A majority of monetary establishments and firms not presently utilizing stablecoins plan to deploy them inside the subsequent six to 12 months, based on an EY-Parthenon survey revealed Sept. 15.
The survey of 350 decision-makers revealed that 54% of non-stablecoin customers anticipate to start implementation by 2026. This represents a possible surge in adoption from the present 13% utilization fee throughout monetary establishments and corporates globally.
Organizations cited lowered transaction prices and sooner cross-border funds as major motivators for stablecoin adoption.
Amongst present customers, 41% reported price financial savings exceeding 10% in comparison with conventional fee strategies. Cross-border provider funds are the most typical use case, accounting for 62% of implementations.
The survey knowledge confirmed a transparent desire for established stablecoins, with USDC commanding 77% utilization amongst present adopters, adopted by USDT at 59%. Euro-denominated EURC has gained traction globally, and it’s utilized by 45% of surveyed organizations.
Regulatory readability accelerates plans
The passage of the GENIUS Act on July 18 seems to have accelerated institutional curiosity within the stablecoin sector.
Earlier than the laws, 73% of organizations recognized regulatory uncertainty as the highest barrier to adoption. The survey was carried out in June 2025, shortly after Senate approval however earlier than remaining passage.
Monetary establishments anticipated that stablecoins would account for five% to 10% of worldwide fee worth by 2030, representing $2.1 trillion to $4.2 trillion based on EY-Parthenon estimates.
Firms demonstrated a powerful desire for conventional banking partnerships, with 63% seeking to present monetary suppliers for stablecoin capabilities.
Monetary establishments responded by planning hybrid approaches, with 53% pursuing a mix of inside and vendor options.
Integration paramount
Integration remained essential for adoption, as 56% of firms favor embedded APIs inside present treasury platforms.
Roughly 70% indicated a better willingness to undertake stablecoins if built-in into enterprise useful resource planning techniques.
The survey revealed that 87% of company respondents consider stablecoin adoption can ship aggressive benefits, and 81% plan to conduct formal return-on-investment analyses to quantify potential advantages from deployment.
Regardless of institutional openness to stablecoin adoption, the survey highlighted that belief stays a major problem, given the reliance on main conventional gamers behind these tasks.
