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2025.9 Replace: The brand new supply is 2FN (as much as 50k) + 40k.
2025.7 Replace: The supply is now right down to 80k.
2025.5 Replace: The brand new supply is 120k.
Utility Hyperlink
Advantages
- 2FN+40k supply: earn 40,000 IHG factors plus 2 Free Nights (FN) (with a redemption degree as much as 50,000 IHG factors) after spending $2,000 within the first 3 months. That is the very best supply on this card.
- IHG factors are valued round 0.5 cents (Lodge Factors Worth). So the 120k highest supply is price about $600.
- Earn 5x factors at IHG property; earn 3x factors at eating, fuel station, and month-to-month payments (utilities, cable, web, cellphone,
cell and choose streaming companies); and earn 2x level on different purchases. - Earn 10,000 bonus factors after spending $10,000 and making one extra buy every calendar 12 months.
- 20% off 20% on while you buy IHG factors together with your card.
- Redeem 3 nights, get the 4th night time free.
- Complimentary IHG Silver Membership so long as you’ve this card. Get IHG Gold Membership in the event you spend $20k.
- No international transaction charge.
- No annual charge.
Really useful Utility Time
- [5/24 Rule] You probably have 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this publish for particulars about the right way to probably bypass this rule.
- This product is on the market to you in the event you do not need a present IHG Rewards Credit score Card and haven’t acquired a brand new Cardmember bonus throughout the final 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account. This doesn’t apply to Enterprise Card Credit score Card merchandise.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely possible that you’re going to get rejected.
- We suggest you to use for this card after you’ve a credit score historical past for greater than a 12 months.
Abstract
The $99 annual charge model IHG Premier card has larger bonus and provides you a free night time yearly, so it’s extra really helpful to use for the IHG Premier card if you’re excited by IHG resorts. This IHG traveler card has no annual charge, so it’s a good downgrade choice.
Associated Credit score Playing cards
| Chase IHG Traveler | Chase IHG Premier | Chase IHG Premier Enterprise | |
|---|---|---|---|
| Annual Charge | $0 | $99 | $99 |
| Free Evening | none | as much as 40k | as much as 40k |
After Making use of
- Name 800-436-7927 to verify Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your utility might be permitted; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional evaluate and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in the event you didn’t get approve instantly. Your private info can be acquired and they’ll then evaluate it. You seldom reply questions, as an alternative, simply benefit from the music and then you definitely get permitted or rejected, or additional info is required to be handed in to the department or be faxed.
Historic Provides Chart 
Utility Hyperlink
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