American Specific is concentrating on some Amex Gold Card members with a proposal to improve to the Amex Platinum Card. These gives are displaying up within the Amex Presents part, or they pop up if you first log into your account.

Till two days in the past many cardholders had been seeing a proposal of fifty,000 factors to improve to the Amex Platinum Card. That is a proposal that exhibits up often, and is on the decrease finish of what you may get. However then yesterday the supply modified, with bonuses various from 75,000 to 125,000 factors. Take a look at the main points beneath.

Replace (Oct 7, 2025) – Extra folks have been focused in the previous couple of days. (HT: Arik)

Amex Platinum Card Improve Provide

Listed below are a number of the gives that we’ve got seen thus far:

• Earn 125,000 Membership Rewards factors after you spend $6,000 in eligible purchases in your in your Platinum Card throughout the first 6 months of Card Membership.
• Earn 100,000 Membership Rewards factors after you spend $6,000 in eligible purchases in your in your Platinum Card throughout the first 6 months of Card Membership.
• Earn 75,000 Membership Rewards factors after you spend $6,000 in eligible purchases in your in your Platinum Card throughout the first 6 months of Card Membership.

As talked about above, you need to log in and see in case you are eligible for on of those improve gives. It’s best to see them pop-up if you first log in, or would possibly discover them underneath the Amex Presents part.

Annual Charge

Once you take an improve supply, you’ll pay a prorated annual payment on the Amex Platinum Card. So let’s say that you’re midway via your Amex Gold cardmember yr. After upgrading you’ll obtain a refund for half the annual payment on the Amex Gold Card and will probably be charged half the annual payment on the Amex Platinum Card.

How It Impacts Signup Bonus Eligibility

Usually, in case you don’t have or by no means had the Amex Platinum Card then taking this improve supply will set off the as soon as per lifetime language on the welcome bonus.

So technically you’ll not be be eligible for a future welcome supply on the Amex Platinum Card for 5-7 years. That’s what American Specific normally considers a lifetime. Nevertheless it’s price noting that the enforcement of the lifetime language on this case doesn’t all the time match the phrases.

Should Preserve Upgraded Card for 1 Yr

One factor to remember is that after you settle for an improve supply, you must maintain that card for 12 months. The 12-month clock begins from the date you settle for the supply, and is completely different from the anniversary date of you present card (Amex Gold on this case). That anniversary date is not going to change.

So following the instance that we used for the prorated annual payment, you’ll pay the complete annual payment in your Amex Platinum Card six months since that’s your anniversary date. You’ll then have to maintain the cardboard for an additional six months no less than. After 12 months out of your improve date, you may then downgrade the cardboard, and can obtain a prorated refund. Hopefully that every one is sensible.

Taking Improve Provide After Retention Provide

American Specific typically gives candy retention bonuses on their playing cards. So it’s a good suggestion to all the time ask for a retention supply when the annual payment is due.

However what in case you already took a retention supply in your Amex Gold Card? Can you continue to make the most of considered one of these improve gives? The reply is sure!

Taking an improve supply is not going to have an effect on the retention supply. Once you take a retention supply, you agree that you’ll not shut or downgrade the cardboard for no less than 12 months. However you may improve it, and earn a bonus whereas doing it.

Card Particulars

• Earn

  • 5X MR factors on airfare booked instantly with airways or via Amex Journey
  • 5X MR factors on eligible motels booked via Amex Journey
  • 1X MR factors on all different purchases

• $600 Resort Credit score ($300 semi-annually) for pay as you go bookings at Tremendous Resorts + Resorts or The Resort Assortment ( two-night minimal) via American Specific Journey.
• $400 Resy Credit score ($100 per quarter)
• $300 Lululemon Credit score ($75 per quarter)
• $300 Digital Leisure Credit score ($25/month) on eligible purchases or subscriptions: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Instances, Paramount+, Peacock, The Wall Avenue Journal, YouTube Premium, and YouTube TV.
• $200 in assertion credit per calendar yr for airline incidental charges. Enrollment required.
• $200 in annual Uber financial savings ($15 in Uber Money for U.S. rides each month plus a bonus $20 in December)
• $120 Uber One Membership Credit score ($10/month)
• $200 ŌURA Credit score for buying ŌURA Ring via OURAring.com. Enrollment required.
• $100 in assertion credit yearly for purchases at Saks Fifth Avenue or Saks.com. That’s as much as $50 on a semi-annual foundation. Enrollment required.
• Obtain one International Entry ($120) assertion credit score each 4 years one TSA Precheck ($85) assertion credit score each 4.5 years.
• $209 CLEAR Credit score yearly.
• Entry to over 1,400+ airport lounges, together with The Centurion lounge, Delta Sky Golf equipment, Airspace Lounges and Precedence Go Choose membership
• Leaders Membership Sterling Standing (The Main Resorts of the World)
• Marriott Bonvoy Gold Elite Standing
• Hilton Honors Gold Standing
• Walmart+ Month-to-month Membership Credit score ($12.95/month) 
• $300 SoulCycle At-House Bike Credit score
• Rise up to $300 in assertion credit annually on a digital or membership membership at Equinox.
• Complimentary membership in premium automotive rental packages, together with Hertz President’s Circle standing and different upgrades and reductions.
• 20% low cost on Wheels Up Join and a 40% low cost on Wheels Up Core memberships. Plus, get a $500 or $2,000 credit score added to your Wheels Up account to make use of towards your preliminary flight
• Resy Eating Profit
• Platinum Card Concierge out there 24/7 to assist with something from particular dinner reservations to discovering the right reward. 
• Extra perks and advantages.
• Main Card Annual Charge: $895
  

Guru’s Wrap-up

Improve gives are a great way to earn a bonus with out getting one other bank card. You must also consider the advantages of every card, annual charges, and the worth of the improve bonus when deciding if an improve supply is worth it. I’d say that every one three bonuses listed above are price it, because it’s not assured that you’ll find one thing higher.

Are you focused with an improve supply for the Amex Platinum Card? Are you taking the supply? Let me know within the feedback!