$1,500 Citi Checking Bonus

🔃 Replace: Supply has been prolonged by means of 10/6/2025. New tiers are $750 and $1,500 with deposits of $30K and $200K respectively.

Citi has a brand new supply that may earn you as much as $2,500 once you open a brand new checking account. The utmost bonus additionally requires a really giant deposit and steadiness. Let’s see how this Citi checking bonus works.

Citi Checking Bonus Overview

The bonus tiers have modified a bit this time round. You have to open a brand new Checking Account and earn a money bonus of $500,$1,500 or $2,500 once you full required actions:

• Apply instantly from the supply web page.
• Open a brand new eligible checking account and enroll within the money bonus supply the identical day.
• Deposit New-to-Citibank funds into your checking account inside 45 calendar days from account opening. The steadiness in your forty fifth day will decide your most eligible money bonus.
• Preserve the required minimal steadiness in your eligible account(s) for a further 45 days from the forty sixth day.
• Your bonus will likely be deposited as a credit score to your open, eligible checking account inside 30 calendar days after you’ve got accomplished all required actions.

Listed here are the steadiness necessities for every bonus:

• $750 bonus requires $30,000 minimal deposit
• $1,500 bonus requires $200,000 minimal deposit
• $2,500 bonus requires $300,000 minimal deposit

Opening an account doesn’t assure that you simply meet eligibility necessities. Be sure you have a minimum of $10,000 in your account(s) to stay eligible to earn a minimum of our minimal money bonus of $200. Please observe it’s essential to preserve a mixed common month-to-month steadiness of $200,000+ in eligible linked deposit, retirement and funding accounts to qualify for the Citigold Account Package deal.

Who Qualifies?

You qualify for this Citi Checking bonus so long as you haven’t owned a Citi checking account within the final 180 days and are a minimum of 18 years outdated.

It’s price noting that these Checking Accounts have to be opened in a bodily department OR use a residential handle in NY, CT, NJ, DC, VA, MD, CA, or NV (or choose markets in IL and FL).

Account Charges

• Entry Account Package deal – $10 month-to-month charge or $0 once you:
  • Make 1 enhanced direct deposit or 1 qualifying invoice fee per assertion interval or
  • Preserve a mixed common month-to-month steadiness of $1,500+ in eligible linked accounts
• Primary Account Package deal – $12 month-to-month charge or $0 once you:
  • Make 1 enhanced direct deposit and 1 qualifying invoice fee per assertion interval or
  • Preserve a mixed common month-to-month steadiness of $1,500+ in eligible linked accounts
• Citibank Account Package deal – $25 month-to-month charge or $0 once you:
  • Preserve a mixed common month-to-month steadiness of $10,000+ in eligible linked deposit, retirement and funding accounts
• Citi Precedence Account Package deal – $30 or $0 once you:
  • Preserve a mixed common month-to-month steadiness of $30,000+ in eligible linked deposit, retirement and funding accounts
• Citigold Account Package deal – No Price
  • Citigold requires a mixed common month-to-month steadiness of $200,000+ in eligible linked deposit, retirement and funding accounts

Guru’s Wrap-Up

This newest Citi checking bonus is now as much as $2,500 however it additionally requires a deposit of $300,000 that that you must preserve for simply over 60 days. Calculating your return for 60 days, you’d get a 6% APR. However most definitely your cash will likely be tied up for only a bit longer than that. The smaller bonuses get you a greater APR. With $30K you get a $500 in 60 days which is a ten% APR. That’s nearly double what you may presently get with one of the best high-yield accounts.

Financial institution bonuses are an effective way to earn some additional revenue, usually from the consolation of your house. You may check out my financial institution bonus outcomes for 2022 the place I revamped $6,000. If this bonus is just not for you, then you may examine our full checklist of accessible financial institution bonuses. And, for those who’re new to checking account bonuses, you may be taught extra about churning financial institution accounts right here.

Hyperlink & Key Particulars

• OFFER PAGE
• Bonus: $750 – $1,500
• Account Sort: Checking
• Availability: Nationwide
• Inquiry Sort: Smooth pull
• Chex Delicate: Sure
• Credit score Card Funding: No
• Direct Deposit Requirement: No
• Different Necessities: $30K-$250K deposit/steadiness
• Month-to-month Charges: No
• Early Closing Price: No
• Expiration Date: 7/8/24 1/7/25 10/6/25

HT: DoC

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