Replace 10/30/25:

• Legitimate by March 25, 2026
• New promo code DC400TR1Q425
• New Eligibility Date: who closed earlier accounts earlier than 10/30/24 are eligible now

Replace 5/2/25:

• New promo code TRUIST25DC400
• Legitimate by 10/29/2025
• New Eligibility Date: who closed earlier accounts earlier than 5/1/24 are eligible now

New promo code: DC2425TR1400, prolonged by 4/30/25.
New Eligibility Date: who closed earlier accounts earlier than 10/31/23 are eligible now.

Replace 6/23/24: Supply prolonged till 10/30/2024

Replace 2/28/24: Bonus is now $400 and prolonged till 6/26/24.

Supply at a look

• Most bonus quantity: $400
• Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
• Direct deposit required: Sure, one Direct Deposit of $500 or extra inside 90 days of account opening
• Extra necessities: Use promo code
• Exhausting/tender pull: Mushy pull
• ChexSystems: Sure
• Bank card funding:As much as $500 $250
• Month-to-month charges: $12, avoidable
• Early account termination payment: None
• Family restrict: None
• Expiration date: July 14, 2022

The Supply

Direct hyperlink to supply

• Truist is providing a bonus of $400 if you open a brand new checking account and full the next necessities:
  • Use promo code DC2425TR1400
  • Obtain a minimum of 2 qualifying Direct Deposits* totaling $1,000 or extra inside 120 days of account opening
  • Full a minimum of 15 qualifying debit card purchases** inside 90 days of account opening. All debit purchases have to be posted to your account to qualify.

The Superb Print

• Legitimate for brand spanking new private Truist Dimension, Truist Vivid or Truist Elementary checking accounts opened from 4/1/22 by 7/14/22. Enrollment within the promotion is required at account opening utilizing promo code TR2CHK22 to be eligible for any promotion reward. Please confer with the Account Opening and Enrollment part beneath for directions.
• How one can Earn $300:
  •  Open a brand new eligible* Truist private checking account from April 1, 2022 by July 14, 2022
  • Obtain a minimum of 2 qualifying Direct Deposits** totaling $500 or extra inside 90 days of account opening.
• Shoppers with an present private checking account with Truist or who’ve closed an account with Truist on or after 1/20/22 should not eligible to take part. Account holder have to be 18 or older on the time of account opening. Truist workers should not eligible. Supply accessible solely to US residents with a sound US taxpayer identification quantity. The qualifying checking account have to be opened in a Truist department in one of many following states, or on-line, and have a mailing deal with in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
• All checking account bonuses are handled as earnings/curiosity and as such you must pay taxes on them

Avoiding Charges

Month-to-month Charges

Truist Vivid Checking has a $12 month-to-month payment that is waived with both of the next necessities:

• Month-to-month direct deposits over $500 or
• $1,500 $500 common ledger steadiness

Early Account Termination Price

I didn’t see any point out of the EATF within the payment schedule.

Our Verdict

Truist is the brand new title for the merged BB&T and SunTrust financial institution. Be mindful you gained’t be eligible for this bonus for those who’ve held a BB&T/SunTrust or Truist account since 2/1/21. They launched with a $500 bonus,  however we haven’t seen that bonus return and usually it’s solely $200 so I’d advocate doing this supply and can add to the greatest checking account bonuses.

Helpful posts relating to financial institution bonuses:

Publish historical past:

• Replace 11/13/23: Prolonged till February 27, 2024.
• Replace 8/13/23: Deal is again and legitimate till October 31, 2023. Bonus has been diminished to $300, so value ready for $400 to return.
• Replace 5/27/23: Prolonged till July 25, 2023.
• Replace 5/16/23: Prolonged till June 1, 2023.
• Replace 4/17/23: Deal is again and legitimate till 5/15/23. Hat tip to Twister
• Replace 1/22/23: Make certain adblocker is disabled to get promo code to work correctly.
• Replace 1/22/23: Deal is again, has been elevated to $400 from $200 and legitimate till Apr. 14, 2023. Phrases do state ‘Supply Eligibility: Supply is barely accessible to people who acquired a direct communication from Truist.’ so not sure if this focused or not. Does present up in a google seek for imprecise phrases reminiscent of ‘checking bonus’.
• Replace 11/12/22: Deal is again however diminished to $200. Hat tip to reader John.