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BCU Credit score Union $150 Checking Bonus


Supply at a look

  • Most bonus quantity: $150
  • Availability: Nationwide by way of life inexperienced
  • Direct deposit required: Sure, $1,000+
  • Extra necessities: See beneath
  • Arduous/gentle pull: Tender pull
  • ChexSystems: Unknown
  • Bank card funding: None 
  • Month-to-month charges: None 
  • Early account termination charge: Unknown 
  • Family restrict: None 
  • Expiration date: None listed

The Supply

Direct hyperlink to supply

  • BCU Credit score Union is providing a $150 checking bonus if you open a brand new checking account and full the next necessities:
    • Use promo code STACK
    • Arrange $1,000 in direct deposits inside 60 days

The High-quality Print

  • Supply accessible to eligible non-members who’re authorized U.S. residents 18 years of age or older except prohibited by regulation. Supply legitimate 8/1/2025 – 12/31/2025.
  • Non-members, obtain a $150 deposit for opening a brand new Credit score Union membership with a checking account utilizing promo code STACK and organising a qualifying direct deposit totaling at the very least $1,000 into your checking account inside the first 60 days of account opening.
  • A qualifying direct deposit is a month-to-month recurring direct deposit of normal month-to-month earnings, corresponding to your wage, pension or Social Safety profit or different eligible common month-to-month earnings, electronically deposited by an employer or different third-party payer into your checking account. A switch accomplished by ATM, on-line or teller shouldn’t be a qualifying direct deposit.
  • An individual searching for Credit score Union membership should additionally meet at the very least one of many standards discovered at BCU.org/Membership-Eligibility.
  • New Credit score Union membership have to be opened by 12/31/2025 to be eligible for supply.
  • New members will obtain the $150 as a deposit into their Share-01 Financial savings account on or earlier than 03/15/2026.
  • The motivation deposit to the brand new member is taken into account a bonus and could also be reportable to the IRS on Kind 1099-MISC (or Kind 1042-S, if relevant).
  • All checking account bonuses are handled as earnings/curiosity and as such you must pay taxes on them

Avoiding Charges

Month-to-month Charges

Go checking has no month-to-month charges. 

Early Account Termination Price

I wasn’t capable of finding a charge schedule so not sure if there’s any EATF. 

Our Verdict

PowerPlus checking has 8% APY for the primary three months as properly. There may be additionally a $25 referral bonus however don’t suppose it’ll stack as each require use of a promo code. Will add this to our greatest financial institution bonus web page, wouldn’t be stunned if that is pulled early. 

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