Morgan Stanley Amex Platinum 125K Bonus

🔃 Replace – This provide is offered as soon as once more via 11/12/2025. Morgan Stanley Entry Investing account is not an possibility for eligibility. Listed below are the provide particulars:

• Earn 125,000 Membership Rewards® Factors after you spend $8,000 on purchases in your new Card in your first 6 months of Card Membership.
• Annual Charge: $895
• Receive one Further Platinum Card for no further annual payment. After the primary Card, every Further Platinum Card is $195. There is no such thing as a annual payment for Companion Platinum Playing cards.
• DIRECT LINK 

The Annual Engagement Bonus nonetheless exhibits as $695 on the applying web page, however Morgan Stanley Platinum CashPlus Brokerage account holders are seeing a message that they “could also be eligible for an elevated Annual Engagement Bonus, please contact your Morgan Stanley workforce for added particulars”. Simply remember that if you’d like the Mirror End design, that it solely obtainable on the common Platinum Card.

The Platinum Card from American Specific solely for Morgan Stanley is without doubt one of the least talked about flavors of the Amex Platinum card. However proper now, you will get the identical massive welcome bonus because the Schwab Platinum Card. This card does have some further perks, resembling the opportunity of waiving the annual payment, including a certified consumer at no cost, and redeeming factors for 1 cent every. Let’s see how this provide works.

The Provide

• Earn 125,000 Membership Rewards® Factors after you spend $8,000 on purchases in your new Card in your first 6 months of Card Membership.
• Annual Charge: $695
• Receive one Further Platinum Card for no further annual payment. After the primary Card, every Further Platinum Card is $195. There is no such thing as a annual payment for Companion Platinum Playing cards.
• DIRECT LINK 

Eligibility

The Platinum Card® from American Specific solely for Morgan Stanley is simply obtainable for shoppers who’ve an eligible Morgan Stanley Smith Barney LLC brokerage account (“eligible account”). Eligible account means a Morgan Stanley Smith Barney LLC brokerage account held in your title or within the title of a revocable belief the place the consumer is the grantor and trustee, aside from the next accounts: Charitable The rest Annuity Trusts, Charitable The rest Unitrusts, irrevocable trusts and employer-sponsored accounts. Eligibility is topic to alter. American Specific could cancel your Card Account and participation on this program, if you don’t keep an eligible account.

You is probably not eligible to obtain a welcome provide when you’ve got or have had this Card, the Platinum Card®, the Platinum Card® from American Specific Completely for Charles Schwab or earlier variations of those Playing cards. You additionally is probably not eligible to obtain a welcome provide primarily based on numerous components, resembling your historical past with bank card stability transfers, your historical past as an American Specific Card Member, the variety of bank cards that you’ve opened and closed and different components. In case you are not eligible for a welcome provide, we are going to notify you previous to processing your utility so you may have the choice to withdraw your utility.

Waiving Annual Charge

You will get the annual payment waived on the Morgan Stanley Amex Platinum with an eligible Morgan Stanley funding account and certainly one of Morgan Stanley’s Platinum CashPlus accounts. That is executed within the type of a $695 Annual Engagement Bonus. 

The most cost effective funding account is a Morgan Stanley Entry Investing account (new hyperlink obtainable). It requires a minimal funding of $5,000. The annual payment for that account is 0.3 p.c of your property below administration, which might be $15 for $5,000. The CashPlus account is free in case you obtain not less than $5,000 in month-to-month deposits (or any quantity of social safety advantages) and keep a mean every day stability of not less than $25,000. If not, the month-to-month account payment is $45 (going as much as  $55 per 30 days on 2/1/22). Even in case you pay the month-to-month payment, it’s barely cheaper than the brand new $695 annual payment. 

You additionally must spend not less than $1,000 in your Morgan Stanley Amex Platinum every year with a view to keep away from taxes on the $695 annual payment rebate. If you don’t meet a minimal spending requirement of $1,000 in your Platinum Card from American Specific Completely for Morgan Stanley, then Morgan Stanley could also be required to report the $695 Annual Engagement Bonus as taxable earnings in your Kind 1099.

Card Particulars

• Earn

  • 5X MR factors on airfare booked straight with airways or via Amex Journey
  • 5X MR factors on eligible lodges booked via Amex Journey
  • 1X MR factors on all different purchases

• $600 Resort Credit score ($300 semi-annually) for pay as you go bookings at Advantageous Motels + Resorts or The Resort Assortment ( two-night minimal) via American Specific Journey.
• $400 Resy Credit score ($100 per quarter)
• $300 Lululemon Credit score ($75 per quarter)
• $300 Digital Leisure Credit score ($25/month) on eligible purchases or subscriptions: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Occasions, Paramount+, Peacock, The Wall Avenue Journal, YouTube Premium, and YouTube TV.
• $200 in assertion credit per calendar yr for airline incidental charges. Enrollment required.
• $200 in annual Uber financial savings ($15 in Uber Money for U.S. rides each month plus a bonus $20 in December)
• $120 Uber One Membership Credit score ($10/month)
• $200 ŌURA Credit score for buying ŌURA Ring via OURAring.com. Enrollment required.
• $100 in assertion credit yearly for purchases at Saks Fifth Avenue or Saks.com. That’s as much as $50 on a semi-annual foundation. Enrollment required.
• Obtain one World Entry ($120) assertion credit score each 4 years one TSA Precheck ($85) assertion credit score each 4.5 years.
• $209 CLEAR Credit score yearly.
• Entry to over 1,400+ airport lounges, together with The Centurion lounge, Delta Sky Golf equipment, Airspace Lounges and Precedence Move Choose membership
• Leaders Membership Sterling Standing (The Main Motels of the World)
• Marriott Bonvoy Gold Elite Standing
• Hilton Honors Gold Standing
• Walmart+ Month-to-month Membership Credit score ($12.95/month) 
• $300 SoulCycle At-House Bike Credit score
• Stand up to $300 in assertion credit every year on a digital or membership membership at Equinox.
• Complimentary membership in premium automotive rental packages, together with Hertz President’s Circle standing and different upgrades and reductions.
• 20% low cost on Wheels Up Join and a 40% low cost on Wheels Up Core memberships. Plus, get a $500 or $2,000 credit score added to your Wheels Up account to make use of towards your preliminary flight
• Resy Eating Profit
• Platinum Card Concierge obtainable 24/7 to assist with something from particular dinner reservations to discovering the proper present. 
• Extra perks and advantages.
• Main Card Annual Charge: $895
  

Not like different variations of the Platinum Card, Morgan Stanley Amex Platinum cardholders can add one free Further Platinum Card.

Additionally, American Specific Membership Rewards factors are value 1 cent every once they’re redeemed into an eligible Morgan Stanley account. You may as well redeem factors to cowl expenses in your card, however you solely get 0.6 cents per level that means.

Guru’s Wrap-up

That is one more massive bonus you could get from a special taste of the Amex Platinum card, earlier than the rumored payment enhance. With the Morgan Stanley Amex Platinum card you possibly can have the annual payment waived, you possibly can money out factors at 1 cent every which is best than the 0.6 cents for the common Amex Platinum, and you’ll add the primary licensed consumer at no cost. The draw back is that you should have cash locked within the Morgan Stanley accounts.