Replace 2/4/24: Deal is again and legitimate till 02/29/2024.

Replace 10/2/23: Bonus is $600 once more. Hat tip to Bockrr

Bonus is $300 once more, not requires a $10,000 deposit.

Bonus is now $600, however requires a $10,000 deposit for 3 months.

Bonus has been elevated to $300

Replace 5/23/20: Deal is again, no finish date listed. Hat tip to Anna

Supply at a look

• Most bonus quantity: $200
• Availability: MA, NH, and RI
• Direct deposit required: Sure, $2,500+ inside 60 days of account opening
• Further necessities: Open financial savings and fund it with at the least $500
• Laborious/tender pull: Mushy
• ChexSystems: Sure
• Bank card funding: As much as $1,000 (it is a laborious restrict per software, doesn’t matter when you’ve got two accounts in identical software or not)
• Month-to-month charges: None
• Early account termination price: None
• Family restrict: None
• Expiration date: August thirty first, 2019 October thirty first, 2019 December thirty first, 2019 None listed

The Supply

Direct hyperlink to supply

• HarborOne is providing a bonus of $300 once you open a brand new checking account and full the next necessities:
  • Make direct deposits of at the least $2,500 inside 60 days of account opening and obtain a bonus of $100
• Open a brand new financial savings or cash market account and make deposits totaling $10,000 inside 60 days of checking account opening and preserve a steadiness of at the least $10,000 for 3 months

The Wonderful Print

• Location the place supplied: Supply obtainable 7/1/2019-8/31/2019 solely to residents of MA, NH, and RI.
• Registration: Account holders should open and fund their account AND register for the bonus by 8/31/19 at harborone.com/register so as to be eligible.
• Standards for New Clients: New buyer to the Financial institution; Current buyer that didn’t have a checking account; Current buyer that isn’t the tax proprietor on any current checking account; Thought-about new if the shopper has not had a checking account in prior 12 months; If a number of accounts are opened with the identical signer, just one account will probably be eligible for the inducement.
• To obtain the $100 Checking bonus: 1) Open any new eligible HarborOne Private Checking Account; 2) Obtain direct deposits totaling at the least $2,500 to this account inside 60 days of account opening. Qualifying direct deposits are recurring digital deposits of your paycheck, pension or authorities advantages comparable to social safety out of your Employer or the Authorities. Direct Deposits that don’t qualify embody: deposits to your account made by a person utilizing on-line banking or web fee offered, Particular person–to–Particular person and financial institution transfers between your current HarborOne Financial institution accounts or accounts you’ve gotten at different monetary establishments or brokerages.
• To obtain the $100 Financial savings bonus: Open any new eligible HarborOne Private Financial savings or Cash Market account in accordance with the minimal opening steadiness requirement and make deposits totaling $500.00 inside the first 60 days of the Checking Account Opening. (Should additionally full checking bonus necessities to be eligible for the extra $100.00)
• Bonus Circumstances: Account should stay open, energetic, in good standing, and in the identical product sort by way of the 60 day interval from account opening to obtain the bonus for famous gives above. As soon as the supply standards is met, the bonus will probably be credited into the brand new private checking or financial savings account no later than 80 days from account opening.
• Bonus gives don’t apply to these prospects who’ve been paid a promotional premium previously 24 months.
• All checking account bonuses are handled as revenue/curiosity and as such it’s important to pay taxes on them

Avoiding Charges

Month-to-month Charges

You may open the Free Plus Checking account and nonetheless qualify for this bonus, this account has no month-to-month price. CheckIt Financial savings additionally has no month-to-month charges to fret about.

Early Account Termination Price

I wasn’t capable of finding any early account termination price within the price schedule.

Our Verdict

Beforehand they supplied a bonus of as much as $500, the necessities for the total $500 bonus have been rather more troublesome to satisfy however nonetheless do-able for lots of people. There was additionally a comparable supply for $300 that required $5,000 in direct deposits. That was final supplied in 2018, so I’m not assured the same huge bonus will come again. Due to that I’ll add this to our checklist of the finest checking account bonuses.

Hat tip to reader DayTradeIt

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