Bondora Group’s 2025 monetary outcomes are in, giving Go & Develop buyers a transparent perception into the enterprise driving their returns. The Monetary Report covers one other profitable 12 months for Bondora Group, marked by robust monetary efficiency and continued growth of the core lending enterprise. Beneath, we have a look at the important thing outcomes and what they imply for Go & Develop buyers.

The important thing outcomes from 2025

Bondora’s 2025 outcomes present robust momentum throughout all core areas: lending exercise, income, and profitability. Right here’s how the important thing figures evaluate to 2024:

This marks Bondora Group’s ninth consecutive 12 months of profitability, a monitor document constructed on strategic execution and a enterprise mannequin that performs throughout shifting market cycles.

>> View the complete 2025 Monetary Report right here

What this implies for Go & Develop buyers

For Go & Develop buyers, these numbers present a transparent view of the monetary basis behind their returns of as much as 6%* per 12 months.

In 2025, Bondora Group didn’t merely concern extra loans – it elevated lending exercise whereas delivering a extra worthwhile monetary end result, proving that the corporate’s enterprise mannequin can scale effectively because it grows.

This offers necessary insights for buyers: the muse behind Go & Develop expanded with self-discipline, improved in profitability, and continued to strengthen its long-term resilience for the longer term.

Threat administration behind Go & Develop

Alongside the monetary outcomes, the report additionally offers background on the danger administration framework supporting Bondora Group’s lending operations. For Go & Develop, the next areas are significantly related: 

• Return mannequin: Go & Develop affords returns as much as 6%* p.a. Buffers assist soak up mortgage losses and handle danger.
• Liquidity monitoring: Liquidity is managed by way of energetic planning, ongoing monitoring, and stress testing, bearing in mind borrower money flows, investor withdrawal conduct, and different related elements. 
• Recoveries and portfolio administration: When credit score clients fall behind on repayments, Bondora follows structured restoration processes throughout its working nations, utilizing a constant, data-driven strategy to get well worth over time.

The way in which ahead

Within the CEO Letter of Bondora Group’s 2025 Monetary Report, CEO Pärtel Tomberg outlines the Group’s focus for the years forward:

“Our priorities are clear: develop the portfolio sustainably whereas enhancing efficiency, scale our EU footprint with disciplined execution, hold elevating the bar on know-how, product simplicity, and buyer expertise, and strengthen resilience by way of mature danger administration and governance.”

Thanks for 2025

2025 was one other necessary 12 months for Go & Develop and the group round it. We reached an necessary milestone, with greater than 500,000 clients now having joined Go & Develop, and since 2008, buyers have entrusted greater than €2 billion throughout the broader platform.

We’re grateful for the belief so many individuals proceed to position in us as a part of their monetary journey. Thanks for being a part of the Go & Develop group – we’ll proceed sharing clear updates and insights that can assist you keep knowledgeable.

>> View the complete 2025 Monetary Report right here