Card issuing and ledger infrastructure supplier Episode Six has partnered with Pay by Financial institution options supplier Trustly. By way of the collaboration, Episode Six will present the issuer processing expertise for Trustly’s new “card rail plugin integration,” an answer designed to allow US retail retailers to just accept Pay by Financial institution funds straight by way of current card networks.
The partnership goals to decrease the adoption limitations for Pay by Financial institution in america, the place demand for various fee choices is rising however service provider uptake has been slower in comparison with different world markets.
By leveraging the familiarity of current card infrastructure, the answer is meant to cut back prices, speed up settlement and minimise fraud for retailers with out requiring them to undertake expensive new integrations or important operational adjustments.
Decreasing adoption limitations for US retailers
The collaboration permits retailers to supply a next-generation fee technique whereas persevering with to make use of the cardboard rails they’re already linked to. Trustly chosen Episode Six for its fashionable, cloud-native platform, which supplies the flexibleness wanted to assist this hybrid use case.
“Retailers don’t need complexity. They need quicker, safer funds that merely work,” mentioned Brian Muse-McKenney, chief income officer at Episode Six. “By combining Trustly’s Pay by Financial institution management with Episode Six’s fashionable infrastructure, we’re exhibiting how new fee experiences can scale on prime of current techniques. It’s effectivity and pace with out tradeoffs.”
For Episode Six, the partnership highlights its platform’s functionality to assist the launch of recent fee fashions at scale for world fee leaders. For Trustly, it supplies a brand new pathway to develop its Pay by Financial institution providing within the US market.
“Along with Episode Six, we’re making it a lot simpler for retailers to convey Pay by Financial institution to checkout,” mentioned Craig McDonald, chief enterprise officer at Trustly. “Utilizing the identical card rails retailers depend on immediately means quicker integration, faster time to market, and decrease prices by constructing on current operations.”
A brand new mannequin for fee innovation
In line with the businesses, proving that various fee strategies can scale seamlessly by way of current infrastructure units a precedent for the way innovation could be applied effectively throughout the broader fintech ecosystem.
Episode Six, a world supplier of enterprise-grade card issuing and ledger infrastructure, operates in over 45 international locations and serves greater than 70 enterprise clients. Trustly, based in 2008, experiences that it processed practically $100billion in whole funds worth in 2024, connecting over 9,000 retailers to 650 million customers by way of 12,000 banks.
