We love transferable bank card factors right here at TPG.

The flexibility to switch your rewards to a variety of airline and resort loyalty packages at a second’s discover gives helpful flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats accessible in a single program, you’ll be able to select one other program earlier than transferring any bank card factors. If a program devalues with out discover, you’ll be able to merely change to a distinct program to your subsequent factors switch.

With dozens of various switch choices, it may be troublesome to recollect simply what number of choices you could have.

Here is a useful information that breaks down which bank card factors will be transferred to which airline and resort packages — together with their respective switch ratios. We additionally checklist our valuation of every switch accomplice so you may get the perfect worth to maximise your hard-earned factors.

Associated: What are factors and miles price? TPG’s present valuations

Airline switch companions

There are just a few essential notes to focus on relating to these switch companions:

• Many transfers are instantaneous, although it is best to take a look at our guides to switch instances for American Categorical, Bilt, Capital One, Chase and Citi for extra particulars.
• Avios will be transferred between British Airways Govt Membership, Iberia Plus, Aer Lingus AerClub, Finnair Plus and Qatar Airways Privilege Membership accounts in any path at a 1:1 ratio.
• Transfers from Capital One to Virgin Atlantic can occur utilizing both Flying Membership or Virgin Purple.
• Packages sometimes supply switch bonuses — which we spotlight in our incessantly up to date information to switch bonuses.

Lastly, apart from EVA Air Infinity MileageLands and Finnair Plus, you’ll be able to switch Marriott Bonvoy factors to all airline companions listed above at a charge of three Bonvoy factors to 1 airline mile. You’ll obtain a further 5,000 airline miles for each 60,000 Bonvoy factors transferred apart from the next airline packages: American AAdvantage, Avianca LifeMiles, Delta SkyMiles and Korean Air Skypass. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.

Associated: When does it make sense to switch Marriott factors to airways?

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Lodge switch companions

Like airline companions, most resort transfers are instantaneous, although you’ll be able to learn extra in our beforehand talked about guides to switch instances for Amex, Bilt, Capital One, Chase and Citi.

These are the preferred playing cards that earn American Categorical Membership Rewards factors:

You can too earn Amex factors by signing up for Rakuten and setting your incomes choice to Membership Rewards factors as an alternative of money again.

The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Bilt Rewards

Bilt gives one bank card, the Bilt Mastercard® (see charges and costs). Cardmembers take pleasure in 1 Bilt Level per greenback spent on hire (on as much as $100,000) with out the transaction payment, 2 factors per greenback spent on journey (airfare, accommodations, cruises and rental vehicles) and three factors per greenback spent on eating. It is advisable make a minimum of 5 transactions every month to earn factors (see rewards and advantages). Better of all, the Bilt Mastercard has no annual payment.

TPG founder Brian Kelly is a Bilt adviser and investor.

Associated: Bilt Rewards program: Information to incomes factors on hire, eating and extra

Capital One miles

Listed below are the playing cards that at present earn transferable Capital One miles:

The data Capital One Spark Miles Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Chase Final Rewards

Listed below are the playing cards that earn totally transferable Chase Final Rewards factors:

Nonetheless, in case you have certainly one of these playing cards, it’s also possible to mix your rewards from cash-back playing cards just like the Chase Freedom Flex℠ and the Chase Freedom Limitless® right into a single account, successfully changing these cash-back earnings into totally transferable Final Rewards factors.

Citi ThankYou Rewards

Citi ThankYou Rewards has 18 airline and resort switch companions. Presently, solely a single card is out there that gives transfers to all of those packages: the Citi Premier® Card (see charges and costs). Word that for those who’re nonetheless holding on to the Citi Status® Card — which is not open to new candidates — you even have the total switch advantages.

Nonetheless, like Chase Final Rewards factors, you’ll be able to mix your Citi ThankYou Rewards factors right into a single account for choose merchandise, permitting you to successfully convert your fixed-value earnings from playing cards just like the Citi Rewards+® Card (see charges and costs) or the Citi Double Money® Card (see charges and costs) into totally transferable ThankYou factors.

The data for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Bookmark this cheat sheet so your choices when making use of to your subsequent transferable points-earning bank card or deciding in your subsequent redemption.

See Bilt Mastercard charges and costs right here.
See Bilt Mastercard rewards and advantages right here.