Instapay Applied sciences, a Malaysian fintech targeted on monetary inclusion, has been named to CB Insights’ 2025 Fintech 100, recognising it among the many world’s most promising non-public fintech corporations. The popularity follows the corporate’s latest $3million (MYR 13million) Collection A2 funding spherical, underscoring its regular momentum in serving the underbanked and migrant workforce throughout Southeast Asia.

Instapay was included within the annual checklist—which options early- and mid-stage startups—for its modern digital fee platform. This platform allows corporates to pay salaries instantly into their migrant employees’ Instapay e-wallets, offering them with entry to formal fee channels, lowering transaction prices, and enabling digital cross-border remittance.

Driving monetary inclusion for the underserved

Based with a imaginative and prescient to offer monetary inclusion to underserved buyer segments, significantly overseas migrant employees, Instapay has quickly grown to service lots of of corporates for payroll accounts. The corporate has constructed a digital payroll and remittance ecosystem that allows sooner, safer, and extra reasonably priced entry to monetary companies for these traditionally excluded from the standard banking system.

Rajnish Kumar, chief govt officer of Instapay, welcomed the popularity. “We’re delighted and honored to be recognised by CB Insights and to be listed amongst the highest 100 fintechs on the planet,” Kumar mentioned. “This recognition is a validation of our group’s work and the impression we’re making within the communities we serve. We stay dedicated to introducing modern monetary services which are appropriate and reasonably priced for this phase”.

Instapay’s e-wallet permits employees to handle digital cross-border remittances, invoice funds, and cellular top-ups. Moreover, the corporate points a Mastercard that’s accepted globally for purchases and ATM money withdrawals.

Infrastructure to form the way forward for finance

Instapay’s inclusion within the CB Insights’ checklist highlights a rising pattern of corporations leveraging superior applied sciences to construct the brand new spine of finance.

Laura Kennedy, principal analyst at CB Insights, famous the shift in focus. “This 12 months’s Fintech 100 showcases a brand new technology of corporations turning AI, automation, and digital belongings into the spine of monetary infrastructure,” Kennedy mentioned. “This 12 months’s winners are constructing infrastructure that can form the way forward for monetary companies”.

Instapay was chosen primarily based on a number of components, together with CB Insights datasets on deal exercise, trade partnership, investor energy, and hiring momentum. The popularity not solely validates Instapay’s mannequin but in addition underscores Malaysia’s emergence as a key participant in impact-driven monetary know-how throughout the Asia-Pacific area.