With the Payday Superannuation Invoice clearing the Home of Representatives, companies are one step nearer to a landmark change in how superannuation is paid, and three Australian expertise leaders are mobilising at tempo.

To arrange for the shift, employment administration platform Employment Hero has partnered with account-to-account funds supplier Zepto, and superannuation messaging supplier OZEDI, to construct a first-of-its-kind resolution to guard companies from the chance of admin and penalties, forward of the reform.

The partnership marks a significant milestone in Employment Hero’s new embedded tremendous clearing device, HeroClear, set to launch in Q1 2026 forward of the reform. The device removes the handbook steps and delays that at present sit between payroll and tremendous funds, and provides employers a transparent proof-of-payment path inside the seven-day window.

HeroClear will use OZEDI’s SuperStream connection to confirm fund particulars earlier than cost, and Zepto’s real-time funds functionality – leveraging Australia’s New Funds Platform (NPP) quick funds infrastructure – to maneuver contributions immediately. These capabilities will sit inside Employment Hero’s payroll system, so employers shouldn’t have to make use of separate clearing homes or banking portals. At the moment, present financial institution transfers can take as much as three enterprise days, creating silent delays and error loops that put employers in danger underneath the seven-day rule.

With out this automation and reside standing, many employers received’t know they’ve fallen foul of the principles till it’s too late, exposing them to important penalties, together with the 60% ‘administrative uplift’, whereas funds face no equal statutory obligation to fulfill the identical timing normal.

Employment Hero CEO Ben Thompson stated the partnership will scale back the dangers small companies face as a result of the Invoice assumes good execution by each small enterprise on day one, whereas elements of the ecosystem are nonetheless in transition.

“Proper now, the Invoice expects SMBs to Payday Tremendous proper on day one, even whereas elements of the system that employers depend on are nonetheless being upgraded. On the similar time, tons of of hundreds of SMBs might want to transfer off the ATO’s Small Enterprise Superannuation Clearing Home (SBSCH), set to shut 1 July 2026. That’s a giant ask, particularly when you think about the 60% enhance in admin overheads and $124,000 cashflow impression the common SMB will face on day one,” Thompson stated.

“We proceed to advocate for a brief phase-in for SMBs and legislated obligations on different {industry} events like funds and gateways, however we’re additionally constructing the options to make compliance sensible even earlier than the 1 July  deadline. We’re proud to associate with like-minded innovators, Zepto and OZEDI, in our transfer to embed tremendous clearing straight into Employment Hero Payroll. By validating fund particulars up-front, transferring cash in real-time, and offering reside confirmations and a single audit path, SMBs will see fewer errors, sooner settlement and clear proof of motion to fulfill new necessities. Which means higher outcomes for enterprise and workers alike,” Thompson concluded.

“Employment Hero is displaying what’s potential underneath the brand new Payday Tremendous framework, taking a proactive, technology-first strategy that provides Australian companies confidence to fulfill these new expectations,” stated Chris Jewell (pictured), President and Co-Founder at Zepto.

“At Zepto, we’re enthusiastic about enabling dynamic, data-rich cost flows that transfer past the restrictions of conventional banking techniques. After processing Australia’s first real-time tremendous cost with OZEDI in 2023, we’re proud to increase that innovation via this partnership with Employment Hero. By embedding Zepto’s real-time cost options inside HeroClear, Employment Hero is main the way in which for Australian companies — unlocking automation, transparency and instantaneous settlement that make compliance sooner, less complicated and extra dependable.”

David Subject, Director at OZEDI, stated, “OZEDI has been within the enterprise of dealing with giant volumes of superannuation contribution information since 2013. The industry-wide course of has remained largely unchanged for greater than a decade however expertise, such because the NPP and our new information and payee verification providers creates an entire new expertise for employers. The combination of OZEDI’s providers with Employment Hero’s superior expertise and imaginative and prescient plus Zepto’s NPP cost providers has created a benchmark for the {industry}.”

As an alternative of separate techniques, clearing homes, cost portals and handbook uploads that accumulate prices and admin, HeroClear would be the solely end-to-end, automated workflow inside payroll, monitoring every step from cost to settlement, any errors of refunds and validation all inside the one platform.

The partnership helps the core coverage aim of Payday Tremendous – enhancing retirement outcomes for Australians – whereas serving to guarantee companies can meet the brand new necessities from day one.