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Hold Membership Rewards Lively with No Annual Charge Amex Playing cards

American Specific Membership Rewards factors by no means expire. However if you happen to’re at all times chasing massive welcome bonuses with premium Amex playing cards, then when it’s time to shut them, you would possibly end up in a pickle.

Membership Rewards factors are forfeited when a card is canceled, except you could have one other American Specific card that earns Membership Rewards factors. Everyone knows in regards to the Platinum and Gold playing cards that provides massive bonuses and plenty of advantages. However if you happen to’re on the lookout for a bank card that can maintain your Membership Rewards factors energetic, then you definitely solely have two choices with no annual payment.

The Amex EveryDay® Credit score Card from American Specific and The Blue Enterprise® Plus Credit score Card from American Specific are your two choices. One is a shopper card, whereas the opposite a enterprise card. Take a look at the main points of those two playing cards under. The gives listed are what at present accessible, however we regularly see elevated bonuses.

The Amex EveryDay® Credit score Card from American Specific

• Welcome Bonus: Earn 10,000 Membership Rewards® Factors after you spend $2,000 in qualifying purchases on the Card inside your first 6 months of Card Membership.
• 0% intro APR on purchases and stability transfers for 15 months from the date of account opening, then a variable APR
• No Annual Charge
• LEARN MORE

Among the highlights of this card embody:

• 2X  factors on Groceries at U.S. supermarkets, on as much as $6,000 per yr in purchases, then 1X.
• 1X level on all different purchases.
• Use your Card 20 or extra instances on purchases in a billing interval and earn 20% additional factors on these purchases
• Entry to Amex Gives.
• Hold Membership Rewards energetic, and switch factors to journey companions.
• Add free Further Customers.

The Blue Enterprise® Plus Credit score Card from American Specific

• Welcome Bonus: bonus_miles_full
• intro_apr_rate,intro_apr_duration 
• No Annual Charge
• LEARN MORE

Among the highlights of this card embody:

• 2X factors on On a regular basis Eligible Enterprise Purchases as much as $50k per calendar yr, then 1X
• Entry to Amex Gives.
• Hold Membership Rewards energetic, and switch factors to journey companions.
• Add free Worker Playing cards.

Guru’s Wrap-up

Having considered one of these two playing cards might be a good suggestion so that you by no means have to fret about forfeiting any membership Rewards factors. I’ve The Blue Enterprise® Plus Credit score Card from American Specific myself, which can be an important product for on a regular basis purchases because it earns 2X in all places. The Amex EveryDay® Credit score Card from American Specific can be an honest possibility since it might probably earn 2.4X at U.S. supermarkets, on as much as $6,000 per yr.

Each playing cards are additionally good choices for many who desire to avoid bank cards with annual charges, whereas nonetheless having the chance to earn invaluable transferrable factors.