Replace 10/4/25: Deal is again till December 31, 2025. Hat tip to reader Avi

Provide at a look

The Provide

Direct hyperlink to supply

• Union Financial savings Financial institution is providing $150-$300 bonus if you open a brand new checking account and full the next necessities:
  • $300 if you open entry checking
    • $150 in case you make one direct deposit
    • $150 if you open an Entry Financial savings account and preserve a $15,000 common steadiness for 60 days
  • $150 if you open important checking
    • Get $50 in case you make one direct deposit
    • Get $50 if you open a USB Debit Card and make 10 debit card purchases
    • Get $50 if you open an Important Financial savings account and preserve a $500 common steadiness for 60 days

The Positive Print

• To obtain as much as $150.00 bonus, open a brand new Important Checking account (topic to approval) as the first account holder and deposit $25 or extra at account opening; or open a brand new Core Checking account (topic to approval) as the first account holder and deposit $10 or extra at account opening. Get $50.00 in case you make one qualifying direct deposit inside 60 days of opening the account; and/or get $50.00 if you open a USB Debit Card and make 10 debit card purchases (signature or PIN) inside 60 days of opening the account. ATM transactions don’t qualify. Qualifying direct deposits embrace recurring digital deposits of payroll, pension or Social Safety. Particular person-to-person, financial institution transfers or different digital cash transfers, reminiscent of these made by web fee companies, don’t qualify. Moreover, get $50 if you open an Important Financial savings Account as the first account holder similtaneously the checking account, and preserve a $500 common steadiness or extra for 60 days from the date of account opening. New USB financial savings prospects solely. 
• To obtain as much as $300.00 bonus, open a brand new Entry Checking account (topic to approval) as the first account holder and deposit $50 or extra at account opening. Get $150.00 in case you make one qualifying direct deposit inside 60 days of opening the account. Qualifying direct deposits embrace recurring digital deposits of payroll, pension or Social Safety. Particular person-to-person, financial institution transfers or different digital cash transfers, reminiscent of these made by web fee companies, don’t qualify. Moreover, get $150.00 if you open a companion Entry Financial savings account as the first account holder similtaneously the checking account and preserve a mean steadiness of $15,000 or extra for 60 days from the date of account opening. New USB financial savings prospects solely. 
• Provide is legitimate from June 15, 2025, by September 13, 2025. Provide not out there to current USB private checking prospects (both major or secondary on the account), or these prospects whose private checking or financial savings accounts have been closed inside the earlier 12 months. Restrict one provide per buyer. Promotion could also be canceled with out discover. Bonus quantities will likely be credited to checking and/or financial savings account between September 1, 2025, and December 31, 2025, relying on the date you open the account. Account should be open and in good standing to obtain bonus. Bonuses are topic to 1099 IRS reporting necessities. Staff of Union Financial savings Financial institution will not be eligible.
• All checking account bonuses are handled as earnings/curiosity and as such you need to pay taxes on them

Avoiding Charges

Month-to-month Charges

• Important checking has no month-to-month charges
• Entry checking has a $20 month-to-month charge, waived with any of the next:
  • Preserve a minimal steadiness of $5,000 OR
  • Preserve mixed deposit balances of $25,000, OR
  • Preserve mixed deposit and mortgage balances of $50,000. Mortgage balances embrace client and residential mortgage loans.

Early Account Termination Price

I wasn’t capable of finding any point out of an early account termination charge.

Our Verdict

Beforehand this was $300/$600 so I don’t assume this a lot smaller bonus is price contemplating and gained’t be including it to our greatest checking account bonuses. 

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