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2025.9 Replace: The brand new provide is 120k. After the spending you’re going to get the companion go immediately.

2025.7 Replace: This card is totally renewed, and the annual charge is elevated from $199 to $299. The welcome provide is elevated to 100k, which is the very best ever provide on this card. The brand new advantages are marked with [New] beneath.

2025.1 Replace: The upper provide is expired. There’s solely 80k provide now.

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Advantages

1. 120k provide: earn 120,000 Southwest Miles after spending $10,000 within the first 3 months. That is the very best provide in recent times.
2. We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 120k highest provide is value about $1,560. See A Newbie’s Information to Southwest Miles to test for particulars about Southwest Miles.
3. [New] Earn 4x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent Earn 2 factors for each $1 you spend on resort lodging booked immediately with the resort, native transit, and commuting (together with rideshare); Earn 1x mile per greenback spent on all different purchases.
4. Obtain 9,000 Southwest Miles yearly in your Cardmember anniversary.
5. 4 Upgraded Boardings per yr when out there (card membership yr). The Upgraded Boardings are often bought within the airport, and the value is $30~$50. The Upgraded Boardings are very helpful for Southwest Airways, as a result of in contrast to different airways, in Southwest Airways whoever get in flight first can select any seat he/she desires. [New] This profit will finish on Dec 31, 2025.
6. Inflight WiFi Credit: restricted to a complete of 365 $8 credit per yr. [New] This profit will finish on Dec 31, 2025.
7. [New] First checked bag free. Cardmembers and as much as 8 extra passengers in the identical reservation can test their first bag at no extra value.
8. [New] Most popular Seat Choice at Reserving, when out there. In case you don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
9. [New] Get pleasure from limitless upgrades to an Further Legroom seat inside 48 hours previous to departure, at no extra cost, when out there.
10. [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
11. [New] 25% again on in-flight purchases.
12. In case you earn 125k Southwest miles in a yr, you get the Southwest companion go certificates which is legitimate till the top of subsequent calendar yr!
13. [New] 10,000 companion Go qualifying factors enhance annually.
14. [New] Earn 2,500 TQPs (tier qualifying factors, helpful in direction of A-Listing standing, however not helpful in direction of companion go) for each $5,000 spent.
15. As much as $120 credit score for World Entry or TSA Precheck software charge.
16. No international transaction charge.

Disadvantages

1. [New] Annual charge $299, not waived first yr.
2. Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean nations, no additional worldwide routes.

Really useful Software Time

1. [5/24 Rule] In case you have 5 or extra new accounts opened previously 24 months, Chase is not going to approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this submit for particulars about find out how to probably bypass this rule.
2. This product is out there to you if you happen to would not have this card and haven’t obtained a brand new cardmember bonus for this card previously 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’re going to get rejected.
4. We advocate you to use for this card after you may have a credit score historical past for greater than a yr.

Abstract

The welcome bonus is stable. Underneath the present phrases, the 2 Southwest enterprise playing cards don’t have an effect on one another’s welcome bonus eligibility, which means you may apply for each. (In distinction, you may solely maintain one of many three private Southwest playing cards at a time.) When welcome bonuses are at their peak, making use of for one private and one enterprise card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Go immediately. (Notice: You’ll be able to now not apply for 2 private playing cards in the identical yr.) For the reason that Companion Go is legitimate for the remainder of the calendar yr you earn it plus the complete following yr, making use of early within the yr offers you the utmost worth. In case you’re enthusiastic about Southwest, the start of the yr is the very best time to use.

After the 2025 refresh and annual charge will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in retaining these playing cards. They’re largely simply good for the welcome bonus.

Associated Credit score Playing cards

The present phrases principally drive you to decide on just one private Southwest bank card among the many three. However you may have each private and enterprise playing cards.

Really useful Downgrade Choices

• You can’t downgrade this card to any card with no annual charge, so I recommend you shut it if you don’t wish to maintain it any longer.

After Making use of

• Name 800-453-9719 to test Chase enterprise playing cards software standing. That is an automatic phone line, and the data has the next meanings: Obtain choice in 2 weeks means your software might be accredited; Obtain choice in 7-10 days means your software might be rejected; Obtain choice in 30 days merely means your software requires additional evaluate and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. It’s fairly arduous to recon Chase enterprise playing cards. Be ready to be requested about loads of particulars of how your enterprise operates.

Historic Affords Chart

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