Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2025.10 Replace: Now along with the common 30k+15k supply, there’s a double elite nights restricted time supply. Apply and get permitted by November 20, 2025, and earn double elite nights for stays between October 16, 2025 till January 31, 2026, as much as 15 Eligible Nights. Stays paid by money or redeemed by factors are each eligible. This supply is appropriate for individuals who attempt to attain the Globalist membership.
2025.8 Replace: The welcome supply is now the common 30k+15k supply. Observe that the official web site nonetheless makes use of the very deceptive wording “60k”, don’t be fooled by it.
2025.7 Replace: The brand new welcome supply is 2FN+25k: earn 2 Free Nights (FN) as much as class 4 after spending $4,000 within the first 3 months; earn 25,000 Hyatt factors after spending $12,000 within the first 6 months. Sure, you learn that proper — the spending requirement for the second a part of the bonus is $12,000! Such a low variety of factors paired with such a excessive spending threshold — Hyatt actually went daring with this one. That is the bottom ever supply on this card, even worse than their typical mediocre welcome supply!
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Advantages
- 30k+15k supply: earn 30,000 Hyatt factors after spending $3,000 in 3 months, and earn 2x Hyatt factors complete per $1 spent, as much as $15,000 spent within the first 6 months. Observe that you simply at all times earn 1x Hyatt factors on each buy, subsequently 2x factors solely means 1x extra factors. So the latter a part of the supply is as much as 15k extra factors, and the 30k language on the official touchdown web page may be very deceptive. The most effective supply on this card is 60k or 5FN.
- Hyatt level is valued at 1.6 cents (Lodge Factors Worth) and you’ll find Hyatt free night time award chart right here. So the 60k highest supply is value about $960!
- Earn 4x factors at Hyatt motels; earn 2x factors at eating, airways, native transit and commuting, and health membership and health club memberships; earn 1x level per greenback spent on all different purchases.
- You’ll obtain one free night time certificates redeemable at class 1-4 Hyatt resort annually after you pay your annual payment. Usually, it isn’t laborious to make use of the free night time at a >$200 worth.
- Earn an additional free night time at any class 1-4 Hyatt resort or resort if you happen to spend $15,000 throughout every calendar yr.
- Complimentary Hyatt Discoverist standing so long as you retain the cardboard. You obtain 5 qualifying night time credit towards your subsequent tier standing yearly. Plus, earn 2 extra qualifying night time credit towards your subsequent tier standing each time you spend $5,000 in your card. (Qualifying night time credit score is for elite standing, not free nights).
- No international transaction payment.
Disadvantages
- Annual payment $95, NOT waived first yr.
- Free night time certificates is barely legitimate for one yr.
Really helpful Software Time
- [5/24 Rule] When you have 5 or extra new accounts opened prior to now 24 months, Chase is not going to approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this submit for particulars about the best way to presumably bypass this rule.
- The product just isn’t obtainable to both (i) present Cardmembers of any Hyatt Credit score Card, or (ii) earlier Cardmembers of any Hyatt Credit score Card who acquired a brand new Cardmember bonus inside the final 24 months.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’ll get rejected.
- We suggest you to use for this card after you’ve got a credit score historical past for greater than a yr.
Abstract
This card may be very helpful for individuals curious about World of Hyatt. Paying $95 annual payment for the free night time can be deal, contemplating it isn’t laborious to discover a Hyatt class 1~4 resort in lots of cities. Should you keep in Hyatt and plan to make use of this Hyatt card steadily, other than the 4x factors, you additionally get a further free night time after $15k in spending. This card can be very helpful to earn/hold your elite standing: 5 nights yearly for maintaining the cardboard, plus 2 nights for each $5k in spending. If you wish to earn or hold the Globalist standing (which requires 60 nights), with this card, you already get 5 nights, so that you simply must spend $140k to get sufficient night time credit even if you happen to don’t keep in Hyatt in any respect, and naturally you may also do each staying and spending. In abstract, in case you are actually loyal to Hyatt, this card is absolutely value making use of and maintaining.
Really helpful Downgrade Choices
- You cannot downgrade this card to any card with no annual payment, so I counsel you shut it once you don’t wish to hold it any longer.
After Making use of
- Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain resolution in 2 weeks means your utility might be permitted; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional overview and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it if you happen to didn’t get approve instantly. Your private data might be acquired and they’ll then overview it. You seldom reply questions, as an alternative, simply benefit from the music and you then get permitted or rejected, or additional data is required to be hand in to the department or faxed.
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