Singapore’s fintech sector noticed a notable rebound within the first half of 2025, attracting almost US$1.04 billion throughout 90 offers, in line with KPMG’s Pulse of Fintech H1 2025 report.
That is the best funding stage because the first half of 2023, when investments reached US$1.59 billion throughout 125 offers.
In comparison with H1 2024, deal values elevated by roughly 87 p.c year-on-year and 28 p.c from H2 2024.
Funding exercise was concentrated in funds, cryptocurrency, and AI and machine studying, which collectively accounted for almost all of deal worth in Singapore.
Fee offers had been distributed between early and late-stage rounds, whereas cryptocurrency and AI primarily noticed early-stage investments.
Globally, fintech funding totaled US$44.7 billion throughout 2,216 offers in H1 2025, down from US$54.2 billion throughout 2,376 offers in H2 2024.
Anton Ruddenklau, Associate and Head of Monetary Companies at KPMG in Singapore and International Head of Fintech and Innovation for Monetary Companies at KPMG Worldwide, stated,
“The info for Singapore exhibits that the nation is seen as a strategic hub for fintech innovation, supported by sturdy regulatory frameworks which have formed a monetary ecosystem identified for its effectivity, resilience, and trustworthiness.”
He added,
“In a local weather formed by world commerce tensions, the flexibility to allow decentralised, tech-driven, and non-traditional monetary options shall be vital. As conventional monetary flows face disruption, the demand for agile, resilient infrastructure will see greater demand.”
Singapore’s funds sector recorded US$475 million in funding throughout H1 2025, an nearly eightfold improve from H2 2024.
Mega-deals equivalent to Airwallex’s US$301 million elevate contributed to this development, positioning Singapore as a regional middle for digital funds.
Ruddenklau famous,
“Singapore’s fintech corporations are capitalising on the demand for agile, interoperable fee platforms that may navigate tariff-induced complexities.”
The highest three offers focused cross-border fee options, reflecting demand for infrastructure that allows real-time retail and industrial transactions.
Traders are prioritising platforms that may handle compliance, foreign money conversion, settlement pace, safety, and consumer belief.
Singapore’s digital property and currencies sector recorded 48 offers in H1 2025, the best variety of offers amongst all fintech verticals, with US$254.1 million in funding.
The 2 largest offers had been secured by protocol supplier Giants Planet and blockchain intelligence platform Coinseeker.co, every elevating US$30 million.
This means a pattern towards institutional demand for regulated monetary companies and infrastructure that helps scalability and interoperability.
The AI-powered fintech sector additionally reached a brand new excessive, with US$234.5 million invested throughout 22 offers.
Investments targeted on enterprise productiveness instruments and monetary software program, reflecting curiosity in AI options that improve operational effectivity and help digital transformation.
There may be potential for extra personalised monetary companies and expanded use of AI in regulatory know-how to streamline compliance and threat administration.
Globally, H1 2025 represented the softest six-month interval for fintech funding since H1 2020.
M&A deal worth fell from US$26.7 billion in H2 2024 to US$19.9 billion, whereas personal fairness funding dropped from US$4.4 billion to US$1.4 billion.
VC funding remained regular, rising barely from US$23 billion to US$23.4 billion.
The EMEA area was the one main space to see funding development, whereas the Americas attracted essentially the most funding regardless of a decline.
The ASPAC area recorded the bottom funding ranges at US$4.2 billion throughout 363 offers.
Sector tendencies confirmed digital property, AI, and regtech forward of 2024 mid-year ranges.
Digital property had US$8.3 billion in funding, in comparison with US$10.7 billion for all of 2024, whereas AI attracted US$7.2 billion versus US$8.9 billion in 2024.
Ruddenklau noticed,
“A lot of the fintech funding globally we’ve seen to date in 2025 has been very strategic quite than broad-brush speculative investments. Corporations targeted on cost-cutting and divesting non-core property. The rise in AI-focused fintech funding dovetails with that. Each buyers and institutional customers are eager on generative and agentic AI, and startups that enhance efficiencies will command premium valuations. Fintech-focused AI is barely going to get hotter heading into the again half of 2025.”
Featured picture credit score: Edited by Fintech Information Singapore, based mostly on picture by Justin Lim by way of Unsplash
