Advertiser Disclosure: This web site is a part of affiliate gross sales networks and receives compensation for sending site visitors to accomplice websites. This compensation could affect how and the place hyperlinks seem on this web site. This web site doesn’t embody all monetary firms or all accessible monetary provides.

2025.9 Replace: The brand new provide is 120k. After the spending you’re going to get the companion cross instantly.

2025.7 Replace: This card is totally renewed, and the annual price is elevated from $199 to $299. The welcome provide is elevated to 100k, which is the very best ever provide on this card. The brand new advantages are marked with [New] under.

2025.1 Replace: The upper provide is expired. There’s solely 80k provide now.

Utility Hyperlink

Advantages

1. 120k provide: earn 120,000 Southwest Miles after spending $10,000 within the first 3 months. That is the very best provide in recent times.
2. We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 120k highest provide is value about $1,560. See A Newbie’s Information to Southwest Miles to examine for particulars about Southwest Miles.
3. [New] Earn 4x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent Earn 2 factors for each $1 you spend on resort lodging booked instantly with the resort, native transit, and commuting (together with rideshare); Earn 1x mile per greenback spent on all different purchases.
4. Obtain 9,000 Southwest Miles yearly in your Cardmember anniversary.
5. 4 Upgraded Boardings per 12 months when accessible (card membership 12 months). The Upgraded Boardings are often bought within the airport, and the worth is $30~$50. The Upgraded Boardings are very helpful for Southwest Airways, as a result of not like different airways, in Southwest Airways whoever get in flight first can select any seat he/she desires. [New] This profit will finish on Dec 31, 2025.
6. Inflight WiFi Credit: restricted to a complete of 365 $8 credit per 12 months. [New] This profit will finish on Dec 31, 2025.
7. [New] First checked bag free. Cardmembers and as much as 8 extra passengers in the identical reservation can examine their first bag at no extra price.
8. [New] Most well-liked Seat Choice at Reserving, when accessible. Should you don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
9. [New] Get pleasure from limitless upgrades to an Further Legroom seat inside 48 hours previous to departure, at no extra cost, when accessible.
10. [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
11. [New] 25% again on in-flight purchases.
12. Should you earn 125k Southwest miles in a 12 months, you get the Southwest companion cross certificates which is legitimate till the top of subsequent calendar 12 months!
13. [New] 10,000 companion Move qualifying factors enhance every year.
14. [New] Earn 2,500 TQPs (tier qualifying factors, helpful in the direction of A-Listing standing, however not helpful in the direction of companion cross) for each $5,000 spent.
15. As much as $120 credit score for International Entry or TSA Precheck utility price.
16. No international transaction price.

Disadvantages

1. [New] Annual price $299, not waived first 12 months.
2. Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean nations, no additional worldwide routes.

Advisable Utility Time

1. [5/24 Rule] When you have 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this submit for particulars about learn how to presumably bypass this rule.
2. This product is offered to you in the event you would not have this card and haven’t acquired a brand new cardmember bonus for this card prior to now 24 months. Observe that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely possible that you’re going to get rejected.
4. We suggest you to use for this card after you’ve a credit score historical past for greater than a 12 months.

Abstract

The welcome bonus is stable. Below the present phrases, the 2 Southwest enterprise playing cards don’t have an effect on one another’s welcome bonus eligibility, that means you may apply for each. (In distinction, you may solely maintain one of many three private Southwest playing cards at a time.) When welcome bonuses are at their peak, making use of for one private and one enterprise card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Move immediately. (Observe: You’ll be able to now not apply for 2 private playing cards in the identical 12 months.) Because the Companion Move is legitimate for the remainder of the calendar 12 months you earn it plus your entire following 12 months, making use of early within the 12 months offers you the utmost worth. Should you’re inquisitive about Southwest, the start of the 12 months is the very best time to use.

After the 2025 refresh and annual price will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in conserving these playing cards. They’re largely simply good for the welcome bonus.

Associated Credit score Playing cards

The present phrases mainly pressure you to decide on just one private Southwest bank card among the many three. However you may have each private and enterprise playing cards.

Advisable Downgrade Choices

• You can’t downgrade this card to any card with no annual price, so I recommend you shut it if you don’t need to hold it any longer.

After Making use of

• Name 800-453-9719 to examine Chase enterprise playing cards utility standing. That is an automatic phone line, and the data has the next meanings: Obtain determination in 2 weeks means your utility might be accepted; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional evaluation and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. It’s fairly laborious to recon Chase enterprise playing cards. Be ready to be requested about a variety of particulars of how your small business operates.

Historic Presents Chart

Utility Hyperlink

Should you like this submit, remember to present it a 5 star ranking!