Zepto, a number one Australian innovator in actual‑time account‑to‑account funds, at present introduced the launch of Zepto Validate, a reputation verification service that builds on the Affirmation of Payee service that launched throughout Australian banks in July 2025.

Affirmation of Payee was developed by Australian Funds Plus (AP+) in collaboration with Australia’s banking trade. The service supplies an additional layer of safety in opposition to scams and mistaken funds by checking the account identify, BSB and account quantity in opposition to the info held by the recipient financial institution, and offering a match consequence earlier than cash is distributed.

Zepto Validate builds on Affirmation of Payee by overlaying Zepto’s proprietary fee intelligence to offer:

• A danger rating tuned to the service provider’s vertical, factoring in a checking account’s standing, tenure, and historic fraud alerts to call a couple of;
• Prompt fee channel that recommends probably the most dependable account to account channel to make use of for that specific account; and
• A easy joint account indicator to additional assist choice making.

The advantages to companies are fewer failed funds, decreased fraud, and a frictionless buyer onboarding expertise, reinforcing Zepto’s close-to-the-rails technique for trusted, clever and safe account verification.

“Zepto Validate, coupled with Affirmation of Payee, ought to offer you confidence earlier than cash strikes, not questions after it fails,” stated Trevor Wistaff, Co‑Founder and Chief Product Officer at Zepto.

“By connecting immediately with AP+ and layering our personal fee intelligence, Zepto Validate helps companies confirm accounts, select the correct rail and cut back danger in a single step. It’s sooner, cleaner and constructed for the realities of actual‑time funds.”

Early adopters underscore market momentum

Automated transaction monitoring platform Satori will use Zepto Validate inside its OK2Pay resolution to assist enterprise purchasers stop misdirected or fraudulent funds associated to invoices, suppliers and contractors. Marmalade and PointsBet are additionally including Zepto Validate to their suite of Zepto fee options.

“Our clients need easy, dependable methods to know who they’re paying, or accumulating from, earlier than they achieve this,” Wistaff added. “Zepto Validate makes that examine immediate, actionable, and it slots neatly into current fee workflows.”

“This partnership with Zepto and OK2Pay is thrilling as it should assist our clients mitigate the danger of errors and checking account compromise in actual time. With Zepto, OK2Pay will now be capable of velocity up the verification time, exponentially enhance confidence ranges when verifying and making funds, and in the end assist to forestall fraud,” stated Gavin Steinberg, CEO of Satori.

Wanting forward, Zepto will proceed to evolve its Insights layer with richer danger modelling and channel intelligence, laying the groundwork for programmatic, safe fee operations  at scale.

Zepto Validate is now reside for Australian companies and is out there as a standalone service. Integration could be accomplished in underneath a day by way of Zepto’s easy API. Study extra right here.