Ant Worldwide has teamed up with Google to assist form a brand new approach for AI brokers to make funds safely, a step that would velocity up the expansion of autonomous commerce.

The Agent Funds Protocol (AP2) is an open system that units out how AI brokers can perform transactions with a consumer’s approval.

It’s designed to test consumer intent, make transactions simpler to trace, enhance privateness and make it clear who’s liable for every step.

The protocol works with completely different cost varieties together with playing cards, real-time financial institution transfers and stablecoins.

It additionally connects with Google’s Agent2Agent and Mannequin Context methods.

As well as, Google has launched the A2A x402 extension to assist crypto funds between AI brokers.

Ant Worldwide mentioned it can use its expertise with different cost strategies and its hyperlinks to 36 digital wallets to assist construct AP2.

This consists of making the checkout course of smoother, utilizing AI to dam fraud and making use of its cost mandate mannequin to obviously hyperlink every transaction to a consumer’s verified intent for compliance and dispute decision.

The corporate is testing how AP2 can work in real-world settings by means of Alipay+ Voyager, its AI journey service launched in July 2025.

Below the multi-agent mannequin of Agent2Agent, Alipay+ Voyager will be capable to coordinate bookings and funds throughout completely different sub-agents consistent with AP2.

“Ant Worldwide is worked up to companion with Google to advance standards-setting in agentic funds, leveraging our experience in APM funds and trusted AI improvements.

We’re dedicated to working with world companions to form the way forward for agentic commerce, the place AI brokers function trusted assistants for discovery, engagement, and transactions, powering service provider development and remodeling shopper expertise,”

mentioned Jiangming Yang, Chief Innovation Officer of Ant Worldwide.

Mark Micallef, Managing Director, Southeast Asia, Google Cloud, mentioned,

“AP2 establishes the core constructing blocks for safe transactions that can drive additional development, creating clear alternatives for the trade—together with networks, issuers, retailers, and finish customers—to innovate on adjoining areas like seamless agent authorisation.

We’re dedicated to evolving this protocol in an open, collaborative course of and invite your complete funds and know-how neighborhood to construct this future with us.”

Google mentioned greater than 60 organisations are engaged on AP2, together with funds networks, know-how suppliers and monetary establishments.

Amongst them are Adyen, American Categorical, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, PayPal, Revolut, Salesforce, ServiceNow, UnionPay Worldwide, Worldpay, and extra.

Featured picture: Edited by Fintech Information Singapore, based mostly on picture by thanyakij-12 through Freepik