The Hilton Honors American Specific Enterprise Card is a helpful lodge enterprise card. With mid-tier Hilton Gold elite standing and a Hilton assertion credit score, it supplies premium advantages. If Hilton is your organization’s lodge chain of selection, this card could possibly be a worthwhile addition to your pockets. Card score*: ⭐⭐⭐

*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The Hilton Honors Enterprise card is constructed for small-business homeowners, however you do not want a bustling workplace or dozens of staff to use. A aspect hustle or consulting gig that requires journey is greater than sufficient to qualify for a small-business card.

Probably the greatest perks of the Hilton Enterprise card is the computerized Hilton Gold elite standing. From free breakfast to room upgrades (primarily based on availability), this card can present significant advantages proper from the beginning.

With a $195 annual price (see charges and costs), the cardboard affords a number of helpful advantages for Hilton loyalists. Candidates accredited for the Hilton Honors Enterprise usually have a credit score rating of no less than 670.

The cardboard was just lately refreshed, which introduced modifications to its advantages and a rise to the annual price. Let’s take a more in-depth have a look at the Hilton Enterprise card to see if it is a match to your pockets.

New candidates for the Amex Hilton Enterprise card can earn 175,000 Hilton Honors bonus factors after they spend $8,000 in purchases inside the first six months of card membership.

TPG values these 175,000 bonus factors at $1,050. That is very near the highest supply we have seen on this card (180,000 factors), so now is an efficient time to use.

Understand that Amex has a “as soon as per lifetime” coverage on card affords and states the next:

Every day Publication

Reward your inbox with the TPG Every day publication

Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

You might not be eligible to obtain a welcome supply you probably have or have had this Card or earlier variations of this Card. You additionally might not be eligible to obtain a welcome supply primarily based on numerous elements, comparable to your historical past with bank card stability transfers, your historical past as an American Specific Card Member, the variety of bank cards that you’ve got opened and closed and different elements. In case you are not eligible for a welcome supply, we are going to notify you previous to processing your utility so you’ve gotten the choice to withdraw your utility.

For $195 annually (see charges and costs), the Hilton Enterprise affords quite a lot of advantages and perks.

• As much as $240 in assertion credit: Earn assertion credit score on eligible Hilton purchases cut up into as much as $60 every quarter. Eligible purchases embody room reservations at Hilton properties and incidental expenses comparable to dinner or spa remedies.
• Complimentary Nationwide Automotive Rental elite standing: Cardmembers obtain Nationwide Automotive Rental Emerald Membership Government standing. Enrollment within the complimentary Emerald Membership program is required. Advantages embody assured upgrades, entry to Government Space automobiles, and no second driver charges.
• Complimentary Hilton Honors Gold elite standing: With Gold standing, you will earn an 80% factors bonus on Hilton stays, the fifth evening free on award redemptions, elite tier rollover nights, complimentary breakfast or meals and beverage credit in any respect inns, room upgrades (when obtainable) and extra.
• Improve to Diamond standing: You may attain Diamond Elite standing once you spend $40,000 along with your card in a calendar 12 months. Diamond standing comes with much more advantages, comparable to higher upgrades (when obtainable), govt lounge entry, a 48-hour room assure and extra — although if you’d like this tier of standing, you are possible higher off making use of for the Hilton Honors American Specific Aspire Card, which affords Diamond standing as a built-in perk.
• Journey protections: Baggage insurance coverage*, secondary automotive rental loss and injury insurance coverage**, entry to the International Help Hotline#, and prolonged guarantee* and buy safety* advantages can be found to cardmembers.
• Expense administration instruments: As a enterprise cardmember, you will have entry to instruments just like the American Specific Enterprise app, QuickBooks integration, Vendor Pay and extra.

Enrollment is required for choose advantages.

Associated: Your full information to purchasing protections on American Specific playing cards

The data for the Hilton Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

*Eligibility and profit stage varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
**Eligibility and profit stage varies by card. Not all car varieties or leases are coated, and geographic restrictions apply. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by means of American Specific Journey Associated Companies Firm, Inc.
#Eligibility and profit stage varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Cardmembers are chargeable for the prices charged by third-party service suppliers.

With the Hilton Enterprise card, you will earn 12 factors per greenback at Hilton Motels and Resorts — a 7.2% return on spending in response to TPG’s valuations. You will additionally earn 5 factors per greenback on all different purchases as much as $100,000 then 3 factors per greenback after that.

As with Hilton’s different bank cards, you will get one of the best return on Hilton purchases. In your different business-related spending, you will get a 1.8%-3% return on spending.

Different playing cards just like the American Specific® Enterprise Gold Card or the Ink Enterprise Most popular® Credit score Card supply a greater worth. Plus, Amex Membership Rewards permits you to switch factors to Hilton, which makes the Amex Enterprise Gold a fantastic complement to this card.

Associated: 10 concerns to your small-business bank card technique

You may redeem your Hilton Honors factors in a number of methods. Resort redemptions supply one of the best worth, whereas Hilton occasion reductions, Hilton Honors Experiences and Amazon purchases supply poor worth.

Whereas Hilton Honors does not have a printed award chart, the Factors Explorer software can present you the award redemption worth vary over the following 30 days. This might help what to anticipate when contemplating areas for utilizing your factors.

TPG managing editor Matt Moffitt likes to redeem his Hilton Honors factors to guide three- and four-star inns overseas. These properties have a tendency to supply the next redemption worth than these within the U.S., and he goals to guide five-night stays, as he solely must pay for 4, due to the elite standing that comes with Hilton cobranded playing cards.

For those who’re trying to maximize your Hilton redemption choices, try these three guides:

The Hilton Enterprise card is the one enterprise card provided by Hilton, however it has stable competitors from different cobranded inns and customary enterprise playing cards.

• If you need a lodge enterprise card from Marriott: The Marriott Bonvoy Enterprise® American Specific® Card affords computerized Gold Elite standing with Marriott Bonvoy, as much as 7% low cost on eligible bookings made immediately with Marriott at taking part properties for cardmembers and a free evening award (price as much as 35,000 factors) on every account anniversary. You will additionally obtain 15 elite evening credit per 12 months that will help you attain larger standing tiers; the cardboard has an annual price of $125 (see charges and costs). For extra info, learn our full assessment of the Amex Marriott Bonvoy Enterprise card.
• If you need a lodge enterprise card from Hyatt: The World of Hyatt Enterprise Credit score Card has a $199 annual price and affords entry-level Discoverist standing for you and as much as 5 staff, as much as $100 in annual spending credit with Hyatt and two advantages you may unlock by means of spending: tier-qualifying nights towards elite standing and incomes a ten% factors rebate. For extra info, learn our full assessment of the World of Hyatt Enterprise card.
• If you need versatile factors that you should utilize past Hilton stays, The American Specific® Enterprise Gold Card does not supply any lodge standing however as an alternative earns American Specific Membership Rewards factors, which you’ll switch to Hilton but in addition use with greater than 20 lodge and airline companions. You will earn 4 factors per greenback in your high two spending classes every billing cycle — on as much as $150,000 in purchases per calendar 12 months. The cardboard has a $375 annual price (see charges and costs). For extra info, learn our full assessment of the Amex Enterprise Gold card.

For added choices, see our checklist of the greatest enterprise bank cards and the greatest American Specific playing cards.

Associated: apply for an Amex enterprise card

The Hilton Enterprise Card is greatest for individuals who spend lots at Hilton properties and may reap the benefits of the complimentary Gold standing. Nonetheless, this card doesn’t supply worthwhile incomes charges on on a regular basis spending and lacks free evening certificates that include different lodge playing cards. For those who’re on the lookout for a bank card with elevated journey advantages and better elite standing, Amex affords higher choices.

You might be hesitant to pay an annual price on a bank card or surprise if the $195 annual price (see charges and costs) is price it on the Hilton Enterprise card. Contemplate, how a lot worth you will get out of the cardboard’s computerized Hilton Gold standing, as that may be a deciding issue on whether or not this card is for you. For enterprise vacationers who regularly stick with Hilton, there are issues to love concerning the Hilton Enterprise card. Others are greatest choosing one other lodge card or enterprise card.

Apply right here: Hilton Honors Amex Enterprise card

For charges and costs of the Amex Hilton Enterprise card, click on right here.
For charges and costs of the Amex Marriott Bonvoy Enterprise card, click on right here.
For charges and costs of the Amex Enterprise Gold card, click on right here.