Replace 1/20/24: Bonus is again, $100 once more but it surely’s a referral so each events can get $100. Be happy to share referrals within the feedback under. Hat tip to Chuck Ok

Replace 7/4/22: Bonus is again and now $170 as an alternative of $100.

Provide at a look

• Most bonus quantity: $170
• Availability: Should Reside or work in Washington State or the Oregon group of Clackamas, Marion, Multnomah or Washington Counties [Branch locator]
• Direct deposit required:  Sure, $500+
• Extra necessities: eStatements and 15 debit card purchases
• Exhausting/gentle pull: Comfortable. Now a report of a laborious pull. Appears to be gentle in department and laborious on-line.
• ChexSystems: Unknown
• Bank card funding: Fund as much as $500 with a bank card per account
• Month-to-month charges: None
• Early account termination charge: None listed
• Family restrict: None listed
• Expiration date: November 11, 2021 July 31, 2022

The Provide

Direct hyperlink to supply

• Columbia Credit score Union is providing a bonus of $170 whenever you open a brand new revenue checking account and full the next necessities:
  • Enroll in eStatements
  • Make a direct deposit of at the least $500
  • Make at the least 15 purchases utilizing a mix of your Columbia CU debit card and Columbia bank card in December

The Superb Print

• You could open a brand new Columbia Credit score Union Earnings Checking account between October 1, 2021 and November 11, 2021, and enroll in e-statements, make at the least ONE Columbia Credit score Union direct deposit of $500 or extra, and make at the least 15 purchases utilizing a mix of your Columbia CU debit card and Columbia CU bank card throughout December 2021, to obtain $100.
• Go to www.columbiacu.org or a Columbia Credit score Union department for full account data.
• Direct deposit transactions are restricted to: payroll, Social Safety, pension and authorities advantages. Fiduciary and enterprise accounts are excluded from promotion eligibility.
• Restrict one fee per particular person per family.
• Provide not accessible to people who’ve had a Columbia Credit score Union checking account within the final 12 months.
• Accounts overdrawn or closed on the time of fee will not be eligible.
• The fee can be deposited into your checking account by February 15, 2022, after assembly eligibility necessities and the worth of your fee can be reported on IRS Kind 1099- INT.
• All checking account bonuses are handled as revenue/curiosity and as such it’s important to pay taxes on them

Avoiding Charges

Month-to-month Charges

This account has no month-to-month charges to fret about

Early Account Termination Payment

I wasn’t capable of finding an early account termination charge within the charge schedule

Our Verdict

Beforehand there was a $250 checking bonus. Personally I’d suggest ready for a much bigger bonus to return as this supply is a lot worse and hardly price doing. We received’t add this to the greatest checking account bonuses.

Helpful posts concerning financial institution bonuses: