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2024.2 Replace: The brand new provide is 30k + companion move till 2025.2.28. Supply expires on 2024.3.11.
2023.12 Replace: The upper provide is expired. There’s solely 50k provide now.
2023.10 Replace: The brand new provide is 75k.
Utility Hyperlink
Advantages
- CP+30k provide: earn Companion Cross (CP) good via 2/28/25 plus 30,000 factors after you spend $4,000 on purchases within the first 3 months.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 75k highest provide is value about $975. See A Newbie’s Information to Southwest Miles for particulars about Southwest Miles.
- Earn 2x miles per greenback spent on Southwest Airways, native transit and commuting (together with rideshare), Web, cable, cellphone providers, and choose streaming, and Speedy Rewards resort and automobile rental accomplice. Earn 1x mile per greenback spent on all different purchases.
- Obtain 3k Southwest Miles after paying the annual charge yearly after your second annual cardholder 12 months.
- 2 EarlyBird Examine-In per 12 months.
- 25% again on in-flight purchases.
- For those who earn 125k Southwest miles in a 12 months, you get the Southwest companion move certificates which is legitimate till the tip of subsequent calendar 12 months!
- Refer a good friend (focused): You possibly can earn 5,000 bonus Southwest miles for each authorized account you refer, as much as a most of 10 authorized referrals (50,000 Southwest miles) per calendar 12 months.
Disadvantages
- Annual charge $69, not waived first 12 months.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for flights on Southwest Airways itself. Southwest solely flies domestically throughout the USA and to/from Mexico, Central America, and the Caribbean.
- It has international transaction charge, so it is not a sensible choice outdoors the US.
Advisable Utility Time
- [5/24 Rule] When you’ve got 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your utility for this card, irrespective of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts open over 24 months, not solely Chase accounts. See this submit for particulars about how one can probably bypass this rule.
- This product is out there to you should you wouldn’t have any Southwest private bank card and haven’t acquired a brand new cardmember bonus for any Southwest private bank card prior to now 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days.
- We suggest you to use for this card after you’ve gotten a credit score historical past of greater than a 12 months.
Abstract
The 75k highest sign-up bonus supplies a superb worth. For those who apply for a private Southwest card and a enterprise Southwest card, each when have the very best sign-up bonus, then you’ll earn greater than 125k Southwest miles in complete, which is greater than sufficient to get you a Companion Cross. Keep in mind that you could now not get two private Southwest playing cards on the similar time now. The perfect timing to get the Companion Cross is the start of a calendar 12 months, as a result of it is going to be legitimate till the tip of subsequent calendar 12 months!
Now you’ll be able to solely select one Chase Southwest private card from the three accessible. For those who don’t fly Southwest often, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual charge is essentially the most appropriate for you. For those who fly Southwest often, then the Chase Southwest Precedence with extra advantages could also be higher.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Charge | $69 | $99 | $149 | $99 | $199 |
| Varied Credit score | none | none | $75 Southwest credit score; 4 Upgraded Boardings | none | 4 Upgraded Boardings; Inflight WiFi; International Entry |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Finest Signal-up Bonus | 75k | 75k | 75k | 60k | 80k |
The present phrases drive you to decide on just one private Southwest bank card among the many three. However you’ll be able to have each private and enterprise playing cards.
Advisable Downgrade Choices
- You can’t downgrade this card to any card with no annual charge, so I counsel you shut it if you don’t wish to hold it any longer.
After Making use of
- Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the response from the automated line can be one of many following: Obtain resolution in 2 weeks means your utility might be authorized; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional overview and there’s nothing to inform you for now. Notice that is all anecdotal, and your utility might swap from one standing to a different all through the applying course of.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it should you didn’t get instantly authorized.
Historic Presents Chart
Notice: Generally there’s 50k+50k provide on this card. However the spending requirement for the latter 50k is large, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
Utility Hyperlink
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