Replace 10/5/25: Deal is again till December 31, 2025. 

Replace 7/12/25: Now comes with a $360 streaming credit score ($15 per 30 days for 2 years). Requires a $2,000 direct deposit per 30 days and should pay your streaming along with your Berkshire Checking account.

Provide at a look

• Most bonus quantity: $300
• Availability: MA, NY, CT, RI, or VT
• Direct deposit required: Sure, $1,000+
• Further necessities: See under
• Exhausting/delicate pull: Smooth pull
• ChexSystems: Unknown
• Bank card funding: As much as $10,000None
• Month-to-month charges: None
• Early account termination payment: Unknown
• Family restrict: None listed
• Expiration date: July 31, 2025

The Provide

Direct hyperlink to supply

• Berkshire Financial institution is providing a $300 bonus if you open a brand new checking account and full the next necessities:
  • Arrange a recurring direct deposits totaling $1,000 or extra per 30 days for 3 consecutive months into their Berkshire One Checking account (. Direct deposits arrange in department or straight with the payroll supplier outdoors of the Berkshire Financial institution on-line banking platform or cellular app is not going to qualify for this provide.)

The Effective Print

• The $300 reward is just not legitimate for Berkshire Financial institution purchasers with an present Berkshire Financial institution checking account and is proscribed to new Berkshire One checking purchasers that arrange Direct Deposit by way of the Berkshire Financial institution on-line banking platform.
• New Berkshire One Checking Shoppers who arrange recurring direct deposits totaling $1,000 or extra per 30 days for 3 consecutive months into their Berkshire One Checking account will obtain $300. To qualify for the $300, the Berkshire One Checking Shopper should efficiently full their Direct Deposit change by way of Berkshire Financial institution’s on-line banking platform or Cell app Direct Deposit instrument by July 31, 2025. Direct deposits arrange in department or straight with the payroll supplier outdoors of the Berkshire Financial institution on-line banking platform or cellular app is not going to qualify for this provide.
• Eligibility and Exclusions-The Direct Deposit credit score is just legitimate by utilizing Berkshire’s on-line banking platform to arrange your direct deposit. Should be at the very least 18 years of age to make use of Direct Deposit and to be eligible for credit score. Shopper can solely obtain one $300 credit score for this promotion. Direct Deposit setup should be submitted by way of pinwheel by July 31, 2025 to be eligible for this promotion. Direct deposits should whole $1,000 or extra right into a single Berkshire One Checking account per 30 days for 3 consecutive months to qualify. All account particular {qualifications} should be met to qualify for credit score. This system could also be discontinued or modified at any time with out discover.
• Credit score Data-The shopper’s Berkshire One Checking account should stay open, lively, and in good standing. The Berkshire One Checking account should obtain a mixed direct deposit of $1,000 or extra per 30 days for 3 (3) consecutive months. The primary direct deposit should be acquired inside 45 days of Direct Deposit submission (or type obtain). The calendar month following the third qualifying direct deposit, Berkshire Financial institution will credit score $300 into the shopper’s Berkshire One Checking account arrange utilizing Direct Deposit. The shopper will see the credit score mirrored of their assertion with the outline “Direct Deposit 1H2025 Credit score.” Direct Deposit credit could also be reportable to the IRS on Type 1099-MISC.
• This Direct Deposit promotion is scheduled to finish on July 31, 2025. Any direct deposit that’s arrange after July 31, 2025, is not going to be eligible for the Direct Deposit credit score below the above phrases.
• As well as, Berkshire Financial institution could refuse fee to a buyer below this system if it has a very good religion perception that the person has offered false, deceptive, or misleading info whereas collaborating within the Direct Deposit program or establishing corresponding accounts.
• Direct Deposit is obtainable by way of Pinwheel. Berkshire Financial institution has a relationship with Pinwheel to supply providers to its purchasers.
• All checking account bonuses are handled as earnings/curiosity and as such you must pay taxes on them

Avoiding Charges

Month-to-month Charges

This account has no month-to-month charges to fret about. There’s a $3 payment per ACH transaction.

Early Account Termination Price

$35 Early Account Closure payment for closing checking, financial savings or cash market inside 12 months of opening

Our Verdict

Direct deposit requirement is a bit complicated because it says that you must use by way of pinwheel.

Hat tip to Jenya

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