Tuesday, March 11, 2025
HomeCredit CardCapital One airline and lodge switch companions: Methods to maximize your miles

Capital One airline and lodge switch companions: Methods to maximize your miles


Traditionally, you would solely redeem Capital One miles at a set worth. However in 2018, Capital One added switch companions as a further redemption possibility for a few of its playing cards. Capital One has since added new switch companions at largely a 1:1 switch ratio.

Capital One at the moment has greater than 15 airline and lodge switch companions. On this information, we’ll focus on how you can earn Capital One miles after which stroll via every Capital One switch accomplice so you’ll be able to resolve which of them to study extra about.

Methods to earn Capital One miles

Some, however not all, Capital One bank cards earn Capital One miles. This is an inventory of some at the moment obtainable client playing cards that earn transferable Capital One miles:

  • Capital One Enterprise X Rewards Credit score Card: Earn 10 miles per greenback on inns and rental automobiles booked via Capital One Journey, 5 miles per greenback on flights booked via Capital One Journey and a couple of miles per greenback on different purchases. Plus, you’ll be able to earn 75,000 bonus miles when you spend $4,000 on purchases inside the first three months from account opening; $395 annual price (see charges and charges).
  • Capital One Enterprise Rewards Credit score Card: Earn 5 miles per greenback on inns and rental automobiles booked via Capital One Journey and a couple of miles per greenback on different purchases. Plus, you’ll be able to earn 75,000 bonus miles when you spend $4,000 on purchases inside the first three months from account opening; $95 annual price (see charges and charges).
  • Capital One VentureOne Rewards Credit score Card: Earn 5 miles per greenback on inns and rental automobiles booked via Capital One Journey and 1.25 miles per greenback on different purchases. Plus, you’ll be able to earn 20,000 bonus miles when you spend $500 on purchases inside the first three months from account opening; $0 annual price (see charges and charges).

In case you’re on the lookout for a enterprise card, listed below are some choices that earn Capital One miles:

  • Capital One Enterprise X Enterprise: Earn 10 miles per greenback on inns and rental automobiles booked via Capital One Journey, 5 miles per greenback on flights booked via Capital One Journey and a couple of miles per greenback on different purchases. Plus, you’ll be able to earn 150,000 bonus miles if you spend $30,000 within the first three months; $395 annual price (see charges and charges).
  • Capital One Spark Miles for Enterprise: Earn 5 miles per greenback on inns and rental automobiles booked via Capital One Journey and a couple of miles per greenback on different purchases. Plus, you’ll be able to earn a one-time bonus of fifty,000 miles when you spend $4,500 on purchases inside the first three months of account opening; $0 introductory annual price for the primary yr, then $95 after (see charges and charges).
  • Capital One Spark Miles Choose for Enterprise: Earn 1.5 miles per greenback on purchases. Plus, you’ll be able to earn a one-time bonus of fifty,000 miles when you spend $4,500 on purchases inside the first three months from account opening; $0 annual price.

The data for the Capital One Spark Miles Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

You will want at the least one of many above playing cards to earn Capital One miles. However, upon getting a card that earns Capital One miles, you’ll be able to convert money again out of your different Capital One playing cards into miles. So, it is perhaps price pairing one of many above playing cards with a few of our favourite Capital One cash-back playing cards, such because the Capital One SavorOne Money Rewards Credit score Card, should you’re seeking to increase your stash of Capital One miles.

Associated: Chase Sapphire Most well-liked vs. Capital One Enterprise Rewards: Which $95 card do you have to get?

Every day E-newsletter

Reward your inbox with the TPG Every day publication

Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

Capital One switch companions overview

As talked about above, Capital One has greater than 15 switch companions. This is every of the Capital One switch companions and the ratio at which you’ll switch Capital One miles to every accomplice:

  • Aeromexico Rewards: 1:1 switch ratio
  • Air Canada Aeroplan: 1:1 switch ratio
  • Air France-KLM Flying Blue: 1:1 switch ratio
  • Accor Reside Limitless: 2:1 switch ratio
  • Avianca LifeMiles: 1:1 switch ratio
  • British Airways Govt Membership: 1:1 switch ratio
  • Cathay Pacific Asia Miles: 1:1 switch ratio
  • Selection Privileges (solely U.S.-based accounts): 1:1 switch ratio
  • Emirates Skywards: 1:1 switch ratio
  • Etihad Airways Visitor: 1:1 switch ratio
  • EVA Airways Infinity MileageLands: 4:3 switch ratio
  • Finnair Plus: 1:1 switch ratio
  • Qantas Frequent Flyer: 1:1 switch ratio
  • Singapore Airways KrisFlyer: 1:1 switch ratio
  • TAP Air Portugal Miles&Go: 1:1 switch ratio
  • Turkish Airways Miles&Smiles: 1:1 switch ratio
  • Virgin Crimson: 1:1 switch ratio
  • Wyndham Rewards: 1:1 switch ratio

Not all of those transfers will happen instantly. So, try our information to Capital One switch occasions to see how lengthy transfers to every accomplice normally take.

Associated: Ideas and tips to get most worth out of your Capital One miles

Greatest Capital One switch companions

TPG’s valuations peg the worth of Capital One miles at 1.85 cents every. However the worth you may get out of your Capital One miles is determined by the way you redeem them. So, that will help you get a excessive worth out of your miles, we’ll focus on among the finest Capital One switch companions on this part.

Air Canada Aeroplan

The Air Canada Aeroplan loyalty program noticed vital adjustments in 2020. Now, the Aeroplan award chart lists award ranges for Air Canada flights however has fastened charges for many accomplice awards.

Aeroplan does not cross on carrier-imposed surcharges, which means you need to use this system to e book Star Alliance award tickets with comparatively low taxes and charges. And based mostly on the Aeroplan stopover coverage, you’ll be able to e book a stopover on a one-way award for simply 5,000 factors. However you may must pay a accomplice reserving price of 39 Canadian {dollars} (about $29) per ticket for awards with partner-operated segments.

Aeroplan’s accomplice award chart can present glorious worth on short-haul awards to Canada and worldwide premium-cabin awards. For instance, partner-operated flights of lower than 500 miles inside North America value 6,000 factors every manner in financial system.

AIRCANADA.COM

And, if yow will discover award house, most transcontinental business-class flights operated by United Airways are 25,000 factors every manner.

AIRCANADA.COM

When touring from the continental U.S. to Europe on considered one of Air Canada’s companions (excluding Emirates, for which award costs observe the Aeroplan award chart for Emirates and Flydubai flights), you may usually pay 35,000 or 40,000 factors for financial system, 60,000 or 70,000 factors for enterprise and 90,000 or 100,000 factors for top quality. It is because most transatlantic flights from the U.S. fall into the under-4,000-miles distance band or the 4,001-to-6,000-miles distance band.

Associated: The most effective methods to maximise Air Canada’s Aeroplan program

Avianca LifeMiles

Avianca LifeMiles is thought for providing low cost redemption charges on Star Alliance accomplice flights and never passing on gasoline surcharges on accomplice awards.

LifeMiles raised award prices to Asia in late 2022, however there are nonetheless many issues to like about this system. For instance, you’ll be able to redeem 87,000 LifeMiles for Lufthansa top quality between Chicago and Frankfurt with $26.70 in taxes and charges.

LIFEMILES.COM

Because of a beneficiant pricing construction for mixed-cabin awards, you may be capable to drop that worth even additional. In case you’re flying in long-haul top quality and connecting to a different vacation spot, it is nearly assured that your connection might be in a decrease class of service. Avianca refunds you the distinction, which means including a connection could make your flight cheaper. For instance, here is an award with the identical flight from Chicago to Frankfurt in Lufthansa top quality and a brief financial system flight that may value you 83,820 LifeMiles plus $39.61.

LIFEMILES.COM

Avianca LifeMiles may also be nice for home journey on United. Most financial system awards inside the U.S. value 13,500 LifeMiles or much less every manner plus taxes and charges, however you’ll be able to e book loads of short-haul United routes for as few as 6,500 LifeMiles every manner in financial system.

LIFEMILES.COM

Associated: Utilizing LifeMiles to e book Aeromexico business-class award tickets

British Airways Govt Membership

There are a lot of the explanation why it is best to care about British Airways Avios. For instance, even after the current British Airways devaluation, you’ll be able to nonetheless get vital worth if you e book short-haul American Airways and Alaska Airways award flights via British Airways.

BRITISHAIRWAYS.COM

There are additionally some ways to maximize the British Airways distance-based award chart. For instance, you’ll be able to e book off-peak business-class flights from choose U.S. cities to Madrid for 34,000 Avios plus about $131 in taxes and charges one-way.

BRITISHAIRWAYS.COM

You can even switch British Airways Avios to Qatar Airways Privilege Membership, Iberia Plus, Vueling Membership and Aer Lingus AerClub, most of which have candy spots you’ll be able to take pleasure in.

Associated: Which airways can I e book with Avios?

Turkish Airways Miles&Smiles

Turkish Airways Miles&Smiles has loads to like about it. This system nonetheless makes use of award charts and gives an elusive however interesting candy spot: United-operated flights to Hawaii for simply 7,500 miles one-way in financial system.

TURKISHAIRLINES.COM

Gas surcharges may be problematic if you wish to fly choose Star Alliance carriers. However you will not be charged gasoline surcharges on United-operated flights, and gasoline surcharges are considerably cheap on Turkish-operated flights. You’ll be able to typically get good worth when redeeming for Turkish-operated promotional award flights.

TURKISHAIRLINES.COM

Associated: Turkish Airways Miles&Smiles candy spots you need to use to maximise your transferable rewards

Virgin Crimson

Virgin Crimson is the loyalty program for the Virgin household of manufacturers. Amongst different issues, you need to use Virgin factors to e book flights via the Virgin Atlantic Flying Membership program and cruises with Virgin Voyages.

It is doable to unlock unimaginable worth with Virgin Atlantic Flying Membership. For instance, you’ll be able to fly from the U.S. West Coast to Japan in All Nippon Airways enterprise class for 45,000 factors one-way (plus taxes and charges), though you may must name to e book. And you may nonetheless get stable worth on some Delta Air Strains-operated awards with Virgin Atlantic Flying Membership, reminiscent of this flight from Seattle to Vancouver, British Columbia:

VIRGINATLANTIC.COM

Associated: Methods to improve your subsequent Virgin Atlantic flight with Virgin factors

Mid-tier Capital One switch companions

A number of of Capital One’s switch companions fall into what we’ll name the mid-tier group. These packages can provide stable worth in the precise context, but it surely’s on no account a assure. Run the numbers to your bookings earlier than transferring Capital One miles to those packages.

Air France-KLM Flying Blue

Flying Blue, the loyalty program of Air France, KLM, Transavia, Aircalin, Kenya Airways and TAROM, makes use of dynamic award pricing. This dynamic pricing makes it tough to debate particular award pricing as costs fluctuate drastically.

Nonetheless, there are a number of Flying Blue candy spots. For instance, Flying Blue could be a good strategy to e book Virgin Atlantic award tickets. And it is comparatively simple to use Flying Blue to fly from the U.S. to Europe in financial system for 20,000 miles one-way or much less.

AIRFRANCE.US

Flying Blue additionally affords month-to-month Promo Rewards that allow you to e book choose award flights at a reduction.

Associated: Flying Blue stopovers: Prolong your journey and e book a further flight at no further value

Accor Reside Limitless

Resort chain Accor makes use of a fixed-value redemption scheme in its Accor Reside Limitless program. So, transferring miles from Capital One will at all times characterize a stable — although on no account aspirational — worth. Accor Reside Limitless lets you redeem 2,000 factors for 40 euros (about $44) off of a keep.

Given the two:1 switch ratio, you’d must switch 4,000 Capital One miles to get $44 off your keep. In the meantime, you would get $40 from the identical 4,000 Capital One miles should you redeemed your miles for current journey purchases utilizing Capital One’s fixed-rate redemption possibility. Whereas it is solely a $4 distinction, you may get a barely higher worth by transferring your miles to Accor if you wish to keep at an Accor property.

Cathay Pacific Asia Miles

As a result of Cathay Pacific Asia Miles makes use of distance-based award charts, this program may be costly if you wish to fly Cathay Pacific to or from the U.S. Nonetheless, though the Asia Miles adjustments in late 2023 brought on many premium-cabin award charges to extend for Cathay Pacific flights, financial system charges dropped in some instances. For instance, now you can fly one-way in financial system from Los Angeles to Hong Kong for 27,000 Asia Miles plus 1,177 Hong Kong {dollars} (about $150) in taxes and charges.

CATHAYPACIFIC.COM

Reserving British Airways flights with Asia Miles could allow you to pay decrease carrier-imposed surcharges. The Asia Miles program may also be helpful if you wish to check out Cathay Pacific top quality, as Asia Miles typically has entry to extra Cathay Pacific award house than accomplice packages. Nonetheless, Cathay Pacific first-class award house between the U.S. and Hong Kong is extraordinarily tough to search out proper now.

Emirates Skywards

Emirates Skywards may be helpful if you wish to e book one of many provider’s premium cabins. The award charges aren’t low cost, particularly after a number of devaluations. However Emirates Skywards is one of the best ways to e book Emirates top quality.

EMIRATES.COM

Emirates Skywards additionally companions with a number of different airways, which means you can too redeem Emirates miles for flights on choose accomplice airways.

Singapore Airways KrisFlyer

A number of devaluations have marred Singapore KrisFlyer over the previous couple of years. In 2022, this system elevated award costs by greater than 10% (together with awards on KrisFlyer companions).

However, if you wish to e book Singapore Suites or top quality, Singapore KrisFlyer is this system you may need to use.

SINGAPOREAIR.COM

You may additionally usually discover good worth if you redeem KrisFlyer miles for Singapore Airways’ Spontaneous Escapes.

Associated: You’ll be able to convert Singapore KrisFlyer miles to Marriott factors — however do you have to?

Qantas Frequent Flyer

Qantas Frequent Flyer makes use of distance-based charts, which means long-haul flights from the U.S. to Australia are normally prohibitively costly. Nonetheless, you’ll be able to journey from the East Coast to Europe for about 20,300 factors. One instance is a nonstop American Airways flight from New York’s John F. Kennedy Worldwide Airport (JFK) to London’s Heathrow Airport (LHR) for underneath 21,000 factors.

QANTAS.COM

Wyndham Rewards

TPG’s valuations solely peg Wyndham Rewards factors at 1.1 cents every. However it’s definitely doable to get extra worth when redeeming Wyndham factors. For instance, you’ll be able to redeem Wyndham factors for residence leases at a flat 15,000 factors per bed room per night time.

Utilizing the three-tier Wyndham Rewards award chart for costly nights also can provide excessive worth. One instance is the BeHome by LuxUrban, a Travelodge by Wyndham on Eighth Avenue in New York Metropolis, the place you’ll be able to e book varied room varieties for 15,000 factors per night time.

WYNDHAMHOTELS.COM

In case you had paid money for the above night time, the speed would have been $324.80 per night time, together with taxes and charges. So, you’d get a redemption price of two.16 cents per level should you booked an award keep on this night time.

Associated: The most effective Wyndham inns on the earth

Capital One switch companions to keep away from

Between costly award charts, dangerous switch ratios, hidden charges and packages which might be tough to navigate, you may seemingly need to keep away from among the Capital One switch companions. Nonetheless, simply because we do not normally advocate transferring Capital One miles to those packages doesn’t suggest they haven’t any redeeming qualities.

Aeromexico Rewards

Aeromexico Rewards makes use of dynamic pricing for many award flights, and the charges are sometimes excessive. For instance, this one-way award flight from Mexico Metropolis to Atlanta carries a large 2,285 Mexican pesos (about $135) in taxes and charges.

AEROMEXICOREWARDS.COM

Nonetheless, this system does have at the least one shiny spot: an around-the-world award ticket that permits you to cease in as much as 15 locations. You need to name to e book, however the ticket prices 224,000 factors in financial system class and 352,000 in enterprise class.

Selection Privileges

There’s a variety of worth to be discovered within the Selection Privileges program. For instance, you’ll be able to e book nights for 8,000 factors in Tokyo.

CHOICEHOTELS.COM

However, since TPG’s valuations peg the worth of Selection factors at 0.6 cents per level, transferring Capital One miles to Selection Privileges normally will not make sense. As a substitute, take into account shopping for Selection factors throughout a sale or signing up for a Selection Privileges bank card if you wish to earn Selection factors.

Associated: Redeem Selection factors for a Maldives resort, half-board inns, suites and extra

Etihad Visitor

Regardless of not being a member of any main alliances, Etihad Visitor has many companions, together with American Airways and Air Canada.

Nonetheless, Etihad Visitor eliminated its ample candy spots in March 2023 when it launched a brand new standardized award chart. Sadly, Etihad and accomplice airline redemptions now usually require many extra miles than the quantity listed on the brand new award chart. Thus far, a word for the award chart states, “The miles displayed are indicative values.” As such, though you should still need to worth out award flights via Etihad Visitor, you seemingly will not like what you see sufficient to switch Capital One miles to Etihad Visitor.

Associated: Full information to Etihad Visitor, now with simplified award charts and restricted candy spots

EVA Air Infinity MileageLands

Capital One already companions with two of the very best Star Alliance packages for reserving awards — Avianca LifeMiles and Air Canada Aeroplan — so there’s hardly ever a purpose to hassle with EVA. EVA’s award chart is normally dearer, and this system is commonly tough to navigate.

Finnair Plus

Finnair’s award charges are normally purpose sufficient to keep away from this system. For instance, one-way Finnair-operated awards between Europe and Asia, North America, Doha or Dubai value 45,000 factors in financial system, 65,000 factors in premium financial system and 95,000 factors in enterprise class. However you’ll be able to typically get good worth if you use Finnair factors to improve your flight.

Finnair will substitute Plus factors with Avios as its loyalty forex March 9. Finnair Plus factors will convert to Avios at a 3:2 ratio, however award charges will even be recalculated with the identical 3:2 ratio. As such, this system’s worth seemingly will not change considerably.

Associated: The most effective web sites for looking out Oneworld award availability

TAP Air Portugal Miles&Go

TAP Miles&Go has award charts. For instance, here is the chart for one-way TAP-operated awards from North America in financial system:

FLYTAP.COM

However in follow, you may see different (usually larger) charges if you do an award search. For instance, here is the bottom fare for a one-way financial system award flight from New York to Lisbon on a randomly chosen date:

FLYTAP.COM

Throughout gross sales, you can too often purchase TAP miles for underneath 1 cent per mile. So, even if you wish to e book an award flight utilizing TAP miles, transferring Capital One miles seemingly will not be your best choice for incomes TAP miles.

Associated: TAP Air Portugal launches new bank card for US vacationers

Backside line

Some glorious Capital One switch companions can nearly single-handedly carry the worth of Capital One miles.

Nonetheless, not each switch accomplice will present outsize worth, so keep in mind to check the money worth of your ticket or lodge keep earlier than transferring Capital One miles. Generally, shopping for a paid ticket (or keep) after which redeeming Capital One miles at a set worth to cowl your current journey buy will yield extra worth.

RELATED ARTICLES

Most Popular

Recent Comments