Replace 11/14/25:

For Normal Members, the APY in your deposit account will change to 0% efficient November 15, 2025. For FuturePass Members, the APY in your deposit account adjustments to three.00% efficient November 15, 2025.

All Members will proceed to earn limitless 1% cashback on all eligible purchases and as much as $25 in elevated 5% cashback a month throughout our core classes: 

• Power payments (as much as $5/month
• Public Transit (excluding Passenger Rail, like Amtrak – as much as $10/month)
• Scooters, Bikeshare, Electrical Rideshare & Bike Retailers (as much as $5/month)
• Thrifting & Secondhand (as much as $5/month)

Replace 8/25/25: New cashback gives by September 7, 2025 (ht Shawntheshawn and Sam):

• 5% again at Costco, as much as $15 in complete cashback earned
• 10% again at Hertz, as much as $25 in complete cashback earned
• 6% again at Amtrack, as much as $15 in complete cashback earned2025
• $5 bonus at Uber/Lyft once you spend $50 or extra
• $5 bonus at Eating places once you spend $50 or extra
• $10 bonus at Airbnb/VRBO once you spend $100 or extra
• Additionally, 5% again on streaming providers, as much as $20 in complete cashback earned, by September 14, 2025.

Replace 8/19/25: 5% again at Finest Purchase, as much as $20 cashback, expires 8/24/25. (ht gcanywhere)

Replace 8/12/25: Join a brand new promo, both $5 for a free drink or $3 free. Each appear to legitimate on something aside from MCC 4829 (cash orders/wire transfers). The hyperlinks have been distinctive nevertheless it logs you into the app, so most likely doesn’t matter. Do that hyperlink. (ht Invoice)

Replace 7/21/25: apparently there’s a proposal for $5 again with $5 spend at this hyperlink: https://getfuturecard.com/5and5 (ht jetcruise0707)

Replace 6/30/25: 5% again on groceries prolonged by 9/30/25 (ht reader Jeff)

Replace 6/8/25: by way of reader Drew: Hertz now gives Futurecard holders a particular $30/day price on all EV leases. This is applicable to luxurious ones like Tesla, and doesn’t change based mostly on location. (I simply secured a one-week rental for $245 in NYC which is wild.) Clearly, by utilizing a debit card you lose fraud protections in addition to bank card insurance coverage.

Replace 5/12/25: 100% Cashback on the MTA By Might fifteenth, 2025

Replace 4/23/25: New gives by April twenty seventh for $5 again with $20 spent on public transit and a few different gives. (ht Shawn)

Replace 4/15/25: New gives:

• 5% cashback on grocieries, health club memberships, and streaming providers
• Spend $50 get $5 at Eating places
  Spend $100 get $10 on AirBnB
  Spend $50 get $5 on MetroNorth/LIRR
  Spend $250 get $25 on Power Payments

Replace 4/7/25: $5 bonus at Sweetgreen, Chopt, and Simply Salad once you spend $10 or extra, from 12:00pm ET April seventh to April thirteenth 11:59pm ET. Hat tip to ShawntheShawn

Replace 4/4/25: Spend $5 at Cafes and get $5 again. Whole lot for eating/eating places. Hat tip to Shawntheshawn

Replace 3/15/25: 100% cashback (as much as $24) on Public Transit from March fifteenth to March sixteenth, 2025.

Replace 2/2/25: FutureCard now has an Out there Presents part within the app, yow will discover it after clicking the Earn tab. One good provide is 100% cashback (as much as $10) by Feb. 14, 2025 at Choose Secondhand Shops: Poshmark, ThredUp, ThriftBooks, Nuuly, eBay, Lease the Runway, Buffalo Alternate, and The RealReal.

Hat tip to ShawntheShawn

Replace 12/17/24: New switch companions:

• 4,800 Amtrak factors for 10,000 Future ClimatePoints (lists as “18,000 level worth”).
• 1k factors for $30 Thredup reward card is again, similar worth.
• New redemption which seems fascinating: 1 yr of Citibike membership for 15k ClimatePoints ($220).

Hat tip to reader Andy E

Replace 11/25/24:

From now by Thursday, you’ll get $25 again once you spend $100+ at grocery shops along with your FutureCard. Whether or not you’re internet hosting dinner or bringing a dish to share, your vacation preparations can put a refund in your pocket.

The way it works:

• Spend $100 or extra at any grocery retailer
• Use your FutureCard to pay
• Get your $25 robotically
• Supply ends Thursday at 11:59 pm ET!

Hat tip to ShawntheShawn

Replace 7/18/24: Get 100% cashback on the DC Metro, as much as $25 in cashback per week, beginning 3pm EST on July fifteenth and ending at 11:59pm EST on July thirty first (ht Shawntheshawn)

Replace 1/11/24: New rewards program for NYC Subway: $5 money again when you attain 12 weekly rides (along with current 5% money again on transit). Particulars right here.

Replace 12/1/23: 100% cashback for NYC MTA rides for all of December 2023. Replace 12/29/23: Now prolonged by January 7, 2024.

Replace 6/1/23: Reader Atme stories that the MTA free rides promo might be persevering with till the tip of June, with a restrict reset for June. 15,000 ClimatePoints ($150) a month. (ht Shawn)

Replace 5/4/23: The free MTA rides promo from April (see beneath) has been prolonged by Might. Max $150 cashback.

Replace 4/10/23: In honor of Earth Month, Future is giving free rides on all MTA transit by April once you pay along with your FutureCard Visa Debit Card! Legitimate for all MTA transit in NYC. Hat tip to ShawntheShawn

FutureCard Visa Debit card is a pay as you go debit account with a FDIC insured financial institution backing which gives 5% cashback on choose classes:

• Trains, buses, subway, metro, mild rail & commuter rail
• On-line marketplaces for gently-used clothes & thrift shops
• Electrical car charging
• Bike outlets (bikes, ebikes, biking equipment and repairs)
• Electrical scooters, mopeds and bikeshares

Additionally they provide 6% cashback on choose well being/eco-friendly companions and 1% cashback on all different purchases.

Presently there isn’t a bodily card and you’ll solely use the cardboard quantity on-line or you possibly can add it to your cell pockets and use in-store.

Additionally they provide a referral program whereby the referrer and new member every get $15. Don’t share or use referral hyperlinks from the feedback beneath as these are an older hyperlink model. As a substitute, go this devoted web page to share and discover referral hyperlinks. You should click on the referral hyperlink in your cell phone, and obtain from there the Future app, to be eligible.

Hat tip to reader Amanda