The Provide

Direct Hyperlink to supply time periods

• MooMoo (the fintech brokerage) is providing present prospects a deposit bonus for including new money funds to their account (wire/ACH, and so forth), or for transferring shares/ETFs/money from one other dealer.
• Funds should stay with MooMoo for 90 days after receiving the bonus. (Bonuses submit inside 10 enterprise days after 1/31/26. For those who deposit close to the top of the promo, count on a complete maintain time of round 105–110 days.)

Bonus tiers:

• $10,000 – $24,999: $200 bonus 
• $25,000 – $99,999: $300 bonus 
• $100,000 – $249,999: $600 bonus 
• $250,000 – $499,999: $1,200 bonus 
• $500,000 – $999,999: $2,000 bonus 
• $1,000,000+: $4,000 bonus 

The Tremendous Print

• Legitimate October fifteenth, 2025 via January thirty first, 2026
• Solely legitimate for present prospects who’ve already made a deposit or an ACATS switch that settled earlier than Oct fifteenth, 2025. New brokerage prospects who haven’t made the primary deposit are usually not eligible for these promotions.
• Should register for this promotion first. 
• The Money Rewards might be credited to your Moomoo Monetary Inc. brokerage account inside 10 enterprise days after the top of the Promotion Interval (which is 1/31/26).
• Money Rewards can be utilized when purchasers attain the unlock situation: hold the eligible property in Moomoo account for 90 days after purchasers get the Money Rewards. Within the unlocking interval, purchasers can commerce their transferred/deposited property but when they switch out or withdraw the funds, unlocking will fail. Because of the unlocking interval, kindly examine the “my rewards” checklist while you obtain the Money Rewards.
  • Money Rewards are legitimate for six months from the date of issuance of the reward.
  • Money Rewards are relevant to MFI brokerage accounts and may solely be used to purchase U.S. market Shares, Fund (REITs, ETF); HK market Shares, Fund(REITs, ETF, Leveraged and Inverse Merchandise); Money Rewards signify the worth of a possible credit score to a brokerage account and are usually not reductions in your buy orders. Money Rewards could also be taxable to you.
• You possibly can solely obtain one set of reward for this Promotion, with no a couple of account enrolled per individual. Every gadget, regardless cellular or laptop, could be solely entitled to at least one set of reward of this Promotion.

Our Verdict

We’ve seen one of these provide from MooMoo previously. These provide tiers are strong for an present buyer promo. It’s just for present prospects who had funds settled of their MooMoo account earlier than 10/15/25. There are some separate wonderful promos from MooMoo for brand spanking new prospects which you’ll be able to examine right here. 

Given the comparatively brief maintain interval, this deal is particularly strong for transferring inventory/ETFs, should you’re prepared to undergo the effort. Simply observe, previously, some have talked about points with MooMoo transferring over the associated fee foundation correctly. Determine for your self if you wish to cope with that risk. 

This provide may also be a great deal for money transfers: MooMoo affords a aggressive rate of interest on the money account (at the moment 3.85%), and so that you aren’t essentially dropping out on any curiosity APY by protecting your cash with MooMoo versus one other excessive yield possibility. Simply be sure you first activate the money sweep account in MooMoo to get the three.85% price. Some math:

• The $10k tier provides the most effective return at about 2% for a roughly four-month maintain. That works out to round 6% APY, on high of the common 3.85% APY, for a mixed yield of round 10% APY.

• On the $100k tier, the $600 bonus equals 0.6%, or about 1.8% APY annualized. Mixed with the three.85% sweep yield that’s round 5.65% and comes out forward of most high-yield financial savings accounts.

I occur to be in an odd place: I opened a MooMoo account (for the new-customer bonuses, nonetheless dwell) earlier than October fifteenth, however my funding hasn’t but settled, and so technically I’m not eligible for this existing-customer deposit promo.

Those that opened an account earlier than 10/15 and did a small funding, and haven’t but completed the massive $50k funding for the NVDA bonus: they might appear to be within the enviable place of with the ability to set off this bonus by the way whereas they’re assembly the opposite bonus. They’ll switch in $50k to get the $1k NVDA bonus, as they have been planning on doing anyway, and – far as I can inform – they’ll additionally get $300 from this new bonus. They’ll additionally ship greater than $50k and get increased bonuses. Or, if they’re ACATing $20k of ETFs to MooMoo for the three% match ($600 bonus) then they’ll additionally set off the $200 element of this bonus. I’m uncertain if the wire/ACH methodology combines with the inventory/ETF methodology to set off the next bonus (e.g. $50k + $20k + add one other $30k of both money or inventory to get the upper $600 tier.)

Hat tip to reader Shawn