Monday, November 24, 2025
HomeCredit Card Huntington Financial institution $400 Checking Promotion

[OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI] Huntington Financial institution $400 Checking Promotion


Replace 9/27/25: Deal is again till January 15, 2026. It has new anti churning language:

Encouraging Accountable Use: We encourage our valued clients to make the most of money promotional presents. Nonetheless, to make sure equity, we monitor for patterns of repeated use that will point out misuse. Instance: When you obtain a money incentive for opening a brand new enterprise account after which one other for a private checking account, you might not be eligible for an additional money incentive for any new accounts till 24 months have handed since the newest cost. Stopping Abuse: Prospects who open a number of accounts solely to obtain money incentives after which shut them shortly after could also be topic to this rolling 24-month restrict. This helps us preserve the integrity of our money promotional applications. Monitoring and Evaluation: We use reporting instruments to establish such patterns and make choices based mostly on cautious evaluation. This coverage ensures that our presents are honest and profit real clients. Huntington reserves the suitable to shut an account at our discretion, previous to promotional necessities being met, and and not using a promotional cost if promotions abuse is suspected.

prolonged to july 7, 2025

prolonged to six/9/25

Now requires direct deposit now.

Prolonged to February 7, 2025

Supply prolonged to October 7, 2024

Supply prolonged to June seventh, 2024.

Replace 1/28/24: $800 bonus not obtainable.

Replace 10/26/23: $600 bonus has been elevated to $800 with this hyperlink.

Replace 10/2/23: Prolonged to 02/07/2024

Replace 6/4/23: Prolonged till October 7, 2023.

Replace 5/8/23: Prolonged till June 7, 2023.

Replace 2/8/23: Prolonged till Might 7, 2023.

Replace 12/15/22: $400/$600 bonuses obtainable once more. Accessible in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $400 bonus requires direct deposit.

Replace 11/17/22: Deal is again and has been elevated to $400/$600. Hat tip to reader AA

Supply at a look

  • Most bonus quantity: $200
  • Availability: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia (Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia for the $500 bonus)
  • Direct deposit required: Sure for $400 bonus
  • Extra necessities: Should be a U.S. Citizen
  • Exhausting/smooth pull: Delicate
  • Bank card funding: None
  • Month-to-month charges: $5, waivable
  • Early account termination price: None
  • Family restrict: None
  • U.S. Citizenship Required: Sure
  • Expiration date: March thirty first, 2016  June 30, 2016 September thirtieth, 2016 January thirty first, 2017 April thirtieth, 2017 July thirty first, 2017 October thirty first, 2017 January seventh, 2018 March thirty first, 2018 June thirtieth, 2018 September thirtieth, 2018 December thirty first, 2018 June thirtieth, 2019 October seventh, 2019 January seventh, 2020 April 7, 2021 February 7, 2023

The Supply

Direct Hyperlink to presents

  • Open a Perks Checking account and obtain a $400 enroll bonus whenever you obtain a qualifying direct deposit inside 90 days of account opening
  • Open a Platinum Perks checking account and obtain a $600 enroll bonus whenever you make not less than $25,000 in whole deposits inside 60 days

 

The Positive Print

  • $200/$500 bonus can be deposited inside 14 days of assembly the necessities
  • Account should preserve an open account standing for not less than 90 days earlier than it’s eligible for the bonus cost.
  • Huntington reserves the suitable to restrict a person to at least one account-related reward incentive per rolling 12-month interval throughout all deposit account relationships
  • This provide isn’t obtainable to current checking clients, together with fiduciaries, or these with checking accounts closed inside the final six months
  • Financial institution reserves the suitable to restrict every buyer to at least one new account associated reward incentive per calendar 12 months
  • This provide is simply obtainable to on-line candidates residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia
  • All checking account bonuses are handled as revenue/curiosity and as such you must pay taxes on them

Avoiding Charges

Huntington Perks Checking Checking Account ($200 Bonus)

This account has a $10 month-to-month price, that is waived:

  • with $1,000 in whole month-to-month deposits or
  • with $5,000 in relationship balances from checking and financial savings

Huntington Platinum Perks Checking Checking Account ($300 Bonus)

The $25 month-to-month upkeep price waived with $25,000 in relationship balances from checking and financial savings

Early Account Termination Price

They used to cost an early account termination price however that’s not charged. Account does must be saved open for 90 days after which inside 14 days of that the bonus will submit

Bonus Historical past

  • Replace 1/26/19: Deal is again and legitimate till June thirtieth, 2019. Hat tip to reader Pat
  • Replace 10/14/18: Deal is again however solely the $200 provide is accessible and a direct deposit is required. I wouldn’t suggest this bonus. Hat tip to YAR.
  • Replace: Whenever you click on via it says the $15,000 in deposits should be maintained for 90 days. This makes the deal significantly worse.

Our Verdict

It’s typically potential to obtain $350 focused bonuses with no direct deposit requirement (and typically these are additionally offered on eBay) however that is the perfect public bonus they provide. We don’t often see the $600 bonus and it seems to be such as you simply want make $25,000 in whole deposits reasonably than having $25,000 deposited at one time. Be mindful the $25 month-to-month price, nevertheless it would possibly make sense to go for the $600 bonus and simply pay just a few months of $25 in charges. If I lived inside the goal space I’d positively go for this bonus as no direct deposit is required. It’s type of a trouble to maintain the account price free even on the $200 bonus, however you can simply suck up the $5/$25 month-to-month price or shut the account (after bonus posts, minimal of 90 days) in the event you didn’t need to park $5,000/$25,000 (you’d be higher off placing that cash right into a excessive curiosity account in my view).

We’ve added this bonus to our listing of the perfect financial institution bonuses. You possibly can view folks’s expertise with this bonus final time it was obtainable right here.

Helpful posts concerning financial institution bonuses:

Put up historical past:

  • Replace 10/8/22: Prolonged till February 7, 2023.
  • Replace 6/8/22: Prolonged till October 7, 2022.
  • Replace 2/6/22: Prolonged till June 7, 2022
  • Replace 10/8/21: Prolonged till February 7, 2022.
  • Replace 9/6/21: The $500 bonus is again and requires a $15,000 deposit as an alternative of $25,000. Sadly it’s essential to use an affiliate hyperlink to get this provide (we don’t use these). You will discover one within the feedback under. So long as the web site is https://www.huntington.com/xxxxx then it’s professional. Seems like this promo is simply obtainable in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
  • Replace 7/10/21: Prolonged till October 7, 2021.
  • Replace 6/21/21: After I open the hyperlink I see ‘llinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia’ when others open the hyperlink they see ‘Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin’ Appears to have been prolonged to CO, MN, SD, WI. Be sure to verify the phrases in your provide to make sure your hyperlink says the identical. It additionally says ‘When you stay in Colorado, Minnesota, South Dakota or Wisconsin, please use the Huntington Cell app or On-line Banking on huntington.com to entry your new checking account. Your account can be digital-only till TCF formally joins Huntington in June. When you stay in some other state beforehand talked about, you may also financial institution in particular person at any Huntington department.’ Hat tip to Brian W
  • Replace 4/8/21: Prolonged till July 7, 2021.
  • Replace 2/18/21: $500 bonus is now $300. Requires a $25,000 deposit as an alternative of $15,000.
  • Replace 1/4/21: Prolonged till April 7, 2021. Hat tip to reader Mrs. Gee
  • Replace 10/4/20: Prolonged till January 7, 2021. Hat tip to reader Kyle
  • Replace 7/6/20: Deal has been prolonged till October seventh, 2020.
  • Replace 5/7/20: $500 bonus is accessible once more
  • Replace 4/3/20: Prolonged till 7/7/20.
  • Replace 1/4/20: Deal has been prolonged till April seventh, 2020. Hat tip to reader DP719
  • Replace 10/17/19: Deal is again and legitimate till January seventh, 2020. Hat tip to reader Three Monks
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