Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.

2025.9 Replace: The brand new welcome provide is AS HIGH AS 60k. Chances are you’ll want to make use of incognito mode to see it.

2024.10 Replace: The $100 LoungeBuddy Credit score profit is eliminated for brand new candidates, and for present cardholders have till January 13, 2025 to make use of the credit score. This isn’t stunning, as a result of LoungBuddy itself goes to be closed very quickly. This transfer makes it tougher to justify AmEx Inexperienced’s annual payment.

2023.8 Replace: Greater provide expired. The present provide is just 40k.

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Advantages

1. AS HIGH AS 60k provide: earn 60,000 Membership Rewards (MR) Factors after spending $3,000 within the first 6 months. The latest greatest provide is 60k+$200.
2. We estimate that MR are value about 1.6 cents/level, see beneath for a short introduction. So the 60k welcome provide is value about $960.
3. Earn 3 MR Factors per $1 spent on eating places and journey worldwide, and 1 MR on all different purchases.
4. $209 CLEAR credit score per calendar yr. CLEAR is a service to bypass the journey doc checker at safety checkpoints in chosen airports.
5. $100 Lounge Buddy credit score per yr. [Removed as of 2024.10]
6. No overseas transaction payment.
7. With this card, you will get entry to Amex Provide, which normally affords superb reductions at some shops, equivalent to: spend $15 or extra and get $5 again at Walmart; spend $75 or extra and get $25 again on Amazon.com.
8. Refer a buddy: You may earn 5,000 bonus MR factors for each authorized account you refer, as much as 55,000 MR factors per calendar yr.
9. This card could be very straightforward to get authorized, as a result of it’s a cost card, not a bank card. Cost card implies that you don’t have an choice to make a minimal fee, it’s a must to pay your steadiness in full on the due date. Cost card purposes may even end in a tough credit score pull, much like bank card purposes.
10. Cost Playing cards don’t have any pre-set spending restrict.

Disadvantages

1. $150 annual payment, not waived for the primary yr.
2. If you happen to add an Further Card to your account following your Primary Card software, you may be charged an annual payment of $30 for as much as 5 Further Playing cards. The annual payment for six or extra Further Playing cards is $30 for every Card. Waived for the primary yr.

Introduction to MR Factors

• You may earn MR factors with AmEx ED, AmEx EDP, AmEx Inexperienced, AmEx Gold, AmEx Platinum, AmEx Platinum for Schwab, AmEx Platinum for Morgan Stanley, AmEx Blue Enterprise Plus, AmEx Enterprise Inexperienced, AmEx Enterprise Gold, AmEx Enterprise Platinum, and so on.
• The MR factors you earn on completely different MR playing cards will mechanically go to the identical MR account.
• MR factors by no means expire. You’ll not lose the MR factors on one card when you shut the account, however you’ll lose the entire MR factors when you shut the entire MR playing cards. With the intention to keep away from shedding your MR factors, we suggest to maintain the no annual payment AmEx ED.
• If in case you have any of the MR playing cards, MR factors may be transferred to some airline miles. Probably the most widespread and greatest manner to make use of MR factors is to 1:1 switch them to All Nippon Airways (ANA, NH) miles (Star Alliance). Different good choices are: Air Canada (AC) (Star Alliance), Delta Air Strains (DL) (SkyTeam), British Airways (BA) (Oneworld), Asia Miles (Oneworld), Singapore Airways (SQ) (Star Alliance), Flying Blue (SkyTeam), Virgin Atlantic (VS) (Non-alliance), and so on. If you happen to use MR on this manner, the worth is about 1.6 cents/level.
• If in case you have any of the MR playing cards, you’ll be able to redeem your MR factors at a set fee about 1 cent/level in the direction of air tickets on AmEx journey portal.
• If in case you have AmEx Platinum for Schwab, you’ll be able to redeem your MR factors at a set fee 1.1 cents/level in the direction of money. If you happen to do not wish to spend time learning airline miles, this can be a fairly good option to money out the factors. If you do not have this card, you’ll be able to solely redeem your MR factors at a set fee 0.6 cents/level in the direction of money.
• In abstract, we estimate that MR factors are value about 1.6 cents/level.
• For extra details about MR factors, see Maximize the Credit score Card Factors Values (overview), and Introduction to MR: Learn how to Earn and Introduction to MR: Learn how to Use (very detailed).

Beneficial Software Time

1. You may solely get the welcome bonus as soon as in a lifetime, so you’ll want to apply when the historic highest provide seems.
2. [New] [Family language] AmEx begins so as to add household language: greater annual charges playing cards will have an effect on the welcome affords on decrease annual payment ones in the identical household sequence. Particularly, having held Platinum or Gold makes you ineligible for the welcome provide of Inexperienced. So if you need all of them, you contemplate to use for Inexperienced first.
3. AmEx doesn’t care concerning the variety of exhausting pulls.
4. You may attempt to apply for it when you’ve gotten a credit score historical past of 6 months.

Abstract

The brand new Inexperienced Card appears to be competing with the Chase Sapphire Reserve (CSR). After the $300 journey credit score on the CSR, the annual payment is successfully the identical ($150). Nonetheless, you don’t get a Precedence Move, a bonus on level spend by the Amex journey portal, main automobile insurance coverage, or actually every other journey advantages. The Lounge Buddy credit score is OK and explains Amex’s acquisition of that firm in 2017, nevertheless I’d by no means pay for Lounge Buddy to start with so I don’t view it as a profit. The $100 AWAY baggage credit score is a pleasant contact, however my understanding is AWAY baggage just isn’t very prime quality or made to final. The 45k signup bonus is excellent and I will surely suggest ready for that provide over the 30k provide. I don’t suppose the cardboard is value retaining long run, so when you determine to use for this card and cancel after the primary yr however have to preserve your MR factors energetic, you’ll be able to apply for the no annual payment AmEx EveryDay.

Beneficial Downgrade Choices

• You cannot downgrade this card to any card with no annual payment, so I recommend you shut it whenever you don’t wish to preserve it any longer.

After Making use of

• Click on right here to examine AmEx software standing.
• AmEx reconsideration backdoor quantity: 877-399-3083. The “actual” backdoor variety of Amex is properly protected. Completely different from Chase, the representatives from this AmEx reconsideration backdoor quantity solely have the suitable that can assist you submit requests.

Historic Provides Chart

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