XRP is buying and selling near $3 and has struggled to carry that degree in latest classes. In response to a market analyst, a repeat of a previous sample tied to Bitcoin halvings might push XRP a lot increased, with a potential cycle high above $20 on Oct. 17, 2025. The timeline ties again to earlier halving cycles and a brief lag that, she argues, has repeated earlier than.
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Halving Dates And Observe-On Strikes
Based mostly on studies, crypto professional Diana factors to the 2016–2017 cycle because the clearest instance. Bitcoin halved on July 9, 2016, after which reached a peak above $19,000 on Dec. 18, 2017 — 525 days later.
XRP, she notes, adopted with its excessive of $3.31 on Jan. 5, 2018, round 18 days after Bitcoin’s high. That sequence — Bitcoin first, XRP quickly after — is central to her case.
🚨 XRP TO $15–$20? HISTORY SAYS OCT 2025 IS THE DATE ⏳🔥
Historical past, math, and the tip of SEC suppression all level to 1 window: mid-October 2025.
This might be XRP’s most savage run but — let’s break it down. 🧵👇 pic.twitter.com/RJ6Z85b6pz
— Diana (@InvestWithD) September 4, 2025
Shedding Steam, Authorized Stress
The sample didn’t maintain within the subsequent cycle. Bitcoin halved on Might 11, 2020, after which topped close to $69,000 on Nov. 10, 2021, about 545 days later.
XRP didn’t mirror that run. Reviews present XRP hit $1.95 in April 2021, a number of months sooner than Bitcoin’s peak, after authorized stress and change delistings constrained its transfer. Diana describes that episode as a misplaced cycle for the token.
Regulatory Readability And Product Progress
In response to studies, the authorized cloud round XRP eased after a July 2023 court docket consequence that cleared main elements of XRP’s previous gross sales from being labeled as securities.
Exchanges within the US resumed listings, and Ripple has been constructing out merchandise like RLUSD and new cost corridors. Diana says these developments, along with a number of ETF filings, enhance XRP’s possibilities this time.
She places ahead three value situations: a modest run to $5–$7 if Bitcoin’s momentum is modest; a base case of $10–$15 assuming ETF inflows and stronger use instances; and a blow-off rally that would push XRP previous $20 if massive institutional liquidity arrives.
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XRP Forecasts Cut up: $12.25 Goal Vs. Modest Progress Outlook
In the meantime, Geoff Kendrick of Normal Chartered expects XRP’s rally to proceed, saying the token might tackle a bigger function in worldwide finance.
He additionally factors to future XRP ETFs as a catalyst that would draw extra buyers. Kendrick locations his value goal at $12.25 by 2029, which might imply a 300%+ bounce from at this time’s $2.95 and translate into annualized returns of about 43%.
That outlook, nevertheless, is much from common. Morningstar analysts forecast the broader crypto market to develop near 10% per yr by 2034, a fee consistent with historic inventory market efficiency.
Featured picture from Unsplash, chart from TradingView