London’s Sencillo, a brand new FinTech enterprise launching a finance platform that helps dad and mom plan, fund and handle their youngsters’s schooling with confidence, management, and readability, has secured over €397k (£350k) pre-Seed funding.

The spherical was led by Gasoline Ventures.

Adam Amos, CEO and founding father of Sencillo: “Training is among the greatest investments any dad or mum will make. But for many, the method is fragmented, complicated, and nerve-racking. Add in challenges such because the rising value of childcare, VAT on non-public college charges, and the rising accessibility hole for youngsters with Particular Instructional Wants and Disabilities; it may really feel like an inconceivable journey to navigate.”

Sencillo’s pre-Seed elevate  joins a wider set of 2025 European FinTech funding bulletins.

In adjoining elements of the sector, ReBloom in Copenhagen secured €400k to develop a personal secondary-trading finance platform, whereas fellow Copenhagen startup Groundley closed a €970k Seed spherical to broaden its AI-enabled finance-insights engine. At a later stage, Paris-based Finary raised €25 million to develop its wealth-management instruments throughout Europe, and London’s BKN301 Group secured €21.5 million to advance its Banking-as-a-Service platform.

Collectively these bulletins signify roughly €47 million in sector-adjacent funding. Whereas none of those corporations function instantly in household education-finance, they present continued momentum in European FinTech throughout 2025; Sencillo’s UK base additionally aligns it with one other UK-covered funding occasion (BKN301), indicating home exercise within the broader financial-services innovation panorama.

“We consider each dad or mum ought to be capable of make knowledgeable, assured choices about their youngster’s schooling. Sensible planning plus accountable, accessible monetary merchandise are key, and Sencillo is right here to make that attainable – not only for the few, however for each household searching for a transparent and safe schooling journey and future for his or her youngsters,” provides Amos.

Based in 2025 by Adam Amos, Sencillo is constructed “by dad and mom for folks” and backed by main specialists Beforehand. Amos beforehand co-founded Pigzbe, a pocket cash app centered on early monetary literacy and held positions at EY main innovation throughout retail banking, wealth and credit score lending.

Sencillo is a FinTech platform serving to households plan, fund and handle their youngster’s schooling journey – from early years via to maturity. With a deal with accountable lending and clear monetary visibility, Sencillo empowers dad and mom to know the total value of schooling and safe tailor-made funding via embedded credit score options.

Mark Pearson, founding father of Gasoline Ventures says: “Adam’s imaginative and prescient for serving to dad and mom plan and fund schooling in a better, extra accessible manner is precisely the sort of bold considering we search for at Gasoline. Sencillo is tackling actual challenges inside the schooling sector that have an effect on hundreds of thousands of households throughout the UK and we’re proud to again Sencillo at this early stage.”

In line with the corporate, the rising prices of schooling means UK households are actually spending more and more bigger quantities on their youngsters’s schooling annually – averaging between €4k (£3.6k) and €17k (£15k) each year for early years childcare, €21k (£19k) to €56k (£50k) for unbiased education, and over €25.7k (£22.7k) a yr for college, together with dwelling prices.

Sencillo addresses a rising want for accessible, clear, and accountable monetary assist within the schooling sector – an space through which hundreds of thousands of households now want monetary assist to safe their youngster’s schooling journey.

Its platform goals to assist dad and mom navigating these rising prices, while additionally addressing the impression of VAT on non-public college charges, restricted bursaries and the rising accessibility hole for youngsters with Particular Instructional Wants and Disabilities (SEND) – all main challenges households are dealing with within the schooling sector.

The platform’s market is initially centered on unsecured credit score merchandise that combine instantly with its proprietary planning instruments. Mother and father use sensible digital calculators to visualise the full value of the schooling journey forward, allocate any financial savings and household contributions to the plan, and the place required responsibly entry tailor-made financing options through their strategic companions to assist essentially the most rapid prices, with the cash paid on to the nursery, college or college.

The brand new capital will likely be used to develop the group, broaden the platform, and put together for launch at first of 2026.