Protecting observe of bills is a headache.
Whether or not it’s your spending spiraling uncontrolled after a procuring journey or your small business funds feeling like a tangled mess of receipts, invoices, and subscriptions, it’s straightforward to lose observe. I’ve been there. I bounced between clunky spreadsheets and unreliable apps for years, making an attempt to make sense of my funds with instruments that by no means fairly did the job. Spoiler alert: none of these labored nicely.
That’s after I determined to dive deep into the finest expense administration software program, decided to search out instruments that would simplify life for each private budgets and enterprise wants. Alongside the best way, I consistently requested myself what’s one of the best expense administration software program for small companies since many groups battle to stability ease-of-use with actual monetary oversight.
TL;DR
- High product picks: G2 reviewers suggest Navan, Expensify, Ramp, Brex, and SAP Concur as top-rated software program for managing enterprise bills, with sturdy suggestions on automation, integrations, and real-time visibility.
- Key options: Expense administration software program stands out for receipt scanning, automated approval workflows, real-time expense monitoring, and seamless accounting system integrations. Whether or not you are looking for one of the best software program for organizing enterprise bills or company expense monitoring, these instruments simplify monetary reporting throughout firms of all sizes.
- Widespread use circumstances: Groups depend on these platforms to streamline reimbursements, implement expense insurance policies, and centralize firm spending. From startups evaluating which expense administration app is finest for startups to rising firms looking for one of the best expense administration platform for scaling groups, these options assist remove handbook errors whereas bettering monetary management.
I evaluated a variety of software program and dug into lots of of G2 opinions. Some instruments had been constructed for companies, full of options like automated expense studies and crew approvals. Others catered to people, providing intelligent methods to trace every day spending, set financial savings targets, and keep inside funds.
Now, I’m right here to share my findings with you.
Finest expense administration software program: My picks
- Navan (Previously TripActions): Finest for journey and expense management
Auto-matches receipts to journeys and flags out-of-policy spend in actual time. (pricing out there on request) - Expensify: Finest for painless receipt seize
SmartScan pulls receipt particulars and auto-matches to card transactions. ($5/month) - Ramp: Finest for proactive spend controls
Issuable digital/bodily playing cards with AI-driven financial savings and duplicate-flagging. ($15/month) - Brex: Finest for finance-stack workflows at scale
Actual-time spend alerts in Slack/e-mail plus detailed vendor-level insights. ($12/month) - SAP Concur: Finest for enterprise journey and expense governance
Coverage enforcement and company card imports with strong analytics. (pricing out there on request) - Emburse Expense Enterprise (previously Chrome River Expense): Finest for extremely configurable enterprises
Deep customization and the CR Snap app for quick, categorized receipt seize.(pricing out there on request) - BILL Spend & Expense (Previously Divvy): Finest for budget-first card applications Vendor-specific and crew playing cards with laborious funds limits and visibility. (Free to make use of)
- Airbase: Finest for all-in-one spend ops
Consolidates playing cards, invoices, and reimbursements with approval monitoring.(pricing out there on request) - Fyle: Finest for quick small-team reimbursements
Actual-time credit-card sync and AI receipt OCR with prompt reminders. ($11.99/month)
*These expense administration software program options are top-rated of their class, in keeping with G2’s Winter 2025 Grid Report. I’ve additionally added their month-to-month per-user pricing to make comparisons simpler.
9 finest expense administration software program options I evaluated
In line with a current examine by Findity, 44% of workers handle bills at work. Managing bills effectively is essential for sustaining monetary well being and guaranteeing easy enterprise operations. As I reviewed these platforms, one query saved developing: Which is one of the best resolution for company expense monitoring that works throughout small and rising firms? My quick listing has these solutions.
Expense administration software program automates and streamlines the method of recording, monitoring, and managing business-related bills. I’ve seen enterprise homeowners use expense administration instruments to achieve real-time visibility into the corporate’s spending, implement compliance with expense insurance policies, and scale back the time spent on handbook expense reporting.
The shift towards digital instruments is obvious. A Findity examine additionally exhibits that the adoption of expense apps rose 5% between 2022 and 2024, whereas reliance on spreadsheets and pen-and-paper declined.
In line with G2 information, these expense administration instruments have a median consumer adoption charge of 78% and a payback interval of simply 11 months. This exhibits that companies don’t simply undertake expense administration software program; they see a measurable return on funding shortly.
How did we discover and consider one of the best expense administration software program?
I spent numerous hours exploring varied expense administration software program and studying via lots of of actual consumer opinions. To realize a complete understanding, I related with business professionals and on a regular basis customers to see how these platforms carry out in real-world eventualities. I evaluated their standout options, recognized areas for enchancment, and used AI to research lots of of G2 opinions for deeper insights.
I additionally cross-referenced my findings with G2’s Grid Studies, evaluating every device primarily based on ease of use, performance, and worth for cash. The screenshots featured on this article could also be a mixture of these captured throughout testing and ones obtained from the seller’s G2 web page. After this thorough analysis, I’ve compiled an inventory of one of the best expense administration software program out there.
To me, one of the best expense administration software program is important for streamlining monetary operations and controlling firm spending. Such software program affords a complete suite of options designed to automate and simplify the spend administration course of. Key functionalities embrace real-time expense monitoring, permitting customers to watch expenditures as they happen, and receipt seize capabilities that allow them to digitize and retailer receipts effortlessly.
Automated approval workflows are additionally vital to make sure that expense studies are routed to the suitable approvers with out handbook intervention, thereby decreasing processing time and errors. Integration with present accounting programs can be very important, facilitating seamless information synchronization and monetary reporting.
Furthermore, the software program enforces coverage compliance by flagging or rejecting bills that don’t align with firm insurance policies, serving to to stop unauthorized spending. By incorporating these options, one of the best expense administration software program enhances effectivity and offers useful insights into spending patterns, enabling extra knowledgeable monetary decision-making.
How I chosen one of the best expense administration software program
I thought-about the next elements whereas evaluating expense administration software program options.
- Actual-time expense monitoring: Actual-time monitoring is important when evaluating expense administration software program. I search for programs that allow workers to seize and add bills as they occur. This function is especially helpful for groups on the go, because it minimizes delays in reporting. As an example, a gross sales consultant can instantly log a meal expense after a shopper assembly, decreasing the danger of misplaced receipts. Actual-time monitoring can be an enormous win for anybody looking for one of the best app to trace workplace bills, because it helps workers log receipts earlier than something slips via the cracks.
- Optical character recognition: OCR expertise is a game-changer for minimizing handbook work and bettering accuracy. I examine consumer expertise importing totally different receipts: printed, handwritten, light, or crumpled. The most effective programs precisely extract particulars like service provider identify, date, and quantity, routinely populating these fields within the expense report. I additionally make sure the software program helps a number of languages and currencies in OCR processing, which is vital for world groups.
- Customizable approval workflows: No two companies have an identical approval processes, so I prioritize software program with extremely customizable workflows. For instance, you may want a workflow the place bills beneath $500 are auto-approved, whereas something increased requires a number of layers of approval. The software program ought to enable customers to create, alter, and automate these workflows with out requiring coding experience. I additionally verify if customers can assign delegates or backups for approvers to make sure easy operations throughout absences.
- Expense coverage reinforcement: I consider how nicely the software program enforces expense administration insurance policies. Past flagging out-of-policy bills, we would like the system to stop the submission of non-compliant claims altogether. For instance, if workers are restricted from reserving first-class flights, the software program ought to routinely reject such claims or redirect customers to permitted choices. This function reduces back-and-forth between approvers and submitters whereas guaranteeing adherence to firm insurance policies.
- Integration with monetary programs: Integration is among the foremost features I assess. Seamless compatibility with instruments like QuickBooks, NetSuite, or SAP is vital for syncing expense information with payroll and accounting programs. I additionally consider whether or not integrations embrace real-time syncing or periodic batch updates, as the previous affords extra fast insights. For organizations utilizing a number of software program platforms, the power to attach via APIs or middleware ensures constant and dependable information stream.
- Superior analytics: The worth of expense administration software program extends past simply recording transactions. It ought to present actionable insights. I discover the kinds of studies the software program generates, reminiscent of spending by class, division, or vendor. Dashboards that enable real-time monitoring of tendencies are particularly helpful for figuring out areas the place spending may be optimized. I additionally verify for drill-down capabilities, which let customers analyze particular person transactions straight from the abstract studies.
- Cellular app performance: A strong cellular app is essential for contemporary companies, particularly these with distant or touring workers. I consider the expense administration software program to make sure it helps key options like receipt uploads, expense submission, and workflow approvals by way of their cellular app. GPS-based mileage monitoring is one other helpful function, because it simplifies journey expense calculations. The app’s skill to operate offline is a bonus, permitting customers to proceed working with out worrying about connectivity points, with computerized syncing as soon as on-line.
- Scalability and multi-currency help: Expense administration software program should hold tempo as companies develop. I verify whether or not the answer helps an increasing consumer base with out further licensing prices or efficiency degradation. Multi-currency help is one other vital function. The software program ought to deal with conversions primarily based on stay alternate charges and precisely report transactions throughout totally different currencies. This function simplifies the expense administration course of for world groups and prevents expensive handbook calculations.
When evaluating 20+ expense administration software program choices, I centered on how every platform performs in real-world enterprise contexts, primarily based on patterns in G2 consumer opinions. I checked out how nicely receipt scanning (OCR) captures information, how versatile multi-level approval workflows are, and the way reliably coverage violations are flagged throughout out-of-policy submissions. Reviewers usually highlighted integration high quality with accounting and ERP programs, so I paid shut consideration to how information syncs and potential delays have an effect on workflow effectivity. Cellular apps had been evaluated for his or her help of offline uploads, GPS mileage monitoring, and on-the-go approvals.
I additionally reviewed how nicely dashboards ship actionable insights and whether or not platforms meet key safety requirements, together with encryption protocols and compliance certifications. Analyzing these elements throughout platforms gave me a transparent view of every device’s sensible strengths, limitations, and general suitability for companies of various sizes.
To be included within the expense administration software program class, a product should:
- Automate expense monitoring, reporting, and administration
- Combine with present accounting and administrative programs
- Set up a course of to evaluation all bills earlier than submission
Throughout all of the G2 opinions I analyzed, these 9 platforms persistently confirmed up as probably the most advisable enterprise expense app choices for firms making an attempt to convey order to their spending.
*This information was pulled from G2 in 2025. Some opinions could have been edited for readability.
1. Navan (Previously TripActions): Finest for journey and expense management
Whether or not you’re reserving flights, lodges, rental automobiles, or simply making an attempt to maintain your bills organized, Navan appears designed to make life simpler for individuals who juggle hectic schedules.
G2 reviewers regularly spotlight how seamless Navan makes it to look, e book, and handle journey and bills from each cellular and desktop gadgets. Many customers point out being impressed by its expense administration capabilities — significantly how straightforward it’s to add receipts. In line with opinions, merely snapping a photograph permits the system to auto-fill many of the required particulars, and it even matches bills to journeys routinely, reducing down on handbook entry.
Coverage compliance is one other standout. Navan got here up repeatedly as a number one expense administration software program for service business groups, particularly for firms juggling frequent journey, shopper conferences, and on-the-go approvals.
I observed reviewers persistently point out that Navan flags out-of-policy bills earlier than they’re submitted, which helps keep away from surprises throughout the approval course of. Customers additionally recognize that it doesn’t really feel overly restrictive. The platform helps direct billing for lodges and rental automobiles, eliminating the necessity to pay out of pocket and watch for reimbursement.
Loyalty program integration can be a favourite amongst frequent vacationers. G2 customers point out they will nonetheless earn factors whereas reserving via Navan, and a few additionally spotlight the additional rewards the platform affords for reserving budget-friendly choices.
Search performance will get sturdy marks too. Customers say they will simply filter by model (like Marriott or Delta), worth vary, and extra. The platform even suggests one of the best out there offers, serving to vacationers make extra knowledgeable selections.

Many G2 reviewers recognize how Navan streamlines reserving and expense administration for many enterprise journeys, however some level out that when a part of a visit is booked exterior Navan, like utilizing a convention low cost code, it turns into difficult to group these bills with meals or transportation. This will make hybrid journey bookings really feel extra handbook and unintuitive than standard.
Alternatively, the auto-fill function typically earns reward on G2 for rushing up expense entry. A number of reviewers, nevertheless, point out that it sometimes misreads receipt particulars. Fixing these errors, particularly when importing a number of receipts directly, can take a bit extra time.
The cellular app additionally receives optimistic notes for its clear design and important performance, however a number of G2 reviewers want it had full function parity with the desktop model. Duties like enhancing itineraries or altering journey particulars mid-travel can get a bit slower and fewer intuitive on cellular.
That stated, many reviewers emphasize that regardless of these drawbacks, Navan’s automation, coverage compliance, and ease of use far outweigh the frustrations. For many groups, the platform delivers important time financial savings and smoother expense administration, making it a robust selection for firms that wish to simplify journey and expense monitoring.
What I like about Navan:
- The platform’s interface is reported as a dream to navigate. Every part feels easy and well-organized, whether or not reserving a flight, reserving a resort, or importing an expense.
- One among customers’ favourite options is the automation for expense monitoring. Simply snap a photograph of your receipt, and the system auto-fills the small print. It even hyperlinks bills to journeys routinely, making reimbursements sooner and extra correct.
What G2 customers like about Navan:
“I had been utilizing the identical expense and journey Administration software program for years till my firm lately applied Navan. As a consumer, I used to be reluctant to be taught a brand new system, however I discovered Navan very straightforward to make use of, and it has a number of advantages over the normal legacy programs. I receives a commission sooner, bills are simpler to enter, and journey reserving is a breeze. Navan additionally implements a really fascinating reward system that places cash in my pocket after I save my firm cash! This resolution has some very fascinating features, and I like to recommend you attempt it out.”
– Navan (Previously TripActions) Overview, Sam B.
What I dislike about Navan:
- I’ve seen G2 customers point out that when a part of a visit is booked exterior Navan — like utilizing a convention low cost — grouping associated bills with meals or transportation can get difficult. The method usually looks like a handbook workaround and isn’t as intuitive correctly.
- Whereas the auto-fill function is mostly praised, some reviewers word that it sometimes will get particulars unsuitable. Manually correcting these errors, particularly when importing a number of receipts directly, may be irritating.
What G2 customers dislike about Navan:
“I had one concern the place the resort didn’t get the company bank card info earlier than I arrived, which resulted in some forwards and backwards with Navan and the resort to confirm the cardboard info and that it was, in actual fact, an organization card. Ideally, handbook work by no means would have needed to be performed.”
– Navan (Previously TripActions) Overview, Yvonne W.
2. Expensify: Finest for painless receipt seize
Should you’ve ever felt buried beneath receipts or dreaded filling out expense studies, you need to learn about Expensify. Whereas it’s not good, it’s fairly darn shut to creating expense monitoring painless.
The very first thing that stood out to me within the opinions is the SmartScan expertise. Customers can simply take an image of their receipt with the cellular app or e-mail it on to receipts@expensify.com, and it handles the remaining. It pulls out all the small print — quantities, dates, distributors — you identify it. You don’t even want to consider organizing receipts as a result of Expensify routinely matches them to your bank card transactions. Significantly, it’s like having an assistant who by no means sleeps.
G2 reviewers usually spotlight how nicely it integrates with platforms like QuickBooks and Concur. I’ve seen customers say the syncing course of is easy and helps streamline bookkeeping and journey administration, particularly for those who’re already utilizing journey administration instruments.
One other function that will get lots of appreciation is the rule-setting operate. It could auto-fill repetitive fields, which customers say saves lots of time throughout expense entry. The cellular app additionally will get sturdy reward. Reviewers point out with the ability to snap receipts, observe mileage, and handle studies straight from their telephones — no want to attend till they’re again at a desk to log bills.

I’ve seen G2 customers point out that whereas the SmartScan function is useful general, it doesn’t all the time get issues proper. A number of reviewers word they’ve needed to manually appropriate receipt particulars, which may sluggish issues down, particularly when importing in bulk. A number of reviewers point out it may well lag once they’re making an attempt to add receipts shortly. However that is one thing widespread in most instruments with such a function.
Additionally, whereas many G2 reviewers word that Expensify makes it simpler to seize, categorize, and reimburse bills, duplicate entries can nonetheless occur. Some customers say that in the event that they add a receipt earlier than the matching bank card cost seems, the system doesn’t all the time reconcile the 2, resulting in duplicates that should be cleaned up manually.
Irrespective of those small hiccups, Expensify shines for its SmartScan tech, card matching, and mobile-first design, delivering a sensible, time-saving resolution for people and groups alike.
What I like about Expensify:
- I really like how customers can simply take an image of a receipt or e-mail it to Expensify, and the app pulls all the small print for them. It’s an enormous time-saver.
- Expensify additionally hyperlinks to a consumer’s firm card and matches receipts routinely, so they do not need to manually enter each little element.
What G2 customers like about Expensify:
“Expensify is an extremely easy-to-use device for managing bills. Its user-friendly interface makes monitoring and submitting bills simple, even for individuals who aren’t tech-savvy. Options like receipt scanning and computerized expense categorization save a ton of time, and the cellular app ensures you possibly can keep up to the mark wherever you might be. Total, Expensify simplifies expense administration and helps hold every thing organized, making it a fantastic selection for private and enterprise use.”
– Expensify Overview, Gabriel A.
What I dislike about Expensify:
- I’ve seen G2 customers point out that if a receipt is uploaded earlier than the corresponding bank card cost imports, Expensify doesn’t all the time match them routinely. This may end up in duplicates that need to be cleaned up manually.
- Whereas many recognize that SmartScan saves important time by routinely extracting and organizing key receipt information, some customers on G2 point out that it may well generally get the small print incorrect or lag sometimes when working with bulk uploads.
What G2 customers dislike about Expensify:
“I wrote forwards and backwards with the Expensify concierge for over per week as a result of they had been billing me double. I despatched within the financial institution receipts and confirmed them the issues, they usually continued to double-bill me. Lastly, I needed to delete my account. This firm would not suppose twice about stealing from its clients.”
– Expensify Overview, Kelly C.
3. Ramp: Finest for proactive spend controls
G2 Customers appreciated how Ramp makes it straightforward to arrange expense classes, concern digital or bodily company playing cards, and simplify reimbursements.
Ramp appears to work superbly with instruments like QuickBooks On-line, Sage Intacct, and NetSuite. As soon as customers hyperlink every thing, it automates expense studies, reimbursements, and even accounts payable processing. A favourite function amongst reviewers is the computerized receipt matching. You simply ahead an emailed receipt, and Ramp pairs it with the suitable transaction in seconds.
G2 reviewers usually spotlight how straightforward it’s to concern each digital and bodily playing cards with Ramp. I’ve seen customers point out how easy it’s to set spending limits, limit classes, or block particular distributors in actual time. It’s regularly described as a built-in security internet that offers groups extra management, and plenty of say workers discover the system intuitive to make use of.
Ramp’s AI options additionally get sturdy reward. I discovered it particularly useful for firms in search of one of the best expense administration platform for rising firms who wish to scale spending controls as they add new departments, distributors, and customers. Reviewers word that it routinely flags duplicate bills, categorizes transactions, and even suggests cost-cutting alternatives. A number of customers say these automations have helped them save each money and time throughout the board.
The reporting dashboard is one other favourite. I got here throughout opinions describing the way it provides a real-time snapshot of firm spending, together with vendor-specific insights and ready-to-download audit studies. Having the ability to drill down into tendencies has made it simpler for finance groups to remain on prime of their budgets.
Approval workflows are additionally broadly appreciated. G2 customers point out that Ramp permits for versatile setups — like one-click approvals for smaller purchases and multi-level sign-offs for bigger bills. It’s a stage of customization that helps groups hold issues shifting with out compromising oversight.

Many G2 reviewers spotlight Ramp’s intuitive interface and fast approval workflows, however some word that establishing financial institution integrations isn’t all the time easy. It could contain further steps or back-and-forth troubleshooting, which may decelerate groups that anticipate a time-saving setup proper from the beginning.
Equally, Ramp is commonly acknowledged for its real-time spend visibility and automatic controls, but some G2 customers level to gaps reminiscent of payroll integration or detailed project-level expense monitoring. Whereas these aren’t deal breakers for each crew, reviewers say they will restrict extra advanced monetary workflows.
Lastly, customers regularly point out Ramp’s sturdy reliability and ease of day-to-day use, however there are occasional technical hiccups reported in G2 opinions. Intermittent login delays or server timeouts aren’t widespread, however once they happen, they momentarily interrupt the stream.
Nonetheless, Ramp stands out for its proactive controls, AI-driven insights, and customizable workflows, giving finance groups the visibility and effectivity they should scale confidently.
What I like about Ramp:
- The flexibility to concern digital and bodily playing cards with spending limits is a big plus. Customers can management who spends what, the place, and the way a lot, all in real-time.
- Ramp automates so many duties. From matching receipts to transactions to categorizing bills, it takes care of issues folks used to spend hours on manually.
What G2 customers like about Ramp:
“Ramp is extraordinarily user-friendly. The entire implementation was performed on my own. It simply integrates with our accounting software program (Sage Intacct) and offers varied options for correct document conserving. We changed three totally different suppliers with Ramp, and now our accounts payable, worker bills reimbursement, and bank cards are multi function place. Buyer help all the time responds shortly, though I don’t contact them usually, because of the very detailed and easy-to-navigate assist middle. And better of all, there’s money again if you use the Ramp Card, which provides up so shortly and can be utilized in a wide range of methods.”
– Ramp Overview, Nadiia D.
What I dislike about Ramp:
- Some reviewers on G2 point out that linking financial institution accounts was extra time-consuming than they anticipated. Some say that they needed to contact help a number of occasions to get every thing working correctly.
- Whereas uncommon, a couple of customers on G2 word some moments when the platform was sluggish to load or couldn’t log in attributable to a server concern.
What G2 customers dislike about Ramp:
“I’d love a built-in sync dashboard. The Dashboard would show the sync standing of accounts payable/reimbursement and bank card transactions that synced or tried to sync to the accounting system. Downloading the sync studies or clicking into every transaction with a sync error shouldn’t be ultimate for top transaction quantity purchasers.”
– Ramp Overview, Mikail S.
4. Brex: Finest for finance-stack workflows at scale
G2 reviewers usually describe Brex’s digital playing cards as a standout function. I’ve seen customers spotlight how straightforward it’s to concern playing cards immediately, set dynamic spending limits for every crew member, and observe utilization in actual time. It’s a handy approach to keep in management without having to micromanage each transaction.
Notifications are one other space the place Brex will get excessive marks. Whether or not it’s an approval request or a spending alert, customers point out receiving prompt updates via Slack or e-mail, which helps lower down on inside communication loops. Cashback and journey factors additionally come up usually — many recognize the added worth Brex brings to on a regular basis enterprise spending.
Automation is a giant win, too. Reviewers regularly point out that automated reconciliation aligns transactions with expense insurance policies, decreasing the necessity for handbook work. The reporting instruments additionally get optimistic suggestions, particularly for the extent of element they provide. Customers say they will simply observe tendencies and spot alternatives to optimize spending.
Many G2 reviewers spotlight Brex’s intuitive dashboard, however integrations with accounting platforms like QuickBooks and NetSuite aren’t all the time seamless. Some customers word that they’ve needed to manually intervene to get information syncing correctly, which may scale back the anticipated time-saving profit.
Additionally, whereas the receipt attachment function is broadly used, some customers on G2 word that whereas it really works reliably, the additional steps concerned can sluggish issues down when shifting shortly.

One other factor I’ve seen G2 customers point out is that Brex affords so many options, it may well really feel overwhelming, particularly for smaller groups or new customers who don’t want every thing instantly. Whereas the vary of instruments is spectacular, the educational curve may be steep for those who’re simply getting began.
Actual-time options are typically well-liked, however I’ve additionally come throughout G2 suggestions about occasional delays in syncing updates. If you’re anticipating prompt outcomes, even a brief lag may be irritating.
Nonetheless, Brex earns excessive marks for real-time spend alerts, versatile digital playing cards, and useful rewards, serving to companies keep in management whereas maximizing worth.
What I like about Brex:
- Brex makes managing enterprise funds ridiculously easy. Every part is intuitive, from issuing digital playing cards to monitoring bills, and works with none steep studying curve.
- Customers love how Brex sends prompt updates by way of Slack or e-mail for spending alerts and approvals. It retains every thing clear and eliminates the guesswork.
What G2 customers like about Brex:
“I like Brex for its seamless expense administration and strong monetary instruments tailor-made for contemporary companies. The platform simplifies firm spending with options like digital playing cards, automated expense categorization, and real-time monitoring, which save time and scale back handbook effort.
The upsides of utilizing Brex embrace beneficiant rewards tailor-made to enterprise wants, reminiscent of journey and SaaS reductions, a excessive credit score restrict with out requiring private ensures, and simple integration with accounting instruments. It’s a fantastic resolution for scaling companies in search of flexibility and streamlined monetary administration.”
– Brex Overview, Alison S.
What I dislike about Brex:
- Brex integrates with instruments like QuickBooks and NetSuite, however some customers on G2 word that syncing can sometimes require handbook steps.
- Whereas attaching receipts to transactions is feasible, G2 opinions word that it feels clunky and takes extra steps than it ought to.
What G2 customers dislike about Brex:
“The one shortcoming that Brex has is the shortage of bodily checks. Whereas antiquated and outdated, checks can nonetheless be a giant a part of enterprise dealings. I get $10,000 – $100,000 in month-to-month wire transfers from title firms. Often, I get paper checks as an alternative. Once I used Bluevine, they acknowledged these as regular and made your entire stability of the checks out there instantly. I’ve solely deposited two checks with Brex, however each had very lengthy holds positioned on them. I’d recognize licensed funds checks from title firms, not having any holds positioned on them, as it may well impression payroll and invoice administration.”
– Brex Overview, Mike M.
Whereas expense instruments concentrate on particular person reimbursements, spend administration software program covers broader company-wide monetary oversight.
5. SAP Concur: Finest for enterprise journey and expense governance
Juggling expense studies, journey receipts, and approval workflows can really feel like a full-time job. That’s the place SAP Concur steps in.
Customers appreciated how SAP Concur handles expense studies. It routinely imports bills from company playing cards. The cellular app permits you to snap a photograph, and it syncs immediately. The OCR expertise is fairly sharp at pulling particulars from receipt photos, saving you from handbook information entry.
G2 reviewers had been additionally impressed with the customizable dashboards. They may simply observe spend, approvals, and pending duties at a look. Plus, there are built-in coverage enforcement instruments that flag out-of-policy bills routinely. For managers, this implies compliance complications are nearly non-existent.

One other frequent spotlight within the opinions is the reporting capabilities. SAP Concur permits you to generate customized analytics studies on spending patterns, coverage adherence, and vendor utilization.
Whereas the OCR tech is nice, attaching receipts to bills can generally really feel little clunky, in keeping with G2 opinions. The method isn’t all the time intuitive, particularly on the desktop model, and importing delays can take a look at your endurance.
Whereas the platform’s in depth capabilities are valued by groups, quite a few G2 reviewers say this depth can really feel overwhelming for brand new customers at first. Additionally some reviewers on G2 word that navigation may very well be smoother.
Its built-in reporting and compliance options are additionally seen as a robust level, but a number of customers point out slowdowns when shifting between tabs or producing studies, particularly at peak occasions.
Nonetheless, SAP Concur stays a powerhouse for enterprises, providing deep integrations, world help, and compliance options that make advanced journey and expense applications manageable.
What I like about SAP Concur:
- SAP Concur automates tedious duties. Customers word that it takes a lot off their plate, from auto-populating expense studies to matching bank card transactions with receipts.
- The cellular app is described as a lifesaver. Snapping pictures of receipts and having them immediately synced to the studies is tremendous handy.
What G2 customers like about SAP Concur:
“SAP Concur has been a lifesaver for organizing and managing enterprise journey and bills. What I genuinely love is how straightforward it’s to combine with different instruments and programs we already use every thing feels related. The cellular app is nice, letting me snap a photograph of a receipt and add it immediately, saving me numerous hours of handbook entry. Additionally it is very intuitive to make use of when you get the grasp of it, and the detailed studies it generates are a goldmine for monitoring firm spending. For a world crew like ours, it is multi-currency and multi-language help has been helpful and helps us keep consistency regardless of the place we’re.”
– SAP Concur Overview, Shubham Ok.
What I dislike about SAP Concur:
- I’ve seen G2 customers point out that Brex can really feel sluggish at occasions. Ready for pages to load or studies to course of may be irritating.
- Receipt uploads are one other space the place the expertise may be hit-or-miss. Whereas the function itself is beneficial, some reviewers word delays, duplicate uploads, or points the place receipts fail to connect correctly, which slows issues down if you’re making an attempt to maneuver shortly.
What G2 customers dislike about SAP Concur:
“Coping with SAP Concur is a continuing train in frustration. The system is extremely sluggish, with pages regularly reloading on the worst attainable occasions. What ought to be a fast expense reporting course of turns into an extended, drawn-out ordeal the place you’re left staring on the display screen, ready for issues to load or refresh — in the event that they ever do.
On prime of the sluggish efficiency, the software program usually simply doesn’t work proper. Bugs, glitches, and surprising errors are a part of the every day expertise. Primary duties require too many clicks, and the unintuitive interface doesn’t assist both.
Actually, I can’t assist however suppose we made an enormous mistake by selecting SAP. There are higher, sooner, and extra dependable choices on the market. If I may return, I’d strongly advocate for choosing a special platform. SAP Concur turns easy expense reporting right into a chore, and nobody ought to waste this a lot time on one thing so primary.”
– SAP Concur Overview, Jason B.
6. Emburse Expense Enterprise (previously Chrome River Expense): Finest for extremely configurable enterprises
Emburse Expense Enterprise is a device that genuinely impresses lots of customers by simplifying their crew’s expense administration routine.
G2 reviewers usually spotlight how useful the pre-populated info is on this expense administration software program. I’ve seen customers point out that as an alternative of manually coming into repetitive particulars, the system auto-fills most fields, saving groups useful time. Receipt administration additionally will get lots of optimistic suggestions, particularly with the CR Snap app. In line with customers, snapping a photograph and having it routinely categorized to the suitable expense kind works easily normally and cuts down on the standard receipt chaos.
The Chrome integration is one other function that stands out, making it the most effective desktop expense administration software program options for groups preferring managing bills on a full-screen interface fairly than cellular apps alone. It may appear minor at first, however a number of reviewers point out the way it creates a extra seamless workflow, nearly like a pure extension of your every day browser exercise.

That stated, I’ve seen G2 reviewers point out occasional points with the CR Snap App throughout receipt uploads. Some customers say failed makes an attempt can require redoing the method, which interrupts an in any other case easy expertise.
Its strong compliance and tax-related options are additionally appreciated by finance groups, although some G2 customers say the platform can really feel overwhelming for these much less accustomed to tax brackets or compliance particulars. They word that clearer in-platform steering would make onboarding smoother.
Itemization is one other space that comes up on G2 opinions. Whereas the platform handles most duties nicely, some customers report that itemizing bills can create overlaps in studies. These minor inconsistencies often have to be mounted manually, including additional steps to the evaluation course of
Regardless of these points, Emburse’s configurability, multilingual help, and dependable cellular instruments make it a robust match for world organizations with advanced expense wants.
What I like about Emburse Expense Enterprise:
- The system routinely fills in many of the particulars for customers. It’s such a time-saver and cuts down on repetitive information entry.
- The CR Snap app makes managing receipts easy. Customers can simply take an image, and it magically categorizes the expense. It’s particularly useful on the go.
What G2 customers like about Emburse Expense Enterprise:
“Extremely configurable UI could be very useful. The flexibility to reimburse in lots of currencies could be very useful for our worldwide customers. A number of translated interfaces can be found that may be set on the consumer stage. We’re utilizing Portuguese, Spanish, and Korean. We have now had quick adoption from our customers. Integration with NetSuite has labored nicely. Simple to make use of interface, together with cellular app.”
– Emburse Expense Enterprise (previously Chrome River Expense) Overview, Jim Bob G.
What I dislike about Emburse Expense Enterprise:
- Splitting bills like resort stays into a number of classes feels unnecessarily sophisticated to fairly a couple of customers.
- The tax-related options may be difficult to navigate. Should you’re unfamiliar with tax brackets or compliance necessities, it’s straightforward to get misplaced with out clear steering.
What G2 customers dislike about Emburse Expense Enterprise:
“Typically, after I take a photograph of a receipt via the Chrome River App, it splits the picture down the center, making it laborious to document issues, so I often take a photograph with my cellular phone digicam and add it to the app.”
– Emburse Expense Enterprise (previously Chrome River Expense) Overview, Hillary C.
7. BILL Spend & Expense (Previously Divvy): Finest for budget-first card applications
I’ve seen G2 reviewers actually recognize the funds management options in BILL Spend & Expense. Customers point out with the ability to assign playing cards to particular person workers, set spending limits, and observe departmental budgets multi function place. It eliminates the guesswork round overspending and offers clear visibility throughout groups.
One function that stands out is vendor-specific playing cards. I’ve come throughout a number of customers who say establishing a devoted card for a single vendor makes recurring funds simpler to handle and retains issues extra organized.
Receipt dealing with additionally will get sturdy suggestions. Attaching receipts to transactions is easy, and reviewers say the built-in categorization instruments make reconciliation a lot smoother. Visibility into budgets is one other spotlight — customers say everybody is aware of precisely the place issues stand, which cuts down on pointless back-and-forth about out there funds. Some reviewers do word, nevertheless, that the consumer interface may be difficult to navigate, particularly when making an attempt to edit or replace beforehand uploaded information like account descriptions.

Equally, whereas the platform typically performs nicely as soon as configured, a number of G2 customers word that setup can take longer than anticipated to suit particular enterprise wants. Report customization additionally comes up as an space for enchancment, with some reviewers saying it feels too inflexible for groups that want extra tailor-made reporting choices.
Additionally, help is regularly praised for dealing with simple questions effectively, however a couple of opinions on G2 point out delays with extra advanced points. Fast fixes are managed nicely, whereas decision occasions can stretch when issues get technical.
Nonetheless, BILL Spend and Expense wins reward for its budget-first strategy, giving companies clear visibility and agency management over each greenback spent.
What I like about BILL Spend & Expense:
- Customers point out how straightforward it’s to set budgets for various groups and workers. It provides them full management over spending and ensures they’re not exceeding limits. Plus, everybody can see their remaining funds in real-time, which retains issues clear.
- One of many widespread favourite options is the power to create playing cards devoted to particular distributors. It simplifies funds, particularly for recurring bills, and retains every thing organized.
What G2 customers like about BILL Spend & Expense:
“The platform is straightforward to make use of and handle, and the expense reporting operate is nice. A bit work is required on the entrance finish to set all of it up and join it to Quickbooks, however as soon as it is arrange, it is pretty autonomous. I just like the “guidelines” that may be set as much as create continuity between the platform and my group’s spending insurance policies. My workers and I exploit the platform every day and for all discretionary and a few non-discretionary spending.”
– BILL Spend & Expense (Previously Divvy) Overview, Jason M.
What I dislike about BILL Spend & Expense:
- Some elements of the platform are more durable to navigate than they need to be. Enhancing beforehand uploaded information can really feel unnecessarily sophisticated, and customers usually need to dig round to search out what they want.
- Getting every thing arrange initially generally is a little bit of a slog. It’s not unimaginable, nevertheless it required extra effort and time, in keeping with consumer opinions.
What G2 customers dislike about BILL Spend & Expense:
“I want there have been a approach to decide on the fields that export when downloading transactions. I’ve additionally observed that customers can nonetheless select GL’s in budgets {that a} basic ledger is inactive in. Perhaps they begin within the incorrect funds, code the transaction, after which swap to the right funds, and the coding stays to what it was within the incorrect funds as an alternative of resetting or not permitting these GLs/Depts to be chosen.”
– BILL Spend & Expense (Previously Divvy) Overview, Angela M.
8. Airbase: Finest for all-in-one spend ops
Airbase lets customers submit bills effortlessly from their telephones or the web site. The comfort is unmatched, particularly when persons are on the go. I’ve seen G2 reviewers spotlight how useful it’s to trace the approval course of step-by-step in Airbase. Having the ability to see precisely who must approve an expense provides transparency and cuts down on pointless back-and-forth, which saves time and simplifies communication.
Price range visibility is one other standout. Many customers recognize with the ability to observe spending tendencies and consider historic information, which makes it simpler to plan and keep aligned with firm targets. I’ve seen reviewers point out how this stage of perception helps accountability whereas additionally serving to workers make smarter budgeting selections.
Airbase additionally will get sturdy suggestions for consolidating invoices and bank card administration. In line with customers, this ensures nothing falls via the cracks. The addition of digital playing cards — particularly for recurring bills — is seen as a contemporary function that offers groups extra management and safety.
The company card itself is commonly praised for its glossy design and cashback perks. Customers say it’s not nearly comfort, but additionally about maximizing worth for each workers and the corporate.

Many G2 reviewers spotlight Airbase’s skill to present clear approval workflows, however one limitation I observed in G2 opinions is the lack to assign a number of dates to an bill or invoice. This turns into barely problematic when coping with bills that span a number of durations. Customers need to manually replace these particulars in exterior programs like QuickBooks, which is time-consuming and vulnerable to human error.
Airbase can be praised for making one-off funds easy and clear, but some G2 suggestions that Airbase lacks a recurring fee function. For instance, managing subscriptions may very well be far simpler if an automatic possibility existed. Having to manually resubmit requests or receipts for annual providers provides pointless complexity to an in any other case seamless platform.
Even so, Airbase is broadly valued for consolidating spend administration into one platform, providing transparency, approval monitoring, and trendy card options.
What I like about Airbase:
- I’ve seen G2 customers persistently reward how straightforward it’s to submit bills via Airbase — whether or not from a cellphone or the online. Having the ability to observe the place an expense is within the approval course of and see precisely who must take motion helps customers keep knowledgeable with out having to comply with up manually.
- One other factor I observed is how usually reviewers spotlight the good thing about having all invoices, bank card transactions, and expense information in a single place. It streamlines monetary administration and provides peace of thoughts. The addition of digital playing cards for recurring bills can be seen as a significant plus, providing additional management and safety.
What G2 customers like about Airbase:
“The format is easy and simple to make use of. The variety of options it affords means you may simply discover what you want, and if you cannot, buyer help is all the time there that can assist you. I exploit Airbase just about day by day and it solely will get simpler the extra you utilize it. New options are being applied regularly, and you can even request new integrations.”
– Airbase Overview, Mark C.
What I dislike about Airbase:
- I’ve seen G2 reviewers level out that Airbase doesn’t at present help automating recurring funds, which may be irritating. Having to manually resubmit requests or receipts for normal bills like subscriptions or vendor charges provides pointless work.
- One other limitation customers point out is the lack to assign a number of dates to a single bill when bills span totally different time durations.
What G2 customers dislike about Airbase:
“The one factor that may be a bit troublesome is that if you’ll want to obtain a number of payments for a similar vendor. It’s a must to obtain every one; there is no such thing as a bulk obtain.”
– Airbase Overview, Verified Consumer in Accounting
9. Fyle: Finest for quick small-team reimbursements
Customers cherished how Fyle updates bills in real-time, particularly via its bank card integrations. The moment notification function means customers always remember to document transactions, and it retains them financially organized with out a lot effort.
I’ve seen G2 reviewers point out how Fyle helps seamless multitasking. Customers like with the ability to add receipts, categorize bills, and confirm information whereas engaged on different duties, making expense administration really feel much less disruptive to their day-to-day workflow.
The automated reminders to file receipts are one other favourite. I got here throughout a number of opinions highlighting how useful these alerts are in stopping missed submissions and conserving customers in compliance — with out the necessity for fixed handbook follow-up.
Fyle additionally earns reward for its adaptability. That flexibility is a part of why it’s usually talked about as which expense administration app is finest for startups, particularly for early-stage firms that want one thing quick, reasonably priced, and scalable.
Reviewers point out that the platform’s customizable options make it straightforward to align with totally different organizational workflows, whether or not you are managing your individual funds or overseeing reimbursements for a small crew.
Receipt scanning accuracy will get sturdy suggestions as nicely. Customers say the AI reliably reads and categorizes expense information, minimizing errors and decreasing the necessity for handbook corrections.

I’ve seen G2 customers point out that whereas Fyle is quick, the velocity can generally be a disadvantage. Notifications and updates pop up shortly that they will really feel overwhelming at occasions, particularly when managing a number of transactions directly.
E-mail reminders to log receipts are useful, however I’ve observed G2 reviewers wishing for extra customization. Having the ability to set personalised frequencies or situations for these alerts would make them higher suited to totally different work kinds.
Fyle appears well-optimized for managers and crew leads, however I’ve come throughout G2 suggestions from freelancers and particular person contractors who really feel the platform may provide extra tailor-made options for solo customers. Some instruments really feel overly simplified, and extra superior reporting or information evaluation choices would go a good distance for customers who want deeper monetary insights.
Even then, Fyle delivers quick, correct expense seize and real-time updates, making it particularly interesting for small companies and startups trying to keep organized.
What I like about Fyle:
- I’ve seen G2 reviewers persistently reward Fyle for its real-time expense updates. Customers like that transactions present up instantly after a card swipe, making it straightforward to maintain observe of spending with out delays.
- The platform’s velocity additionally stands out. I observed a number of reviewers mentioning that duties like organizing and categorizing bills may be performed in simply minutes.
What G2 customers like about Fyle:
“I like that I can add receipts proper after a purchase order, however by sending a photograph, I can enter all the knowledge via the automated textual content message. It retains me from having to frantically save receipts or pile up duties for later after arriving again to the workplace from buying journeys.”
– Fyle Overview, Jenna H.
What I dislike about Fyle:
- I’ve seen G2 customers point out that Fyle can generally really feel a bit too keen with its reminders. Notifications and updates come via so shortly that they will really feel overwhelming.
- E-mail reminders to file receipts are useful, however in addition they come throughout as a bit inflexible. I’ve observed customers wishing for extra flexibility to customise when and the way these reminders are delivered, in order that they higher align with particular person schedules and work kinds
What G2 customers dislike about Fyle:
“I want it was simpler to finish an expense from the textual content message operate. It is easy to load a photograph, and Fyle will match it, however I want coding it and offering the “Objective” was simpler. Additionally, I want Fyle did not create a reproduction expense if you submit a receipt with a gratuity on it as a result of the complete quantity hasn’t been posted but on the again finish.”
– Fyle Overview, Adam H.
Expense administration software program: Regularly requested questions (FAQs)
1. What’s the finest software program for organizing enterprise bills?
In my expertise, platforms like Navan, Expensify, and Ramp stand out as one of the best software program for organizing enterprise bills. They mix real-time monitoring, automated receipt scanning, and centralized reporting, making it simpler to remain on prime of spending with out drowning in spreadsheets or handbook entry.
2. What’s the finest free expense administration software program?
Expensify, BILL Spend & Expense, and Navan are one of the best free expense administration software program for companies.
3. What’s one of the best expense administration software program for small companies?
Small companies usually want easy, reasonably priced instruments that also provide real-time visibility. Based mostly on my testing, Expensify, BILL Spend & Expense, and Fyle are sturdy choices that make it straightforward for small groups to seize receipts, automate studies, and handle budgets with no steep studying curve.
4. What’s the finest bank card expense administration software program?
Ramp and Expensify are prime bank card expense administration decisions, providing real-time spend monitoring, automated reporting, and receipt scanning.
5. What’s the finest journey and expense administration software program?
Navan (previously TripActions) and SAP Concur are prime journey and expense administration software program, providing built-in journey reserving and expense monitoring with superior compliance instruments.
6. Which is one of the best resolution for company expense monitoring?
For company expense monitoring, I’ve seen firms have probably the most success with SAP Concur, Ramp, and Emburse Expense Enterprise. These platforms provide superior approval workflows, coverage enforcement, and deep integrations with monetary programs to provide finance groups full visibility and compliance at scale.
7. What’s the finest desktop expense administration software program?
Should you choose managing funds from a desktop, Emburse Expense Enterprise and SAP Concur present glorious web-based platforms with full performance. Each enable for in-depth report constructing, multi-level approvals, and integrations that work seamlessly throughout desktop programs.
8. What’s probably the most advisable enterprise expense app?
Throughout lots of of G2 opinions I analyzed, Expensify and Ramp persistently appeared as probably the most advisable enterprise expense apps for firms that wish to simplify expense seize, streamline reimbursements, and lower down on handbook reporting.
9. What’s one of the best expense administration platform for rising firms?
As firms scale, instruments like Ramp and Airbase grow to be more and more useful. They provide stronger controls, customizable approval workflows, and built-in analytics to assist rising companies keep visibility as spending turns into extra advanced.
10. What’s one of the best app to trace workplace bills?
For workplace managers and finance groups monitoring on a regular basis workplace bills, instruments like BILL Spend & Expense and Airbase make it easy to categorize spending, handle recurring vendor funds, and guarantee division budgets keep on observe.
Take management of your bills, one click on at a time
Whether or not juggling private budgets or managing advanced enterprise funds, one of the best expense administration software program will prevent hours of frustration, remove handbook errors, and provide you with a transparent image of the place your cash goes.
I realized throughout the analysis course of that no two instruments are the identical, and choosing the proper one depends upon your distinctive wants. Some apps stand out for private use with options like good spending categorization, every day reminders, and the power to hyperlink on to your financial institution accounts for real-time monitoring. For companies, the sport modifications completely.
Instruments that provide automated expense studies, integrations with accounting platforms, and team-wide approval workflows are invaluable for conserving issues environment friendly and compliant. That’s why I centered my analysis on discovering the top-rated software program for managing enterprise bills, not simply instruments that look good on paper, however ones that really simplify the messy, real-life elements of monitoring cash.
My recommendation? Don’t accept “ok.” Take the time to evaluate your priorities, take a look at out a couple of instruments, and put money into the one which feels best for you. I promise that the peace of thoughts and management you’ll acquire will make all of it worthwhile.
Seeking to observe enterprise bills extra cost-effectively? Discover these free enterprise expense trackers to get began.