The Provide

Direct hyperlink to supply

• Financial institution of America is providing a one-day rewards vacation on  November 6, 2025 whereby all private and enterprise playing cards from Financial institution of America will earn an additional 2% money again or 2x rewards factors. Restrict of $2,500 in spend per card.

The Effective Print

• No enrollment essential – all eligible playing cards are mechanically enrolled
• Legitimate 12:00am to 11:59pm Japanese Time (ET) on November 6, 2025.
• Solely purchases with a date of November 6, 2025 will qualify. 
• Transactions with delayed processing of 90 days or extra is not going to be eligible to be included within the promotional provide.
• Legitimate on the next playing cards:
  • • • Personalized Money Rewards
      • Limitless Money Rewards
      • Journey Rewards
      • Premium Rewards
      • Premium Rewards Elite
      • BankAmericard Energy Rewards
      • BankAmericard Rewards
      • MERRILL+
      • MERRILL+ Elite
      • Atmos Rewards Ascent
      • Atmos Rewards Summit
      • Royal Caribbean
      • Celeb Cruises
      • Norwegian Cruise Line
      • Seashores
      • Sandals
      • Free Spirit
      • Allegiant
      • Air France KLM
      • BankAmericard

Our Verdict

We noticed the identical provide final 12 months for 2024. Some suggest making the acquisition earlier within the day to keep away from any small probability of the cost coming by way of the following day (by which case you’d must contact BofA for handbook credit score).

This deal will be an attention-grabbing from many angles:

1. The Journey Rewards, Premium Rewards, and Limitless Money Rewards playing cards earn 1.5% on all purchases. On November sixth you’ll get an additional 2% for 3.5% whole in every single place.
   • That is particularly attention-grabbing for top-tier Most popular Rewards relationship shoppers who at all times get 2.62% on all purchases with these playing cards and can get 4.62% in every single place on November sixth.
2. Financial institution of America Personalized Money Rewards card at all times will get 3% on one class of your selection (or 5.25% for Most popular Rewards shoppers) and a pair of% on grocery/wholesale (3.5% for Most popular Rewards shoppers) on as much as $2,500 in purchases. On November sixth it’ll be 2% on prime of that. That’s a possible whole of 7.25% in your chosen class for top-tier Most popular Rewards shoppers.
3. Earn 3x miles per greenback in every single place on the Alaska Airways card.
4. Apply for a brand new Financial institution of America card now and also you’ll have the cardboard by November sixth when you may meet the minimal spend at elevated earn charges.
5. Apply for the UCR or CCR card now and rise up to eight.25% cashback for the primary 12 months – see particulars on this put up. On November sixth, you’ll be capable of get an additional 2% again for a potential fee of as much as 5.12% on the UCR card and on the CCR card as much as 10.25%.
6. Stack with Financial institution Amerideal gives 
7. Stack with this focused BofA spend provide which is legitimate by way of 12/31/25

Spend concepts:

Maxing out this promo will get you $50 or 5,000 bonus factors per playing cards. Listed below are some spend concepts:

• Tax funds (federal, state, property, enterprise)
• Pay out insurance coverage or utilities for the following few months
• Load up your Costco stability and the like
• Charity contributions (for those who use Paypal Giving Fund, we have now one knowledge level indicating that might earn 3%/5.25% on CCR card which will be 7.25% on November sixth)
• Medical payments
• Prepay your native grocery by shopping for up their retailer present card
• Purchase present playing cards to different locations you store like Amazon, Walmart, and so on. 

Hat tip to reader JD