Now is an efficient time to make a lump sum funding in buy-the-dip progress and dividend shares. Trump tariff uncertainty has paused for some time because the US authorities is quickly shut down till a brand new funds is handed. This may give time to the market to soak up the shocks and companies to regulate to the brand new tariff regime. Shares that have been hit by the tariff warfare are recovering from their backside. You possibly can take into account investing $21,000 in three Canadian shares proper now earlier than the restoration rally gathers momentum.

Prime three Canadian shares to purchase proper now

Descartes Programs inventory

Descartes Programs (TSX:DSG) inventory dipped 27% from its February 2025 peak because the tariff warfare hit North American markets. The provision chain administration and logistics provider was struck as the corporate earns 67% of its income from the US. At first of 2025, DSG inventory was buying and selling at a 51 occasions ahead price-to-earnings ratio. Contemplating the inventory grows its earnings per share (EPS) at a median annual price of 20%, it appeared overvalued. Nevertheless, tariff uncertainty slowed the EPS progress estimate, resulting in a correction within the inventory value.

The market seems to have bottomed out, and the momentum from commerce negotiation expectations is fading. The tariff warfare may both shift the worldwide provide chain or geopolitical strain may ease tariffs. In both case, commerce volumes will revive, possibly this yr or subsequent, or a yr after that. The timing is tough to inform. Thus, it’s mentioned, you may’t time the market.

Nevertheless, with Descartes, you might be assured that restoration is within the playing cards, given its zero debt and sustained 44% adjusted Earnings Earlier than Curiosity, Taxes, Depreciation, and Amortization (EBITDA) margin. You possibly can take into account investing $7,000 in Descartes inventory proper now and holding it for a very long time, because it may double your cash in 5 years.

Constellation Software program inventory

Constellation Software program (TSX:CSU) inventory is now reviving after a 20% dip in September. Behind the 7% restoration final week is insider buying and selling exercise. Observe that the inventory fell after its founder resigned abruptly as a result of well being causes. A administration change tends to spur insider buying and selling. In CSU’s case, the buying and selling was constructive as insiders have been in a purchase mode.

It’s time to purchase the inventory because it appears to have bottomed out. Constellation retains buying vertical-specific software program firms that contribute to its free money stream (FCF) and enterprise worth. This enterprise worth has elevated its share value. Since Constellation has by no means performed a inventory break up, a single share is priced above $4,000.

The current underperformance of the inventory is just not as a result of the compounding impact of the acquisition is just not working. The corporate persistently delivered income and FCF progress. Nevertheless, a slowdown in tech spending amidst macro uncertainty and the worry of synthetic intelligence’s (AI) influence on licensing software program has saved CSU’s shares from rallying considerably.

Observe that every one these causes behind the dip haven’t any materials influence on fundamentals. This makes it a superb case of shopping for the dip.

Canadian Nationwide Railway

Canadian Nationwide Railway (TSX:CNR) inventory has been in a downtrend since March 2024. The corporate has a big rail community that carries cargo inside Canada and throughout the border to the US. It advantages from an increase in freight expenses, however the true progress comes from commerce combine and volumes. Some items, reminiscent of automotive, are high-margin, whereas grain and coal are low-margin.

This inventory was hit arduous by the commerce warfare as decrease worldwide commerce volumes decreased its income by 1% within the second quarter. The administration scrapped its fiscal 2024–2026 outlook and diminished its fiscal 2025 steering. The inventory appears to have bottomed out, absorbing the tariff hit. The railway inventory is an efficient dividend payer, rising dividends for the final 20 years.

Whereas the inventory has grown its share value, it’s a purchase for the dividend progress. A 2.6% dividend yield could not look interesting, however a median annual dividend progress of 11% may also help you construct a powerful passive revenue pool.