international crypto-enabled remittances that make sending cash internationally quicker and extra inexpensive. SoFi additionally plans to introduce a USD stablecoin and combine crypto into its lending and infrastructure companies to unlock lower-cost borrowing, quicker funds, and new embedded monetary capabilities for shoppers and members.

Members and potential prospects can be part of the waitlist (opens exterior website) now to get precedence entry to SoFi Crypto. They’ll additionally enter for an opportunity to get one Bitcoin by becoming a member of the waitlist by November 30, opening a crypto account, and making three qualifying transactions of not less than $10 by January 31, 2026.

To be taught extra about SoFi Crypto go to https://www.sofi.com/crypto/

About SoFi

SoFi Applied sciences (NASDAQ: SOFI) is a one-stop store for digital monetary companies on a mission to assist folks obtain monetary independence to comprehend their ambitions. Over 12.6 million members belief SoFi to borrow, save, spend, make investments, and shield their cash – multi functional app – and get entry to monetary planners, unique experiences, and a thriving group. Fintechs, monetary establishments, and types use SoFi’s know-how platform Galileo to construct and handle modern monetary options throughout practically 160 million international accounts. For extra info, go to www.sofi.com or obtain our iOS and Android apps.

Disclosures

CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Cryptocurrency and different digital belongings are extremely speculative, contain vital danger, and should outcome within the full lack of worth. Cryptocurrency and different digital belongings are usually not deposits, are usually not insured by the FDIC or SIPC, are usually not financial institution assured, and should lose worth.

All cryptocurrency transactions, as soon as submitted to the blockchain, are closing and irreversible. SoFi is just not accountable for any failure or delay in processing a transaction ensuing from components past its affordable management, together with blockchain community congestion, protocol or community operations, or incorrect deal with info. Availability of particular digital belongings, options, and companies is topic to vary and could also be restricted by relevant regulation and regulation.

SoFi Crypto services are provided by SoFi Financial institution, N.A., a nationwide financial institution regulated by the Workplace of the Comptroller of the Forex. SoFi Financial institution doesn’t present funding, tax, or authorized recommendation. Please confer with the SoFi Crypto account settlement for added phrases and circumstances.

©2025 SoFi Applied sciences, Inc. All rights reserved.

Availability of Different Info About SoFi

Buyers and others ought to be aware that we talk with our buyers and the general public utilizing our web site (https://www.sofi.com), the investor relations web site (https://buyers.sofi.com), and on social media (X and LinkedIn), together with however not restricted to investor displays and investor reality sheets, Securities and Alternate Fee filings, press releases, public convention calls and webcasts. The data that SoFi posts on these channels and web sites might be deemed to be materials info. In consequence, SoFi encourages buyers, the media, and others eager about SoFi to evaluation the knowledge that’s posted on these channels, together with the investor relations web site, frequently. This listing of channels could also be up to date every now and then on SoFi’s investor relations web site and should embody extra social media channels. The contents of SoFi’s web site or these channels, or some other web site that could be accessed from its web site or these channels, shall not be deemed included by reference in any submitting beneath the Securities Act of 1933, as amended.

Cautionary Assertion Concerning Ahead-Trying Statements

Sure of the statements above are forward-looking and as such are usually not historic details. This contains, with out limitation, statements concerning our expectations for the roll-out of crypto investing in addition to future merchandise, our capacity to navigate the regulatory atmosphere associated to the merchandise we launch, demand for our merchandise, our expectations concerning the way forward for monetary companies and the adoption of crypto, and the monetary place, enterprise technique and plans and targets of administration for our future operations. These forward-looking statements are usually not ensures of efficiency. Such statements might be recognized by the truth that they don’t relate strictly to historic or present details.

Phrases resembling “might”, “proceed”, “count on”, “future”, “could”, “plan”, “will”, “can be”, “will proceed”, and related expressions could establish forward-looking statements, however the absence of those phrases doesn’t imply {that a} assertion is just not forward-looking.

Components that would trigger precise outcomes to vary materially from these contemplated by these forward-looking statements embody: (i) the influence on our enterprise of the regulatory atmosphere, modifications in governmental insurance policies, modifications in personnel and sources of the governmental businesses that regulate us, and complexities with compliance associated to such atmosphere, together with new and evolving laws and steering with respect to crypto; (ii) our capacity to proceed to drive model consciousness and understand the advantages of our advertising and marketing and promoting campaigns; (iii) our capacity to handle our deliberate merchandise successfully and our expectations concerning the event and enlargement of our enterprise; (iv) our capacity to foretell the demand for brand spanking new merchandise and the way forward for the monetary companies business; (v) our capacity to develop new merchandise, options and performance which are aggressive and meet market wants; (vi) our capacity to keep up the safety and reliability of our merchandise; and (vii) the end result of any authorized or governmental proceedings instituted towards us.

The foregoing listing of things is just not exhaustive. It’s best to rigorously think about the foregoing components and the opposite dangers and uncertainties set forth within the part titled “Danger Components” in our final annual report on Type 10-Ok and subsequent quarterly submitting on Type 10-Q, as filed with the Securities and Alternate Fee, and people which are included in any of our future filings with the Securities and Alternate Fee. These forward-looking statements are primarily based on info accessible as of the date hereof and present expectations, forecasts and assumptions, and contain quite a lot of judgments, dangers and uncertainties.

Accordingly, forward-looking statements shouldn’t be relied upon as representing our views as of any subsequent date, and we don’t undertake any obligation to replace forward-looking statements to mirror occasions or circumstances after the date they had been made, whether or not on account of new info, future occasions or in any other case, besides as could also be required beneath relevant securities legal guidelines.

SOFI-F