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2025.11 Replace: The $900 provide is expired. At the moment there’s solely a 75k provide. BTW, there’s a brand new bonus restriction on this card: “The brand new cardmember bonus is probably not obtainable to you when you’ve got ever had this card or some other Chase for Enterprise card with out an annual price.” HT: DDG.

2025.9 Replace: The $900 provide comes again.

2023.9 Replace: There’s a $900 provide hyperlink now, act quick earlier than it dies! HT: DoC. [Update] The official provide is now additionally $900.

Utility Hyperlink

Advantages

1. $750 provide: earn $750 bonus money again after spending $6,000 inside the first 3 months of card membership. The current greatest provide is 90k.
2. Though this card is marketed as a money again card, it truly earns UR factors. We estimate that Final Rewards (UR) factors are value about 1.6 cents/level, see under for a quick introduction. So the 75k sign-up bonus could possibly be value about $1,200.
3. Earn 5x UR per $1 spent on the primary $25,000 spent in mixed purchases at workplace provide shops and on cellphone, landline, web and cable TV providers every account anniversary yr. In case you have a enterprise that may max out these classes, that’s 125,000 UR per yr!
4. Earn 2x UR on gasoline and restaurant on the primary $25,000 spent every year. Earn limitless 1x UR per $1 spent on all different purchases.
5. Buy Safety – Covers your new purchases for as much as 120 days towards harm or theft as much as $10,000 per declare and $50,000 per account.
6. Major automobile rental insurance coverage. HOWEVER, until you’ll be able to show that you’re touring on enterprise (which you can be required to do within the case of a declare), you can be higher utilizing the first automobile rental insurance coverage on the Chase Sapphire Most well-liked or the Chase Sapphire Reserve.
7. Refer a buddy: You’ll be able to earn 10,000 bonus UR factors for each permitted account you refer, as much as a most of 5 permitted referrals (50,000 UR factors) per calendar yr.
8. No annual price.

Disadvantages

1. It has overseas transaction price, so it is not a good selection outdoors the US.

Introduction to UR Factors

• You’ll be able to earn UR factors with Chase Freedom Pupil, Chase Freedom, Chase Freedom Limitless (CFU), Chase Sapphire Most well-liked (CSP), Chase Sapphire Reserve (CSR), Chase Ink Money (Enterprise), Chase Ink Limitless (Enterprise), Chase Ink Most well-liked (Enterprise), and many others.
• You’ll be able to transfer your UR factors from one UR card to a different at any time.
• UR factors by no means expire. You’ll lose the UR factors on one card in the event you shut the account, however you’ll be able to stop shedding your UR factors by transferring the factors to a different UR card beforehand.
• In case you have Chase Sapphire Most well-liked (CSP), Chase Sapphire Reserve (CSR), or Chase Ink Most well-liked (Enterprise), UR factors might be transferred to some lodge factors. Top-of-the-line approach to make use of UR factors is to 1:1 switch to Hyatt factors. UR factors can be transferred to some airline miles. One of the vital widespread and greatest approach to make use of UR factors is to 1:1 switch them to United Airways (UA) miles (Star Alliance), and mix them with the UA miles earned from the UA card. Different good choices are: Southwest (WN) (Non-alliance), British Airways (BA) (Oneworld), Virgin Atlantic (VS) (Non-alliance), and many others. For those who use UR factors on this approach, the worth is about 1.6 cents/level.
• In case you have Chase Sapphire Reserve (CSR), you’ll be able to redeem your UR factors for as much as 2.0 cents/level in the direction of air tickets or resorts on Chase Journey with the “Factors Enhance” characteristic; when you’ve got Chase Sapphire Most well-liked (CSP) or Chase Ink Most well-liked (Enterprise), the worth is as much as 1.5 cpp (or 1.75 cpp for premium cabin).
• In case you have any of the UR playing cards, you’ll be able to redeem your UR factors at a set fee 1 cent/level in the direction of money.
• In abstract, we estimate that UR factors are value about 1.6 cents/level.
• For extra details about UR factors, see Maximize the Credit score Card Factors Values (overview), and Introduction to UR: Methods to Earn and Introduction to UR: Methods to Use (very detailed).

Really useful Utility Time

1. [5/24 Rule] In case you have 5 or extra new accounts opened previously 24 months, Chase is not going to approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this put up for particulars about easy methods to probably bypass this rule.
2. You aren’t eligible for this sign-up bonus in the event you obtained a sign-up bonus on this card inside 24 months. Word that what this 24-month clock begins from if you final received the sign-up bonus, not the time you open the account or shut the account. [Correction] There is no such thing as a such rule for Chase Ink sequence!
3. [New] The brand new cardmember bonus is probably not obtainable to you when you’ve got ever had this card or some other Chase for Enterprise card with out an annual price
4. Don’t apply for greater than 1 Chase enterprise bank cards inside 30 days, it’s extremely doubtless that you’re going to get rejected.
5. We advocate that you just apply for this card after you will have had a credit score historical past for greater than a yr.

Abstract

The sign-up bonus is very nice contemplating it’s only a no price card. Additionally it’s a good card to earn 5x UR.

Associated Credit score Playing cards

After Making use of

• Name 800-453-9719 to test Chase enterprise playing cards utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain choice in 2 weeks means your utility might be permitted; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional evaluate and there’s nothing to let you know for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. It’s fairly laborious to recon Chase enterprise playing cards. Be ready to be requested about loads of particulars of how your online business operates.

Historic Gives Chart

Utility Hyperlink

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