Replace 10/11/25: Bonus now $200 as an alternative of $400 and good by way of 11/30/25. Hat tip to reader JD

Provide at a look

• Most bonus quantity: $400
• Availability: PA/MD solely solely, must go in department even in the event you open on-line. Department locator right here for PA & right here for MD. Should dwell near a department as properly, one report of being denied and being inside 30 miles.
• Direct deposit required: Optionally available
• Further necessities: See under
• Onerous/smooth pull:  Gentle
• ChexSystems: Doesn’t pull
• Bank card funding: None
• Month-to-month charges: $0-$9.95, avoidable
• Early account termination payment:
• Family restrict: One
• Expiration date: 12/31/24

The Provide

Direct hyperlink to supply

• ACNB is providing a $400 bonus if you open a brand new checking account and full the next necessities:
  • Open a NEW checking account on-line, add the code ‘earn400’ within the particular supply promo code field. Select from:
    • Benefit Rewards Plus Checking,
    • Benefit Rewards Checking, or
    • Primary Checking account with $500 in whole qualifying recurring direct deposits (pension, payroll, or social safety) inside the first 60 days.
  • Enroll in on-line banking with eDocuments.
  • Set up a Mastercard® debit card and make 10 distinctive transactions inside the first 60 days.

The Fantastic Print

• ffer legitimate 11/1/24 by way of 12/31/24. Provide could also be modified or discontinued with out discover. $400 Money Reward: Provide doesn’t apply to present ACNB Financial institution private checking account prospects, homeowners or these with signing authority on another ACNB private checking account or those that closed a checking account inside the final 12 months.
• The $400 reward is deposited after finishing the next steps inside the first 60 days of opening a brand new Benefit Rewards Plus Checking Account or Benefit Rewards Checking Account (1) Set up and log into On-line Banking (2) Enroll in eDocuments and (3) Set up a Mastercard® debit card and conduct 10 distinctive transactions. Opening a Primary Checking account: (1) Set up and log into On-line Banking (2) Enroll in eDocuments (3) Set up $500 or extra in reoccurring direct deposits restricted to Social Safety, pension or payroll inside the first 60 days of opening the checking account and (4) Set up a Mastercard® debit card and conduct 10 distinctive transactions.
• It might take greater than two days for a transaction to publish and clear.
• Reward shall be deposited within the new account after steps have been verified.
• Buyer could also be topic to 1099 INT reporting.
• Restrict of 1 $400 reward per account and per family handle.
• All checking account bonuses are handled as revenue/curiosity and as such you need to pay taxes on them

Avoiding Charges

Month-to-month Charges

• Primary checking has no month-to-month payment, however requires direct deposit for the bonus
• Benefit rewards checking has a $7.95 month-to-month payment that can’t be waived
• Benefit rewards plus checking has a $9.95 month-to-month payment with a $2,500 common every day steadiness

Early Account Termination Payment

I wasn’t capable of finding an EATF within the payment schedule.

Our Verdict

Very strict on account opening sadly. Value it if you will get the account opened although.

Hat tip to Grateful

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