Replace 10/12/25: Deal is again to $1,000.

Replace 7/1/25: Bonus now $500 for depositing $25,000 for 90 days

Supply at a look

• Most bonus quantity: $1,000
• Availability: AZ, CA, FL, IN, MI, NJ, NY, OH, WI
• Direct deposit required: No
• Extra necessities: See under
• Onerous/mushy pull: Comfortable pull
• ChexSystems: Sure
• Bank card funding: None
• Month-to-month charges:
• Early account termination charge:
• Family restrict:
• Expiration date: June 30, 2025

The Supply

Direct hyperlink to supply

• Flagstar Financial institution is providing a $1,000 bonus while you open Enterprise Options Checking or Enterprise Options Checking with Curiosity in department and Preserve a median every day stability of $25,000 or extra for the primary 90 days

The Wonderful Print

• You should be a brand new enterprise checking buyer of Flagstar Financial institution and open a Enterprise Options Checking or Enterprise Options Checking with Curiosity account.
• Minimal $100 deposit to open a checking account.
• You’ll obtain a $1,000 credit score into this account as a bonus 91-104 days after making an preliminary deposit to the brand new account (account funding), topic to the next situation: Inside the first 90 days of the account funding (bonus interval), you should preserve a median every day stability of $25,000 or extra. Moreover, (i) this provide is proscribed to at least one enterprise checking bonus per tax identification quantity, (ii) Enterprise Options Checking or Enterprise Options Checking with Curiosity account should be funded inside 90 days of the account opening date, (iii) client accounts don’t qualify for this enterprise checking provide, (iv) early account closure charge and reclamation of bonus could also be imposed for account closed inside 180 days, and (v) Flagstar workers usually are not eligible for the provide.
• In case you have been paid a enterprise checking money bonus beforehand, you’re ineligible to obtain this money bonus this provide.
• If a number of accounts are opened with the identical account holder, just one account could also be eligible for the enterprise money bonus.
• For tax functions, you’ll obtain an IRS type from Flagstar. Supply topic to alter or cancellation at any time with out discover. Receiving this provide doesn’t assure your eligibility. All account purposes are topic to our regular approval course of.
• Space restrictions could apply.
• Supply expires June 30, 2025.
• You should be a brand new enterprise checking buyer of Flagstar Financial institution and open a Enterprise Options Checking or Enterprise Options Checking with Curiosity account.
• Minimal $100 deposit to open a checking account.
• You’ll obtain a $1,000 credit score into this account as a bonus 91-104 days after making an preliminary deposit to the brand new account (account funding), topic to the next situation: Inside the first 90 days of the account funding (bonus interval), you should preserve a median every day stability of $25,000 or extra.
• Moreover, (i) this provide is proscribed to at least one enterprise checking bonus per tax identification quantity, (ii) Enterprise Options Checking or Enterprise Options Checking with Curiosity account should be funded inside 90 days of the account opening date, (iii) client accounts don’t qualify for this enterprise checking provide, (iv) early account closure charge and reclamation of bonus could also be imposed for account closed inside 180 days, and (v) Flagstar workers usually are not eligible for the provide. In case you have been paid a enterprise checking money bonus beforehand, you’re ineligible to obtain this money bonus this provide.
• If a number of accounts are opened with the identical account holder, just one account could also be eligible for the enterprise money bonus.
• For tax functions, you’ll obtain an IRS type from Flagstar. Supply topic to alter or cancellation at any time with out discover. Receiving this provide doesn’t assure your eligibility. All account purposes are topic to our regular approval course of. Space restrictions could apply.
• Supply expires June 30, 2025.
• All checking account bonuses are handled as revenue/curiosity and as such it’s important to pay taxes on them

Avoiding Charges

Month-to-month Charges

• Enterprise options: No month-to-month charge with common every day stability in checking of $3,000 or $10,000 in mixed eligible linked accounts; $10 month-to-month charge if stability is $1,000 – $2,999.99; $15 month-to-month charge if stability is $0 – $999.99
• Enterprise options with curiosity: No month-to-month charge with common every day stability in checking of $3,000 or $15,000 in mixed eligible linked accounts; $10 month-to-month charge if stability is $1,000 – $2,999.99; $15 month-to-month charge if stability is $0 – $999.99

Early Account Termination Payment

Bonus is forfeit if account is closed inside 180 days

Our Verdict

Unclear what rate of interest the enterprise options account truly earns. For those who put the $25,000 in there for 90 days you’d earn 16% annualized so the deal is value doing. Simply take note you’d must maintain one other $3,000 in there for an additional 90 days to maintain the account charge free and keep away from the EATF. We’ll add this to our record of the greatest checking account bonuses.

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