Welcome to a brand new collection right here at Fintech Nexus. We publish dozens of articles each month and I all the time suppose it’s attention-grabbing to see what catches our viewers’s consideration. So, right here now we have the highest 10 most considered articles from our website in January.

1. The Way forward for On Demand Pay and Earned Wage Entry – This was a visitor submit from Jason Lee, the co-founder of DailyPay, the main earned wage entry platform. He makes the case that earned wages are staff’ cash and must be tracked fastidiously. He launched his new firm, Salt Labs, additionally focused at staff however on financial savings moderately than spending.
2. Client lending fintech leaders sit up for 2024 – I interviewed the CEOs of a number of client fintech lenders to get their ideas on 2024. These main execs answered three questions round new initiatives, the impression of excessive rates of interest and the highest subject for the business in 2024.
3. Will Embedded Finance Make Software program Firms the New Neighborhood Banks? – This visitor submit is by Luke Voiles, the CEO of Pipe (search for my podcast with Luke popping out subsequent week) and he talked concerning the altering small enterprise panorama. Vertical SaaS corporations know their small enterprise clients higher than any neighborhood financial institution which suggests they’re nicely positioned to offer value environment friendly entry to capital.
4. Plaid is All over the place in Fintech Immediately – I chatted with Eric Sager, the COO of Plaid, and requested him a bunch of questions on Plaid’s function in monetary providers as we speak. Plaid has come an extended since launching its financial institution connectivity platform and now have providers masking lending, fraud, real-time funds, knowledge possession and extra.
5. The API Economic system’s Impression on Banking Operations – My piece on Plaid arrange completely for an additional visitor submit, this one on the API economic system that has been created in monetary providers, courtesy of Plaid and others. It supplies banks and fintechs the chance to basically enhance the client expertise throughout many merchandise.
6. Goldman bids farewell to client banking push – This text was from again in July and has been in our high 10 listing ever since. Whereas Goldman actually has given up on changing into a client financial institution they’re nonetheless an organization that individuals concentrate and search so much on Google (which is why it’s nonetheless within the high 10 six months later).
7. 2024 Replace on Silicon Valley Financial institution: Fintech Focus Persists Whereas Competitors Heats Up – That is from a brand new author for us, Katherine Heires, who did a deep dive into SVB and the state of their enterprise debt enterprise as we speak. She discovered a wholesome financial institution that operates in a extra aggressive market as we speak that in earlier years.
8. Steve Allocca, Managing Director, US & President of Funding Circle on small enterprise lending – My podcast with Steve Allocca, the pinnacle of Funding Circle US, continues to get strong curiosity because it was printed in early January. Steve has deep historical past in fintech and has extra experience on small enterprise lending than simply about anyone.
9. LatAm fintechs count on extra benign circumstances in 2024 – From our Argentina-based correspondent, David Feliba, he supplied commentary from a number of the main fintechs within the area. After enduring a few difficult years most count on higher financial circumstances throughout Latin America in 2024.
10. Siddhartha Jajodia, U.S. CEO and Chief Banking Officer of Revolut on creating a world digital financial institution – Sneaking into the highest 10 is my December interview with Sid Jajodia, the CEO of Revolut US. Revolut might be the main international digital financial institution and they’re critical concerning the US market.