Supply at a look
- Most bonus quantity: $150
- Availability: Nationwide by way of life inexperienced
- Direct deposit required: Sure, $1,000+
- Extra necessities: See beneath
- Arduous/gentle pull: Tender pull
- ChexSystems: Unknown
- Bank card funding: None
- Month-to-month charges: None
- Early account termination charge: Unknown
- Family restrict: None
- Expiration date: None listed
The Supply
- BCU Credit score Union is providing a $150 checking bonus if you open a brand new checking account and full the next necessities:
- Use promo code STACK
- Arrange $1,000 in direct deposits inside 60 days
 
The High-quality Print
- Supply accessible to eligible non-members who’re authorized U.S. residents 18 years of age or older except prohibited by regulation. Supply legitimate 8/1/2025 – 12/31/2025.
- Non-members, obtain a $150 deposit for opening a brand new Credit score Union membership with a checking account utilizing promo code STACK and organising a qualifying direct deposit totaling at the very least $1,000 into your checking account inside the first 60 days of account opening.
- A qualifying direct deposit is a month-to-month recurring direct deposit of normal month-to-month earnings, corresponding to your wage, pension or Social Safety profit or different eligible common month-to-month earnings, electronically deposited by an employer or different third-party payer into your checking account. A switch accomplished by ATM, on-line or teller shouldn’t be a qualifying direct deposit.
- An individual searching for Credit score Union membership should additionally meet at the very least one of many standards discovered at BCU.org/Membership-Eligibility.
- New Credit score Union membership have to be opened by 12/31/2025 to be eligible for supply.
- New members will obtain the $150 as a deposit into their Share-01 Financial savings account on or earlier than 03/15/2026.
- The motivation deposit to the brand new member is taken into account a bonus and could also be reportable to the IRS on Kind 1099-MISC (or Kind 1042-S, if relevant).
- All checking account bonuses are handled as earnings/curiosity and as such you must pay taxes on them
Avoiding Charges
Month-to-month Charges
Go checking has no month-to-month charges.
Early Account Termination Price
I wasn’t capable of finding a charge schedule so not sure if there’s any EATF.
Our Verdict
PowerPlus checking has 8% APY for the primary three months as properly. There may be additionally a $25 referral bonus however don’t suppose it’ll stack as each require use of a promo code. Will add this to our greatest financial institution bonus web page, wouldn’t be stunned if that is pulled early.
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