Marriott Bonvoy, Marriott Worldwide’s resort loyalty program, and Flipkart SuperCoins, Flipkart’s buying loyalty program, have introduced India’s first twin loyalty program integration, whereby the factors forex of 1 program might be transformed to the opposite and vice versa.

Whereas it’s fascinating, let’s crunch the numbers to see if it makes any sense.

Conversion Ratio

• Marriott to Flipkart = 2:1
• Flipkart to Marriott = 2:1

The conversion software is already dwell on Flipkart app (search “Marriott” on the app) and you may convert it in real-time after linking your accounts.

I simply did a check switch from Marriott Bonvoy factors to Flipkart supercoins. I transferred 1000 factors to get 500 tremendous cash and it was immediate.

There are per transaction and per day limits and it could go nearly as good as 100K factors, as of now. Listed here are extra data on t&c.

Word: The Flipkart’s iPhone app is throwing error (on MB login) for me and a few of my pals. If you happen to face the identical, login to Flipkart on cellular browser and it’s best to be capable of hyperlink it.

Earn on Flipkart Spends

Flipkart customers can now earn Marriott Bonvoy factors on their Flipkart orders.

For ex, 1000 INR order would give 100 MB factors or 5000 INR order would give 500 MB factors. That’s a candy 10% return you may say.

Nicely, the issue is, it’s restricted to 500 MB factors a 12 months or 1000 MB Factors for Flipkart VIP members.

Hmm, that’s such a tiny restrict for a model like Marriott.

Must you convert?

To analyse that, we first have to know a tough worth of every forex. My private valuation is as under:

• Marriott Factors: 0.50 INR/level (minimal)
• Flipkart Tremendous Cash: 1 INR/level

So the frequent sense is to NEVER switch tremendous cash to Marriott, as meaning you’re dropping it’s worth by candy 75% immediately.

However transferring from Marriott to Flipkart supercoins is certainly a good choice, because it provides 50ps per level for Marriott and in flip for Amex.

The above assertion is true so long as you’re in a position to make use of Supercoins successfully. As of now, you may burn 100% supercoins on Cleartrip at 1:1 which is nice.

However that is solely a short lived provide and is likely to be turned off anytime making the supercoins primarily ineffective, besides you could burn 100 Tremendous Cash per order on Flipkart.

To not point out, Supercoins expire in 6 months.

So, you could switch in the event you’ve a right away use case, else don’t!

Ultimate Ideas

It’s good to see Marriott trying to achieve a bigger viewers in India by partnering with Flipkart.

Whereas that’s an excellent intention, I believe it may have been executed in a a lot better approach.

The issue is, Flipkart is sort of unstable with their loyalty program and the forex. Even their Flipkart Credit score Card has been fairly devalued now.

I used to earn SuperCoins on Myntra orders, however just lately they appear to have eliminated that profit with none prior discover.

However, so long as the Cleartrip redemption stays, it’s a great way to burn Amex/Marriott factors at a good worth for buying/journey.