American Specific added $400 in annual Resy credit to their shopper Platinum card with a brand new $100 credit score accessible every calendar quarter (Jan-Mar, Apr-Jun, Jul-Sept, Oct-Dec). 

You don’t have to e book something on-line within the Resy reserving platform. You don’t want a Resy account. Merely discover a restaurant on Resy.com, stroll in, dine there, and cost your card. 

Utilizing The $100 Resy Credit score

1. Enroll: You should definitely enroll within the Resy credit score earlier than utilizing. Simply enroll the primary time whenever you get the cardboard and that enrollment lasts endlessly on that card. You possibly can enroll at this hyperlink. (You can use the cardboard the identical day as enrollment.)
2. Map: Discover all Resy eating places on the Resy.com web site. Search by metropolis. Right here is a pattern hyperlink for a New York search. I discovered this map from useyourcredits.com to be simpler to make use of (extra on that under). There are over 10,000 eligible eating places in over 1,600 cities to select from.
3. U.S. Solely: Solely U.S. eating places discovered on the Resy web site are eligible.
4. You don’t have to e book something on-line within the Resy reserving platform. You don’t want a Resy account. Merely discover a restaurant on the Resy system, stroll in, dine there, and cost your card.  (I put this line on the prime of the publish because it’s the primary query everybody asks.)
5. Ideas/Taxes: All taxes and ideas depend within the cost to get the $100 credit score. It’s the ultimate cost on the cardboard that issues.
6. Fee: Apple Pay in-restaurant is okay. Paying for a part of the meal together with your AmEx Platinum and half with one other card is okay, e.g. in the event you spend $250, ask the waiter to cost $100 in your Platinum card and put the remainder on one other card. Or break up the invoice between two Platinum playing cards, in case you have. You can even deplete the $100 Resy credit score with a number of smaller purchases all through the quarter, e.g. dine as soon as for $50 after which one other time in the identical quarter for $50. 
7. Resy Tracker: AmEx has a tracker for the Resy credit score, together with all the different profit trackers there. You’ll find it within the on-line login or the AmEx app. You’ll sometimes see the spend present up within the tracker inside a number of days of the acquisition after which a few days later the precise assertion credit score will publish to your account. Formally, Amex says to present it 8 weeks for the credit score to point out. 
8. Timing: Out of warning, it’s value doing any on-line purchases a number of days upfront of the top of the quarter in case the cost doesn’t full straight away (see under about on-line reward card purchases). Retailer purchases needs to be tremendous till the final day of the quarter. (Often purchases made within the closing few hours can have points.) As long as the cardboard is charged by the ultimate day of the quarter, the credit score for prior quarter ought to work even when the cost solely settles/displays on the following day or subsequent enterprise day.

Reward Playing cards, e-Giftcards, Supply

Bodily Reward playing cards

Reward playing cards: The phrases exclude reward playing cards from incomes the $100 credit score. In apply, bodily reward playing cards bought at Resy eating places have been working to set off the $100 credit score. That is massively useful since you may get credit on the native restaurant, after which dine at your comfort, not tied to the quarterly credit score schedule.

e-Giftcards & Supply Orders

Shopping for a present card from a restaurant of their on-line system or ordering meals for on-line supply is tricker because it relies upon how the restaurant codes the acquisition. For instance, some eating places route their e-gift card purchases by means of Cashstar which gained’t work to set off the Resy credit score. 

The recommendation broadly given is the next: If the checkout goes by means of the Toast checkout system then it is going to doubtless work to set off the Resy credit score.

Right here is an instance with a random restaurant in New York known as Canoe Hill:

• First I discovered the Canoe Hill restaurant on the Resy.com web site. 
• Then I went to canoehillny.com and clicked ‘Buy Reward Playing cards’. It brings me to the next webpage: https://order.toasttab.com/egiftcards/canoe-hill. That ought to work to set off the Resy credit score. 
• I additionally clicked ‘Order Take Out’ and it brings me to the next webpage: https://order.toasttab.com/on-line/canoe-hill. That ought to work to set off the Resy credit score. 

To be secure, begin with a small e-gift card buy and see if the credit score tracks. Tip: you may top-up an previous Toast reward card as a substitute of shopping for a brand new one. That makes it simpler to have your entire balances on one card.

Useyourcredits.com: The location Useyourcredits.com is massively useful for locating eligible eating places, and extra particularly for locating which eating places ought to work for purchasing an e-gift card on-line and getting the credit score. 

Maximizing The $100 Resy Credit score

1. InKind: inKind is a eating program whereby you purchase blocks of credit score towards any inKind parter restaurant, typically at steep reductions. Primarily you front-load you spend in chunks with inKind and so they typically give good reductions for doing so (e.g. pay $100 for $150 in restaurant credit). Examine for inKind offers at this DoC tag. I’ve heard that there’s some overlap of eating places who on each Resy and inKind. Don’t use your AmEx Platinum card to purchase inKind credit as that gained’t set off the Resy credit score. However the waiter ought to be capable to break up your eating cost between your AmEx Platinum card and inKind. For instance, in the event you dined out for $500, ask the waiter to place $100 in your Platinum card and pay the remaining $400 together with your inKind stability which you bought at a reduction.
2. Eating Packages: There are many card-link eating packages whereby you hyperlink your card after which get rewards or cashback when spending at choose eating places. Most of the Resy eating places additionally take part in these in-store card-link rewards packages. Some point out discovering overlap between Franki, Rakuten Eating, Seated, Bilt, and extra. Typically it’s a must to select solely considered one of these rewards packages as they use the identical back-end and gained’t allow you to enroll in each. Our publish, Full Checklist of Card-Linked Reward Packages offers a superb overview of a number of the choices (although the publish is dated – replace coming quickly hopefully). 
3. Offers: Examine this DoC tag #resy to see if there are any related offers on Resy to stack with the credit score.
4. Native Offers: Examine across the eligible eating places in your space to see if they’ve any specials or sure times-of-day with particular offers or different kinds of coupons or reward card offers.
5. Cashing Out the credit score: You possibly can attempt cashing out the $100 credit score by buying a present card to an area restaurant and promoting it to a good friend who dines there. Or work out a cope with a good friend who dines at one of many Resy eating places.
6. Different choices: In case you don’t like eating out, some point out shopping for bottles of wine from an area restaurant to deliver dwelling. Or reward it to a good friend.
7. Double-dip with card signup: Once you signup for the Platinum card, you may often get 5 $100 credit throughout the first yr. For instance, in the event you apply throughout November, you’ll get the This autumn credit score of that yr after which the the Q1-This autumn credit of the next yr. In case you actually hone in on timing, it’s attainable to get six $100 credit by making use of in the course of the ultimate month of the quarter (March, June, September, or December), after which maintaining the cardboard for a number of weeks after the annual payment posts. Individuals typically like making use of in December to attempt triple-dipping on the assorted annual credit that align with the calendar yr, and doing so can work to squeeze in another $100 Resy credit score as effectively. (Even in the event you cancel the cardboard earlier than the cost posts fully you’re nonetheless prone to get the $100 credit score.)
8. Tell us what we’re lacking. 

Associated: Maximizing The Lululemon $300 Credit score On American Specific Platinum Card