Replace 9/10/25: Reader Harrison Logan factors out that there’s a $1,000 bonus, looks as if the one distinction is the financial savings account requires $10,000 as a substitute of $5,000. 

Provide at a look

• Most bonus quantity: $600
• Availability: LA, MS, FL, AL, TX
• Direct deposit required: Sure, $300+
• Further necessities: None
• Exhausting/smooth pull: Gentle
• ChexSystems: No
• Bank card funding: None
• Month-to-month charges: $12, avoidable
• Early account termination charge: $20, 180 days (bonus forfeit)
• Family restrict: Restrict of 1 client checking-related bonus per family each 2 calendar years. (that is enforced),
• Expiration date: 10/31/2025

The Provide

Direct hyperlink to supply

• Hancock Whitney Financial institution is providing a bonus of as much as $600. Bonus is damaged down as follows:
  • $300 money bonus once you open a Freestyle Checking account and arrange $500 or extra in month-to-month direct deposits
  • $100 money bonus once you open a Freestyle Financial savings account and deposit $5,000 or extra by 11/30/25 and preserve till 2/28/26
  • $200 additional money bonus once you open each and meet all necessities

The Tremendous Print

• Use the promo code referenced above when opening your new checking account with cash not presently on deposit at Hancock Whitney Financial institution by the provide expiration date of 10/31/2025. Arrange and obtain qualifying direct deposits totaling at the least $500 every month by 12/31/2025. Your account and direct deposits should stay open and lively throughout your complete promotional interval which incorporates as much as when the bonus is paid by 2/28/2026. If you happen to meet all necessities, we are going to deposit the earned bonus into your new private checking account by 2/28/2026. 
• Provide obtainable to new Hancock Whitney checking purchasers 18 years of age or older. This contains new to financial institution purchasers and current Hancock Whitney purchasers who presently don’t have a checking account, or haven’t not too long ago closed a checking account previously 90 days, or didn’t have a checking account closed with a destructive stability previously 3 years.
• A qualifying direct deposit is a recurring digital deposit, together with a wage, pension, Social Safety, different authorities profit or different recurring, month-to-month revenue quantity, made by your employer or outdoors company. Account transfers, cellular deposits, funds from Zelle, PayPal, Money App or different comparable suppliers, tax refunds or deposit made at a department or ATM will not be qualifying direct deposits.
• Essential particulars and required qualifying actions for the $100 Freestyle Financial savings Provide: Use the promo code referenced above when opening your new Freestyle Financial savings account by the provide expiration date of 10/31/2025. You should deposit $5,000 or extra into your Freestyle Financial savings account by 11/30/2025. Your account should stay open and lively and you have to preserve a minimal day by day stability of $5,000 or extra throughout your complete promotional interval which incorporates as much as when the bonus is paid by 2/28/2026. If necessities are met, we are going to deposit the earned bonus into your new Freestyle Financial savings account by 2/28/2026.
• All checking account bonuses are handled as revenue/curiosity and as such you must pay taxes on them

Avoiding Charges

Month-to-month Charges

This account has a $12 month-to-month charge. That is waived for those who do any of the next:

• main account holder below 18 or age 64 and over or
• make a number of client-initiated debit or credit score transactions per assertion cycle to waive the service cost.

Early Account Termination Charge

$20 charge is charged for every account if the account is closed inside 180 days. Appears to be like like you may also forfeit the bonus.

Our Verdict

Beforehand this was solely $200 for the checking bonus or a $500 bonus that was tougher to maintain charge free. I believe this $300 + $100 + $200 bonus is all value doing. The maintain interval for the financial savings bonus is 90 days and works out to be 8% APY. We’ll add this to our greatest financial institution bonus web page. 

Hat tip to reader Scooter

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